Residential Solar Financing in Davis

Solar panels on roof of new house

Solar panels on roof of new house

In Davis, California, “The most bicycle friendly town in the world,” and throughout California, the West Coast and the Sunbelt states, Renewable Asset Management Company, LLC and SunLender™ provide residential solar financing directly through a network of leading Solar Power System (photovoltaic system) Installation companies. For Residential Solar Financing in Davis and throughout California, SunLender can be counted on as your go-to provider.

Since 2011, the SunLender program has allowed Solar Power Installers to provide solar financing to their residential solar customers with a 20-year operating lease or a 10-year or 15-year loan. And Renewable Asset Management Company (RAMCO) is a proven leader in renewable energy financing, and in conjunction with affiliated companies have offered a variety of commercial and residential solar financing programs since 2008.

Residential Solar Financing in Davis and America

The SunLender Lease and Loan programs are offered to approved Solar Power System Installers in Arizona, California and Hawaii. The SunLender Loan solar financing program is also currently available in Oregon, Michigan, Minnesota, North Carolina, South Carolina, Texas and Washington

Do you want to do what’s best for your customers?

We can save your customers up to an additional $13K on a typical $20K solar system.

Since our lease term is 20 years instead of 25, with the same or lower monthly payment as other financing programs, we can generate significant savings to your customers just by financing with SunLender.

  • Same System
  • Same Monthly Payment
  • Same Utility Savings
  • Less Total Cost

Contact SunLender for your Residential Solar Financing in Davis.

Do the right thing for your customers.
Call SunLender today.

Call Mike Thompson to secure
the shortest term for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

The SunLender Difference:

SunLender™ Residential
Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home. SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses. If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. Our Installer partners can show you how to lower your energy usage with energy efficiency products, before you decide to generate power with a solar system – ensuring that you get the right size solar system for your home.
  • Signature Loan – The Signature Loan is a secured term loan for financing the purchase and installation of energy-efficiency products for your home with a term up to 7 years.

SunLender Pro™

  • Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects.

Commercial Solar Financing

Loan – The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 10 years.

We are looking for quality Installers in select markets

With SunLender, You Get:

  • Cash Flow – Installer job/construction financing through SunLender provides Solar Power System Installers with needed cash as early as customer credit approval.
  • Ease of Use – The SunLender proprietary solar proposal platform is comprehensive, uncomplicated and makes closing sales easy.
  • Less Red Tape – SunLender financing requires significantly less administrative burden than other financial programs in the solar market
  • Immediate Credit Approval – With SunLender, Solar Power System Installers can offer conditional financing approval to Homeowners in minutes.
  • Total Solution – SunLender is a complete in-house one-stop solar financing program, from originations and funding to servicing, and operations and maintenance.
  • Experience – 41-year financing foundation providing Installers and their customers unique credit programs, and financing renewables since 2008

Contact us to Demo the Program and see how SunLender can help you grow your business.

Available Programs:

SunLender™ Zero Down
Solar Lease

SunLender™ Zero Down
Solar Loan

SunLender Plus™ Energy Efficiency Signature Loan

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104

If your company is based in the Davis area, or California, or you have a West Coast or Sunbelt client-base or solar system to install, the SunLender program is uniquely designed to provide Solar Power System Installers with the cash flow they need to grow. For your Residential Solar Financing in Davis, the SunLender enhanced program allows Installers to leverage the partnerships, connections and network of RAMCO, and now provides interim project financing through the Pro Power Green™ Construction Financing program, allowing Installers to get paid faster and fund growth without typical construction cash-flow constraints inherent to other finance programs and Funds. The SunLender program is tailored to help Installers grow their business and increase their sales.

The SunLender portal provides a single-source quoting platform that offers Solar Power System Installers the ability to quote Homeowners a solar loan and a solar lease within the same proposal, in approved states, thereby allowing the consumer to choose the financing product best suited to their needs; and providing Installers the tools and financing options to close more deals.

SunLender Solar Lease or Loan makes it easy to Reduce Energy Costs

Step 1 Request a free solar home evaluation

Step 2 — Fill out credit app to see how much you can save

Step 3 — Have your solar system designed and installed

Step 4 — Harvest renewable sunlight and start saving

Start the process online today.

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104

email: mthompson@sunlender.com

About

Why SunLender?

SunLender was created top benefit Solar Power System Installers and Homeowners

Demand for electricity is steadily increasing causing household electricity bills to skyrocket.

A homeowner’s cost control of electricity is unknown. A Solar Power System allows a homeowner to set a fixed cost and drive savings for years to come. SunLender is committed to providing property owners with a simplified solar financing solution, giving you the choice of either a lease or a loan. Our network of leading Installers can draw up custom plans to match your toughest roof requirements, resulting in a system tailor-made for your home for zero out-of-pocket expense.

The SunLender program was developed for Solar Power System Installers.

Solar Installers across the country don’t always have the resources to find financing for customers, or the capital to provide it themselves.

For the last 40 years, we have been working with the building trades financing distributors and Installers as well as consumer home improvement projects.  We understand your business, we understand that you have to present solutions to your customers, and we have designed our finance program to specifically address your needs. Our Installer partners can reap the benefits of our industry-specific experience, connections and network.

Integrated Portal – Our pre-qualifying quote system lets Installers and homeowners know immediately if they pre-qualify for a lease or loan. This proprietary solar proposal platform enables Installers to present professional sales proposals to residential customers. The proposal offers several financing options as well as graphic representation of their solar investment.

  • Quick Quote Ability – We are focused on helping you sell more and streamlining that process with our sales tools.  The Quick Quote tool allows Installers to model a variety of products and pricing with a minimum of input, which can easily be converted to a sales proposal.
  • Easy Proposal to Signature Process – Not only do we provide financing, but we also directly service all of our consumer leases and loans.  We are a one-stop-shop and are able to serve both you the installer and your homeowner customers more effectively.
  • We can finance more than just PV – We are a finance company, not just a solar finance company.  We do not limit you to only finance solar solutions. We keep up with our Installers to provide financing for energy management solutions.

More efficient than other programs – When you offer multiple residential solar finance solutions you can tailor your sales pitch to your customer’s needs and close more deals.  With one approval you can offer your customer:

  • SunLender™ Zero Down Solar Lease – The homeowner leases the solar PV equipment and makes a low monthly payment for the length of the contract term.
  • SunLender™ Zero Down Solar Loan – A fully amortized loan that provides a low monthly payment and path to ownership. The homeowner keeps the rebates and tax credits and increases the value of their home.
  • SunLender Plus™ Energy Efficiency Signature Loan – An unsecured loan that provides financing for energy efficiency solutions and can be approved simultaneously with a solar lease or loan.

Program tailored to Installer’s business – we only partner with the best and we trust our Installers

  • Easier program management – We developed our process given our 40-year experience working with the building trades.  Financing is a solution, but it should not overly burden your organization.
  • Faster payment – Experience gives us the insight to know that sales are important, but Cash Flow is more important.  Our program is tailored to help you grow your business and increase your origination.
  • Cash Flow – Interim Jobs/Construction financing provided by ProPower Construction allows you to grow sales and perpetuate deal flow.
  • Program is set up to scale with growth – Using online systems and tools, we are built for growth and have the ability to scale with you.

For Homeowners who want to go green, while saving green … SunLender is here to help you install and save

Every home is unique. There is no ‘one size fits all’ solar residential finance solution out there, contrary to what much of the industry might say. That’s why we offer both a lease and a loan – so that your Installer can design the best system, with the best financing, with the longest warranty, for the best price, guaranteed. Your family has unique needs and we want to provide the right solution for you. We have designed residential solar financing solutions that require little or no money down, and have positive impact to your monthly cash flow.

Our Installer partners can show you how your new solar power system will pay for itself right away, by funding the monthly financing payment with the savings from your electricity bill. By combining federal and local rebates and incentives and using our innovative financing solutions, you can install a solar power system that will save you tens of thousands of dollars over its life, without requiring cash outlays at the time of installation!

Why SunLender?

  • Flexible Financing with little to no money down.
  • Rent or Own your equipment – the choice is yours.
  • Do the right thing! – Replace dirty grid power with clean renewable energy and save your family money.
  • Increase the value of your home – The Department of Energy completed a study in April 2011 that concluded a home seller who invested in solar panels could expect to capture a premium of $18,600-$23,870 versus comparable homes without solar panels,

Available programs:

SunLender

Loan or lease

$0 Down

Zero-Down Loan or Lease

No money up front, complete solar satisfaction.

Loan or Lease

You decide what is best for you

Clear comparison in the same proposal.

Worry Free

Extended Warranty for Peace of mind

24/7 system monitoring is comprehensive.

Easy Process

Quick, Simple & thorough

Uncomplicated steps put solar in your home

Start the process today …

Begin online

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

Davis

Davis, California, “The most bicycle friendly town in the world,” is located in Yolo County, California, 11 miles west of Sacramento, 70 miles northeast of San Francisco, and 385 miles north of Los

Davis lies in the Sacramento Valley, the northern portion of the Central San Joaquin Valley in Northern California at an elevation of about 16 m (52 ft) above sea level. Davis, California has a total area of 10.5 square miles, of which 10.4 square miles is land and 0.04 square miles is water.

The topography is flat, which has helped Davis to become known as a haven for bicyclists

Davis is the most populous city in Yolo County, California. It had a population of 65,622 in 2010, not including the on-campus population of the University of California, Davis, which was 5786. Davis is included in the Sacramento-Arden-Arcade-Roseville Metropolitan Statistical Area.

Climate

Davis, California sees some 260 days of sunshine annually, well above the national average of 205 sunny days per year, making it a perfect application for Residential Solar (photovoltaic) applications. Its climate resembles that of nearby Sacramento. Davis experiences what is typical of California’s Central Valley Mediterranean climate regime: dry, hot summers and cool, rainy, winters. It is classified as a KÖppen Csa climate. Average temperatures range from 46 °F (8 °C) in December and January to 75 °F (24 °C) in July and August. Thick ground fog called tule fog, settles into Davis during late fall and winter.

Households

The 2010 Census reported reported that Davis had a population of 65,622. The population density was 6,615.8 people per square mile

The Census reported that 63,522 people (96.8% of the population) lived in households, 1,823 (2.8%) lived in non-institutionalized group quarters, and 277 (0.4%) were institutionalized.

There were 24,873 households, of which 6,119 (24.6%) had children under the age of 18 living in them, 9,343 (37.6%). The average household size was 2.55, there were 11,925 families (47.9% of all households) and the average family size was 2.97. There were 25,869 housing units with an average density of 2,608.0 per square mile, of which 10,699 (43.0%) were owner-occupied, and 14,174 (57.0%) were occupied by renters. Some 27,594 people (42.0% of the population) lived in owner-occupied housing units and 35,928 people (54.7%) lived in rental housing units.

In 2006, Davis, California was ranked as the second most educated city (in terms of the percentage of residents with graduate degrees) in the US by CNN Money Magazine – second to Arlington, Virginia.

 Solar Energy

California Dominates Solar

The solar industry is growing nationally, but California continues to dominate.

A recent report from the Solar Energy Industries Association and GTM Research found that for much of 2013, 2014 and 2015, California was adding more than half of all new residential solar panels in the entire U.S. And California installed nine times as much solar capacity as the state with the second-most installations, North Carolina.

According to the California Renewable Energy Center solar collaborative, hosted by the UC Davis Energy Institute, California is on track to meet its mandated goal of generating at least one-third of its power needs through renewable sources by 2020. Most of that renewable energy will be solar.

Expiring on Dec. 31, 2016, the federal Residential Renewable Energy Tax Credit offers up to a 30 percent rebate of qualified expenditures in the form of a tax credit. Some state incentives also are available through such power providers as Pacific gas & Electric.

Solar Financial Incentives in Davis

For your Residential Solar Financing in Davis, the SunLender programs can save you money while ensuring that the process is easy for you. In addition the money you can save with SunLender, Solar Power Systems installed Davis can save homeowners money through several other programs.

Get started in your rebates, Davis

Pacific Gas & Electric, which has helped more customers go solar than any utility in the United States, put together a useful step-by-step guide to solar conversions including a solar calculator to estimate savings and system size. Find it at pge.com.

Sacramento Municipal Utility District (SMUD) offers a free class for potential solar customers. Called “Solar for Your Home,” the course – which is offered quarterly – is taught by solar specialist Brent Sloan and covers the basics of system installation and what consumers should consider. To sign up for the next class, go to smud.org/etc.

Go Solar California, State Rebate Program

As part of California’s $3.3 billion “Million Solar Roofs Program,” the Go Solar California! campaign has a goal to install 3,000 megawatts (MW) of new solar electricity capacity on homes and businesses by the end of 2016, making renewable energy an everyday reality.

California Solar Initiative (CSI): The California Solar Initiative is managed by PG&E in San Francisco and will provide incentives through 2016 for existing residential homes and existing and new commercial, industrial, and agricultural properties. For more information about the current incentive levels, please visit the CSI Rebate Tracker.

Single Family Affordable Solar Housing Program (SASH): Managed by the non-profit solar organization, GRID Alternatives, this program offers incentives to eligible low income households.

New Solar Housing Partnership (NSHP): Managed by the California Energy Commission, the New Solar Homes Partnership (NSHP) will provide $400 million worth of incentives through 2016 to encourage solar in new residential construction.

Multifamily Affordable Solar Housing Program (MASH): Building owners can install solar PV systems to offset energy used in common areas and utilize virtual net metering (VMN) to offset tenant loads. (*Please note, the incentive budget for the PG&E territory has been fully spent. Customers may still be added to a waitlist for funds as they become available.

Federal Tax Credits and Accelerated Depreciation

A 30 percent federal tax credit is offered for the installation of both residential and corporate solar energy systems. The tax credit is applied to the net cost after other rebates or grants have reduced the initial system cost. The current federal tax credit program is available through 2016.

Residential Renewable Energy Tax Credit: Homeowners installing new solar PV and solar water heating systems are eligible for his 30 percent tax credit. Download IRS Form 5695.

Business Energy Investment Tax Credit: Businesses installing new solar PV and solar water heating systems are eligible for this 30 percent tax credit. Download IRS Form 3468.

Modified Accelerated Cost-Recovery System (MACRS) + Bonus Depreciation.

Under the federal Modified Accelerated Cost-Recovery System (MACRS), businesses may recover renewable energy investments through depreciation deductions. For more information visit the US Department of Energy’s DSIRE website.

Additional Programs for Financial Incentives for Solar PV in Davis

Federal ITC

The Federal Government provides tax credits for businesses that invest in renewable energy.

Residential Renewable Energy Tax Credit

The Federal Government provides tax credits for residential renewable energy

California Solar Initiative

The State of California created the California Solar Initiative to promote solar energy in the state.

California’s Solar Market is Thriving

According to a report by Environment California. California’s solar market is thriving. Ten years ago, solar panels atop roofs were a rarity. Today, solar is taking hold in cities across California, from coastal metropolises such as San Francisco, to agricultural and industrial hubs in the Central Valley. In the past two years alone, the solar industry has installed more than 5,000 kilowatts of solar power in each of 10 different California cities.

Solar energy makes sense for California. Each new solar panel helps to clean our air, fight global warming, improve the reliability of our electricity grid, boost the economy, and create much-needed jobs.

California has just begun to tap into the vast potential of solar energy. Governments, utilities and the public should continue to work together toward a clean energy future.

Solar cities are the heart of California’s thriving solar market.

  • San Diego leads all California cities in terms of the number of solar installations on residential, commercial and government buildings, with more than 4,500 projects installed. San Diego also leads the state in terms of overall solar generation capacity, with nearly 37 megawatts (MW). If San Diego were a nation unto itself, it would rank among the top 25 nations in the world in terms of solar capacity, with more solar power than the entire nation of Mexico.
    •    Los Angeles ranks second, with more than 4,000 solar installations adding up to more than 36 MW of power generation capacity.
    •    San Jose ranks third, with more than 2,700 solar installations and 31 MW of solar electric generation capacity.
    •    In addition, San Francisco, Fresno, Bakersfield, Santa Rosa, Roseville, Clovis and Oakland all have more than 1,000 solar installations. In terms of generation capacity, Fresno, San Francisco, Bakersfield, Sacramento, and Santa Rosa all have more than 10 MW installed.

California’s solar market is geographically diverse. Solar installations are taking hold from coastal urban centers to mountain communities to towns in the Central Valley.

  • Among cities with at least 50,000 residents, Santa Cruz, Clovis, Rocklin, Davis, Watsonville, and Roseville have the most solar installations per resident. Chico, Woodland, Rancho Cordova, Livermore, and Petaluma have the most solar generation capacity per resident.
    •    Among large towns, with between 10,000 and 50,000 residents, Sonoma (Sonoma County), Grass Valley (Nevada County) and Auburn (Placer County) have the most solar installations per resident. Sonoma, Auburn and Oroville (Butte County) lead in terms of solar capacity per resident.
    •    Solar has reached its greatest penetration per capita in the northern Bay Area, the Sierra foothills, and the Central Valley. The small towns of Sebastopol (Sonoma County), Newcastle (Placer County), and Nevada City (Nevada County) lead the state in terms of number of solar installations per resident. Herald (Sacramento County), Edwards Air Force Base (Kern County), and Lebec (Kern County) lead the state in terms of solar capacity per capita.

Despite the development of thriving solar markets in cities across the state, California has only just begun to capture its tremendous potential for solar power.

  • The National Renewable Energy Laboratory estimates that the state could host more than 80,000 MW of rooftop solar in total – enough to generate more than a third as much electricity as California uses in a year.
    •    California has installed more than 1,000 MW of solar capacity on residential and commercial rooftops. Despite this substantial progress, vast potential remains to be developed.

California should continue to build the strength of its solar energy market.

Key steps include:

  • Ensure that the Million Solar Roofs Initiative reaches its goal by the end of 2016.
    •    Increase the use of solar energy systems in new construction by requiring all new homes to include solar power or other on-site renewable electricity generation by no later than 2020, and all new non-residential buildings by no later than 2030, through a net-zero energy building code requirement.
    •    Adopt a strong feed-in-tariff policy to encourage solar power installation on warehouses, parking lots and other sites with low on-site energy demands but high levels of sunshine.
    •    Maintain or enhance the incentive value of net metering and lift the cap on its use to allow all California ratepayers to benefit from going solar.
    •    Remove barriers to installing solar energy systems at the local and state levels by streamlining interconnection and permitting.
    •    Finally, California should continue to set ambitious clean energy goals – such as Governor Jerry Brown’s goal of installing 12,000 MW of distributed electricity generation in California by 2020 – and adopt innovative policies to achieve them.

*All solar capacity figures in this report are presented in terms of alternating current watts, measured under California Energy Commission PTC test conditions, unless otherwise noted.

Calculating California Cities’ Solar Installations and Generation Capacity

This report documents the number of grid-connected solar electric systems installed in California and their total electric generation capacity on a city-by-city basis. It focuses on solar photovoltaic installations that by and large are owned by ratepayers or third-party financing companies, as opposed to an electric utility, and are located on or near buildings throughout the state.

The report compiles solar energy installation data from the California Energy Commission, California Public Utilities Commission, the California Center for Sustainable Energy, and the state’s private and public utilities. The data represent the most recent available information from each source at the time of data collection, covering a time period through no later than the close of August 2011. For more details, see the Methodology section.

 

To take advantage of Residential Solar PV Systems for your home or your customers’ homes … SunLender makes sense …

SunLender programs include:

SunLender™ Residential Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home.  SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Installer partners can show you how to “reduce” your energy usage with energy efficiency products, before you decide to “produce” with a solar system – ensuring that you get the right size system for your home. Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses.  If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. The Signature Loan is a secured term loan for financing the purchase and installation of energy efficiency products for your home with a term up to 7 years.

SunLender Pro™ Commercial Solar Financing

Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects. The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 15 years.

Pro Power Construction Interim Job Financing

One of the biggest challenges for Installers is cash flow during the construction phase of a project. Ramco/SunLender solves all that with ProPower Construction. Interim milestone payments are available to Installers from the beginning of a project. Greater Installer cash flow allows faster Installer growth and deal flow.

Start the process today, for your own home or for your customers’ homes …

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104

Residential Solar Financing in Berkeley

IIMG_66271n Berkeley, California, “The Charter City,” and throughout California, the West Coast and the Sunbelt states, Renewable Asset Management Company, LLC and SunLender™ provide residential solar financing directly through a network of leading Solar Power System (photovoltaic system) Installation companies. For Residential Solar Financing in Berkeley and throughout California, SunLender can be counted on as your go-to provider.

Since 2011, the SunLender program has allowed Solar Power Installers to provide solar financing to their residential solar customers with a 20-year operating lease or a 10-year or 15-year loan. And Renewable Asset Management Company (RAMCO) is a proven leader in renewable energy financing, and in conjunction with affiliated companies have offered a variety of commercial and residential solar financing programs since 2008.

Residential Solar Financing in Berkeley and America

The SunLender Lease and Loan programs are offered to approved Solar Power System Installers in Arizona, California and Hawaii. The SunLender Loan solar financing program is also currently available in Oregon, Michigan, Minnesota, North Carolina, South Carolina, Texas and Washington

Do you want to do what’s best for your customers?

We can save your customers up to an additional $13K on a typical $20K solar system.

Since our lease term is 20 years instead of 25, with the same or lower monthly payment as other financing programs, we can generate significant savings to your customers just by financing with SunLender.

  • Same System
  • Same Monthly Payment
  • Same Utility Savings
  • Less Total Cost

Contact SunLender for your Residential Solar Financing in Berkeley.

Do the right thing for your customers.
Call SunLender today.

Call Mike Thompson to secure
the shortest term for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

The SunLender Difference:

SunLender™ Residential
Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home. SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses. If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. Our Installer partners can show you how to lower your energy usage with energy efficiency products, before you decide to generate power with a solar system – ensuring that you get the right size solar system for your home.
  • Signature Loan – The Signature Loan is a secured term loan for financing the purchase and installation of energy-efficiency products for your home with a term up to 7 years.

SunLender Pro™

  • Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects.

Commercial Solar Financing

Loan – The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 10 years.

We are looking for quality Installers in select markets

With SunLender, You Get:

  • Cash Flow – Installer job/construction financing through SunLender provides Solar Power System Installers with needed cash as early as customer credit approval.
  • Ease of Use – The SunLender proprietary solar proposal platform is comprehensive, uncomplicated and makes closing sales easy.
  • Less Red Tape – SunLender financing requires significantly less administrative burden than other financial programs in the solar market
  • Immediate Credit Approval – With SunLender, Solar Power System Installers can offer conditional financing approval to Homeowners in minutes.
  • Total Solution – SunLender is a complete in-house one-stop solar financing program, from originations and funding to servicing, and operations and maintenance.
  • Experience – 41-year financing foundation providing Installers and their customers unique credit programs, and financing renewables since 2008

Contact us to Demo the Program and see how SunLender can help you grow your business.

Available Programs:

SunLender™ Zero Down
Solar Lease

SunLender™ Zero Down
Solar Loan

SunLender Plus™ Energy Efficiency Signature Loan

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104

If your company is based in the Berkeley area, or California, or you have a West Coast or Sunbelt client-base or solar system to install, the SunLender program is uniquely designed to provide Solar Power System Installers with the cash flow they need to grow. For your Residential Solar Financing in Berkeley, the SunLender enhanced program allows Installers to leverage the partnerships, connections and network of RAMCO, and now provides interim project financing through the Pro Power Green™ Construction Financing program, allowing Installers to get paid faster and fund growth without typical construction cash-flow constraints inherent to other finance programs and Funds. The SunLender program is tailored to help Installers grow their business and increase their sales.

The SunLender portal provides a single-source quoting platform that offers Solar Power System Installers the ability to quote Homeowners a solar loan and a solar lease within the same proposal, in approved states, thereby allowing the consumer to choose the financing product best suited to their needs; and providing Installers the tools and financing options to close more deals.

SunLender Solar Lease or Loan makes it easy to Reduce Energy Costs

Step 1 Request a free solar home evaluation

Step 2 — Fill out credit app to see how much you can save

Step 3 — Have your solar system designed and installed

Step 4 — Harvest renewable sunlight and start saving

Start the process online today.

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104

email: mthompson@sunlender.com

About

Why SunLender?

SunLender was created top benefit Solar Power System Installers and Homeowners

Demand for electricity is steadily increasing causing household electricity bills to skyrocket.

A homeowner’s cost control of electricity is unknown. A Solar Power System allows a homeowner to set a fixed cost and drive savings for years to come. SunLender is committed to providing property owners with a simplified solar financing solution, giving you the choice of either a lease or a loan. Our network of leading Installers can draw up custom plans to match your toughest roof requirements, resulting in a system tailor-made for your home for zero out-of-pocket expense.

The SunLender program was developed for Solar Power System Installers.

Solar Installers across the country don’t always have the resources to find financing for customers, or the capital to provide it themselves.

For the last 40 years, we have been working with the building trades financing distributors and Installers as well as consumer home improvement projects.  We understand your business, we understand that you have to present solutions to your customers, and we have designed our finance program to specifically address your needs. Our Installer partners can reap the benefits of our industry-specific experience, connections and network.

Integrated Portal – Our pre-qualifying quote system lets Installers and homeowners know immediately if they pre-qualify for a lease or loan. This proprietary solar proposal platform enables Installers to present professional sales proposals to residential customers. The proposal offers several financing options as well as graphic representation of their solar investment.

  • Quick Quote Ability – We are focused on helping you sell more and streamlining that process with our sales tools.  The Quick Quote tool allows Installers to model a variety of products and pricing with a minimum of input, which can easily be converted to a sales proposal.
  • Easy Proposal to Signature Process – Not only do we provide financing, but we also directly service all of our consumer leases and loans.  We are a one-stop-shop and are able to serve both you the installer and your homeowner customers more effectively.
  • We can finance more than just PV – We are a finance company, not just a solar finance company.  We do not limit you to only finance solar solutions. We keep up with our Installers to provide financing for energy management solutions.

More efficient than other programs – When you offer multiple residential solar finance solutions you can tailor your sales pitch to your customer’s needs and close more deals.  With one approval you can offer your customer:

  • SunLender™ Zero Down Solar Lease – The homeowner leases the solar PV equipment and makes a low monthly payment for the length of the contract term.
  • SunLender™ Zero Down Solar Loan – A fully amortized loan that provides a low monthly payment and path to ownership. The homeowner keeps the rebates and tax credits and increases the value of their home.
  • SunLender Plus™ Energy Efficiency Signature Loan – An unsecured loan that provides financing for energy efficiency solutions and can be approved simultaneously with a solar lease or loan.

Program tailored to Installer’s business – we only partner with the best and we trust our Installers

  • Easier program management – We developed our process given our 40-year experience working with the building trades.  Financing is a solution, but it should not overly burden your organization.
  • Faster payment – Experience gives us the insight to know that sales are important, but Cash Flow is more important.  Our program is tailored to help you grow your business and increase your origination.
  • Cash Flow – Interim Jobs/Construction financing provided by ProPower Construction allows you to grow sales and perpetuate deal flow.
  • Program is set up to scale with growth – Using online systems and tools, we are built for growth and have the ability to scale with you.

For Homeowners who want to go green, while saving green … SunLender is here to help you install and save

Every home is unique. There is no ‘one size fits all’ solar residential finance solution out there, contrary to what much of the industry might say. That’s why we offer both a lease and a loan – so that your Installer can design the best system, with the best financing, with the longest warranty, for the best price, guaranteed. Your family has unique needs and we want to provide the right solution for you. We have designed residential solar financing solutions that require little or no money down, and have positive impact to your monthly cash flow.

Our Installer partners can show you how your new solar power system will pay for itself right away, by funding the monthly financing payment with the savings from your electricity bill. By combining federal and local rebates and incentives and using our innovative financing solutions, you can install a solar power system that will save you tens of thousands of dollars over its life, without requiring cash outlays at the time of installation!

Why SunLender?

  • Flexible Financing with little to no money down.
  • Rent or Own your equipment – the choice is yours.
  • Do the right thing! – Replace dirty grid power with clean renewable energy and save your family money.
  • Increase the value of your home – The Department of Energy completed a study in April 2011 that concluded a home seller who invested in solar panels could expect to capture a premium of $18,600-$23,870 versus comparable homes without solar panels,

Available programs:

SunLender

Loan or lease

$0 Down

Zero-Down Loan or Lease

No money up front, complete solar satisfaction.

Loan or Lease

You decide what is best for you

Clear comparison in the same proposal.

Worry Free

Extended Warranty for Peace of mind

24/7 system monitoring is comprehensive.

Easy Process

Quick, Simple & thorough

Uncomplicated steps put solar in your home

Start the process today …

Begin online

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

Berkeley

Berkeley, “The Charter City,” has a population of 112,580.  The home of UC Berkeley, the city’s 17.7 square miles area includes 10.5 square miles of land and 7.2 square miles (40.83%) water, most of it part of San Francisco Bay. Situated in northern Alameda County, Berkeley borders the cities of Albany, Oakland, and Emeryville and Contra Costa County, including unincorporated Kensington, as well as San Francisco Bay. Its eastern border with Contra Costa County generally follows the ridge of the Berkeley Hills. Berkeley  is named after the 18th-century Anglo-Irish bishop and philosopher George Berkeley, and was originally in the territory of the Chochenyo/Huchiun band of the Ohlone people when the first Europeans arrived in the 1700s, With the DeAnza Expedition in 1776, Spanish soldier Luis Peralta was awarded the land and he named his holding “Rancho San Antonio.” In the 1860s, the town and neighboring “Ocean View” were incorporated as “Berkeley.”

Climate

On average, Berkeley has 256 sunny days per year, making it perfect for residential solar power (photovoltaic) applications, well above the national average of 205 sunny days. Berkeley has a cool summer Mediterranean climate with dry summers and wet winters. The summers are cooler than a typical Mediterranean climate thanks to upwelling ocean currents along the California coast. These help produce cool and foggy nights and mornings. Berkeley’s location directly opposite the Golden Gate Bridge ensures that typical eastward fog flow blankets the city more often than its neighbors.

Winter is punctuated with rainstorms of varying ferocity and duration, but also produces stretches of bright sunny days and clear cold nights. It does not normally snow, though occasionally the hilltops get a dusting. Spring and fall are transitional and intermediate, with some rainfall and variable temperature. Summer typically brings night and morning low clouds or fog, followed by sunny, warm days. The warmest and driest months are typically June through September, with the highest temperatures occurring in September. Mid-summer (July–August) is often a bit cooler due to the sea breezes and fog common then.

Households

The 2010 U.S. Census reported that Berkeley had a population of 112,580. The population density was 10,752 people per square mile of land. The Census reported that 99,731 people (88.6% of the population) lived in households, 12,430 (11.0%) lived in non-institutionalized group quarters, and 419 (0.4%) were institutionalized.

There were 46,029 households, out of which 8,467 (18.4%) had children under the age of 18 living in them. The average household size was 2.17. There were 18,792 families (40.8% of all households); the average family size was 2.81. There were 49,454 housing units at an average density of 2,794.6 per square mile of which 18,846 (40.9%) were owner-occupied, and 27,183 (59.1%) were occupied by renters. And 45,096 people (40.1% of the population) lived in owner-occupied housing units and 54,635 people (48.5%) lived in rental housing units.

According to the 2011 American Community Survey 5-Year estimate, the median income for a household in the city was $60,908, and the median income for a family was $102,976. Males had a median income of $67,476 versus $57,319 for females. The per capita income for the city was $38,896.

Solar Energy

Streamlined Permitting Procedure in Berkeley

In November 2007, the Berkeley City Council approved a proposal by Mayor Bates to make Berkeley the first city in the nation to allow property owners to pay for energy efficiency improvements and solar system installation as a voluntary long-term assessment on their individual property tax bill.

The City of Berkeley also offers a streamlined permitting procedure for small solar PV rooftop systems (10kW AC or less) for single family and duplex homes. This streamlined procedure includes the use of standard plans and offers electronic submission of applications.

The City of Berkeley encourages the installation of solar energy systems by offering low permit fees and timely permit review and inspection services. Small solar photovoltaic (PV) systems (10 kW AC or less) on rooftops of single family or duplex homes are eligible for a streamlined permitting process through Ordinance No. 7,415-N.S. which added Chapter 19.14 to the Berkeley Municipal Code, in compliance with California Government Code Section 65850.5 (California Assembly Bill 2188). This streamlined permitting process allows for the use of standard electrical plans and structural engineering criteria. Permits are processed in 1-3 business days if submitted electronically, or over-the-counter or within 1 business day if brought into the Permit Service Center (appointments, made by calling 510-981-7502, are strongly recommended). One consolidated inspection will be performed when installation is complete.

PV Systems Increase Home Value

Residential solar installations could make U.S. homes more attractive, and their sale more lucrative. According to a report from the U.S. Department of Energy’s Lawrence Berkley Laboratory (Berkeley Lab), PV systems have increased the value of homes significantly in eight U.S. states over a 15-year period.

According to the study, home buyers have been consistently willing to pay more for homes with host-owned solar systems, averaging about $4 per watt of PV installed, across various states, housing and PV markets and home types.

The report, Selling into the Sun: Price Premium Analysis of a Multi-State Dataset of PV Homes, found that premiums for a typical residential PV system averaged around $15,000.

Berkeley Lab led a multi-institutional research team of scientists in partnership with Sandia National Laboratories, universities and appraisers in conducting what it describes as the largest-ever study quantifying the value of rooftop PV on homes that sold across eight states over a 15-year period.

The team analyzed nearly 22,000 sales of homes, almost 4,000 of which contain had installed PV systems, in eight states from 1999 to 2013 for what Berkeley Lab said was “the most authoritative estimates to date of price premiums for U.S. homes with PV systems.”

Previous studies on PV home premiums have been limited in size and scope, and this study included more than double the number of PV home sales analyzed in earlier reports, while examining a number of states outside of California, to capture the market during the recent housing boom, bust, and recovery.

More than half a million U.S. homes had PV as of 2014, and the number is growing rapidly, according to Berkeley Lab. The report stated, “The growth in home PV systems means that the real estate industry will need reliable methods to value these homes appropriately. Further, having greater certainty in those methods will likely facilitate additional growth in the residential PV market,” it added.

The study also found only a small and “non-statistically significant” difference between PV premiums for new and existing homes; the existence of a PV “green cache” (home buyers paying a certain amount for a PV system of any size and incrementally more as system size increases); and an apparent sharp depreciation rate for the PV premium in home sales transactions as those PV systems age. The report also notes that market premiums are statistically similar to those estimated using the income and cost approaches, methods familiar to appraisers.

As PV systems become more and more common on U.S. homes, it will be increasingly important to value them accurately, using a variety of methods. The findings should provide greater confidence that PV adds a quantifiable premium to a wide variety of homes in California and beyond.

Solar Financial Incentives in Berkeley

For your Residential Solar Financing in Berkeley, the SunLender programs can save you money while ensuring that the process is easy for you. In addition the money you can save with SunLender, Solar Power Systems installed Berkeley can save homeowners money through several other programs.

Go Solar California, State Rebate Program

As part of California’s $3.3 billion “Million Solar Roofs Program,” the Go Solar California! campaign has a goal to install 3,000 megawatts (MW) of new solar electricity capacity on homes and businesses by the end of 2016, making renewable energy an everyday reality.

California Solar Initiative (CSI): The California Solar Initiative is managed by PG&E in San Francisco and will provide incentives through 2016 for existing residential homes and existing and new commercial, industrial, and agricultural properties. For more information about the current incentive levels, please visit the CSI Rebate Tracker.

Single Family Affordable Solar Housing Program (SASH): Managed by the non-profit solar organization, GRID Alternatives, this program offers incentives to eligible low income households.

New Solar Housing Partnership (NSHP): Managed by the California Energy Commission, the New Solar Homes Partnership (NSHP) will provide $400 million worth of incentives through 2016 to encourage solar in new residential construction.

Multifamily Affordable Solar Housing Program (MASH): Building owners can install solar PV systems to offset energy used in common areas and utilize virtual net metering (VMN) to offset tenant loads. (*Please note, the incentive budget for the PG&E territory has been fully spent. Customers may still be added to a waitlist for funds as they become available.

Federal Tax Credits and Accelerated Depreciation

A 30 percent federal tax credit is offered for the installation of both residential and corporate solar energy systems. The tax credit is applied to the net cost after other rebates or grants have reduced the initial system cost. The current federal tax credit program is available through 2016.

Residential Renewable Energy Tax Credit: Homeowners installing new solar PV and solar water heating systems are eligible for his 30 percent tax credit. Download IRS Form 5695.

Business Energy Investment Tax Credit: Businesses installing new solar PV and solar water heating systems are eligible for this 30 percent tax credit. Download IRS Form 3468.

Modified Accelerated Cost-Recovery System (MACRS) + Bonus Depreciation.

Under the federal Modified Accelerated Cost-Recovery System (MACRS), businesses may recover renewable energy investments through depreciation deductions. For more information visit the US Department of Energy’s DSIRE website.

Additional Programs for Financial Incentives for Solar PV in Berkeley

Federal ITC

The Federal Government provides tax credits for businesses that invest in renewable energy.

Residential Renewable Energy Tax Credit

The Federal Government provides tax credits for residential renewable energy

California Solar Initiative

The State of California created the California Solar Initiative to promote solar energy in the state.

California’s Solar Market is Thriving

According to a report by Environment California. California’s solar market is thriving. Ten years ago, solar panels atop roofs were a rarity. Today, solar is taking hold in cities across California, from coastal metropolises such as San Francisco, to agricultural and industrial hubs in the Central Valley. In the past two years alone, the solar industry has installed more than 5,000 kilowatts of solar power in each of 10 different California cities.

Solar energy makes sense for California. Each new solar panel helps to clean our air, fight global warming, improve the reliability of our electricity grid, boost the economy, and create much-needed jobs.

California has just begun to tap into the vast potential of solar energy. Governments, utilities and the public should continue to work together toward a clean energy future.

Solar cities are the heart of California’s thriving solar market.

  • San Diego leads all California cities in terms of the number of solar installations on residential, commercial and government buildings, with more than 4,500 projects installed. San Diego also leads the state in terms of overall solar generation capacity, with nearly 37 megawatts (MW). If San Diego were a nation unto itself, it would rank among the top 25 nations in the world in terms of solar capacity, with more solar power than the entire nation of Mexico.
    •    Los Angeles ranks second, with more than 4,000 solar installations adding up to more than 36 MW of power generation capacity.
    •    San Jose ranks third, with more than 2,700 solar installations and 31 MW of solar electric generation capacity.
    •    In addition, San Francisco, Fresno, Bakersfield, Santa Rosa, Roseville, Clovis and Oakland all have more than 1,000 solar installations. In terms of generation capacity, Fresno, San Francisco, Bakersfield, Sacramento, and Santa Rosa all have more than 10 MW installed.

California’s solar market is geographically diverse. Solar installations are taking hold from coastal urban centers to mountain communities to towns in the Central Valley.

  • Among cities with at least 50,000 residents, Santa Cruz, Clovis, Rocklin, Davis, Watsonville, and Roseville have the most solar installations per resident. Chico, Woodland, Rancho Cordova, Livermore, and Petaluma have the most solar generation capacity per resident.
    •    Among large towns, with between 10,000 and 50,000 residents, Sonoma (Sonoma County), Grass Valley (Nevada County) and Auburn (Placer County) have the most solar installations per resident. Sonoma, Auburn and Oroville (Butte County) lead in terms of solar capacity per resident.
    •    Solar has reached its greatest penetration per capita in the northern Bay Area, the Sierra foothills, and the Central Valley. The small towns of Sebastopol (Sonoma County), Newcastle (Placer County), and Nevada City (Nevada County) lead the state in terms of number of solar installations per resident. Herald (Sacramento County), Edwards Air Force Base (Kern County), and Lebec (Kern County) lead the state in terms of solar capacity per capita.

Despite the development of thriving solar markets in cities across the state, California has only just begun to capture its tremendous potential for solar power.

  • The National Renewable Energy Laboratory estimates that the state could host more than 80,000 MW of rooftop solar in total – enough to generate more than a third as much electricity as California uses in a year.
    •    California has installed more than 1,000 MW of solar capacity on residential and commercial rooftops. Despite this substantial progress, vast potential remains to be developed.

California should continue to build the strength of its solar energy market.

Key steps include:

  • Ensure that the Million Solar Roofs Initiative reaches its goal by the end of 2016.
    •    Increase the use of solar energy systems in new construction by requiring all new homes to include solar power or other on-site renewable electricity generation by no later than 2020, and all new non-residential buildings by no later than 2030, through a net-zero energy building code requirement.
    •    Adopt a strong feed-in-tariff policy to encourage solar power installation on warehouses, parking lots and other sites with low on-site energy demands but high levels of sunshine.
    •    Maintain or enhance the incentive value of net metering and lift the cap on its use to allow all California ratepayers to benefit from going solar.
    •    Remove barriers to installing solar energy systems at the local and state levels by streamlining interconnection and permitting.
    •    Finally, California should continue to set ambitious clean energy goals – such as Governor Jerry Brown’s goal of installing 12,000 MW of distributed electricity generation in California by 2020 – and adopt innovative policies to achieve them.

*All solar capacity figures in this report are presented in terms of alternating current watts, measured under California Energy Commission PTC test conditions, unless otherwise noted.

Calculating California Cities’ Solar Installations and Generation Capacity

This report documents the number of grid-connected solar electric systems installed in California and their total electric generation capacity on a city-by-city basis. It focuses on solar photovoltaic installations that by and large are owned by ratepayers or third-party financing companies, as opposed to an electric utility, and are located on or near buildings throughout the state.

The report compiles solar energy installation data from the California Energy Commission, California Public Utilities Commission, the California Center for Sustainable Energy, and the state’s private and public utilities. The data represent the most recent available information from each source at the time of data collection, covering a time period through no later than the close of August 2011. For more details, see the Methodology section.

To take advantage of Residential Solar PV Systems for your home or your customers’ homes … SunLender makes sense …

SunLender programs include:

SunLender™ Residential Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home.  SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Installer partners can show you how to “reduce” your energy usage with energy efficiency products, before you decide to “produce” with a solar system – ensuring that you get the right size system for your home. Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses.  If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. The Signature Loan is a secured term loan for financing the purchase and installation of energy efficiency products for your home with a term up to 7 years.

SunLender Pro™ Commercial Solar Financing

Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects. The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 15 years.

Pro Power Construction Interim Job Financing

One of the biggest challenges for Installers is cash flow during the construction phase of a project. Ramco/SunLender solves all that with ProPower Construction. Interim milestone payments are available to Installers from the beginning of a project. Greater Installer cash flow allows faster Installer growth and deal flow.

Start the process today, for your own home or for your customers’ homes …

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104

Residential Solar Financing in Alameda

xAlamedaIn Alameda, “The Island City,” and throughout California, the West Coast and the Sunbelt states, Renewable Asset Management Company, LLC and SunLender™ provide residential solar financing directly through a network of leading Solar Power System (photovoltaic system) Installation companies. For Residential Solar Financing in Alameda and throughout California, SunLender can be counted on as your go-to provider.

Since 2011, the SunLender program has allowed Solar Power Installers to provide solar financing to their residential solar customers with a 20-year operating lease or a 10-year or 15-year loan. And Renewable Asset Management Company (RAMCO) is a proven leader in renewable energy financing, and in conjunction with affiliated companies have offered a variety of commercial and residential solar financing programs since 2008.

Residential Solar Financing in Alameda and America

The SunLender Lease and Loan programs are offered to approved Solar Power System Installers in California, Arizona and Hawaii. The SunLender Loan solar financing program is also currently available in Oregon, Michigan, Minnesota, North Carolina, South Carolina, Texas and Washington

Do you want to do what’s best for your customers?

We can save your customers up to an additional $13K on a typical $20K solar system.

Since our lease term is 20 years instead of 25, with the same or lower monthly payment as other financing programs, we can generate significant savings to your customers just by financing with SunLender.

  • Same System
  • Same Monthly Payment
  • Same Utility Savings
  • Less Total Cost

Contact SunLender for your Residential Solar Financing in Alameda.

Do the right thing for your customers.
Call SunLender today.

Call Mike Thompson to secure
the shortest term for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

 

The SunLender Difference:

SunLender™ Residential
Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home. SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses. If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. Our Installer partners can show you how to lower your energy usage with energy efficiency products, before you decide to generate power with a solar system – ensuring that you get the right size solar system for your home.
  • Signature Loan – The Signature Loan is a secured term loan for financing the purchase and installation of energy-efficiency products for your home with a term up to 7 years.

 

SunLender Pro™

  • Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects.

Commercial Solar Financing

Loan – The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 10 years.

We are looking for quality Installers in select markets

With SunLender, You Get:

  • Cash Flow – Installer job/construction financing through SunLender provides Solar Power System Installers with needed cash as early as customer credit approval.
  • Ease of Use – The SunLender proprietary solar proposal platform is comprehensive, uncomplicated and makes closing sales easy.
  • Less Red Tape – SunLender financing requires significantly less administrative burden than other financial programs in the solar market
  • Immediate Credit Approval – With SunLender, Solar Power System Installers can offer conditional financing approval to Homeowners in minutes.
  • Total Solution – SunLender is a complete in-house one-stop solar financing program, from originations and funding to servicing, and operations and maintenance.
  • Experience – 41-year financing foundation providing Installers and their customers unique credit programs, and financing renewables since 2008

Contact us to Demo the Program and see how SunLender can help you grow your business.

Available Programs:

SunLender™ Zero Down
Solar Lease

SunLender™ Zero Down
Solar Loan

SunLender Plus™ Energy Efficiency Signature Loan

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104

 

If your company is based in the Alameda area, or California, or you have a West Coast or Sunbelt client-base or solar system to install, the SunLender program is uniquely designed to provide Solar Power System Installers with the cash flow they need to grow. For your Residential Solar Financing in Alameda, the SunLender enhanced program allows Installers to leverage the partnerships, connections and network of RAMCO, and now provides interim project financing through the Pro Power Green™ Construction Financing program, allowing Installers to get paid faster and fund growth without typical construction cash-flow constraints inherent to other finance programs and Funds. The SunLender program is tailored to help Installers grow their business and increase their sales.

The SunLender portal provides a single-source quoting platform that offers Solar Power System Installers the ability to quote Homeowners a solar loan and a solar lease within the same proposal, in approved states, thereby allowing the consumer to choose the financing product best suited to their needs; and providing Installers the tools and financing options to close more deals.

SunLender Solar Lease or Loan makes it easy to Reduce Energy Costs

Step 1 Request a free solar home evaluation

Step 2 — Fill out credit app to see how much you can save

Step 3 — Have your solar system designed and installed

Step 4 — Harvest renewable sunlight and start saving

Start the process online today.

 

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104

email: mthompson@sunlender.com

 

About

Why SunLender?

SunLender was created top benefit Solar Power System Installers and Homeowners

Demand for electricity is steadily increasing causing household electricity bills to skyrocket.

A homeowner’s cost control of electricity is unknown. A Solar Power System allows a homeowner to set a fixed cost and drive savings for years to come. SunLender is committed to providing property owners with a simplified solar financing solution, giving you the choice of either a lease or a loan. Our network of leading Installers can draw up custom plans to match your toughest roof requirements, resulting in a system tailor-made for your home for zero out-of-pocket expense.

The SunLender program was developed for Solar Power System Installers.

Solar Installers across the country don’t always have the resources to find financing for customers, or the capital to provide it themselves.

For the last 41 years, we have been working with the building trades financing distributors and Installers as well as consumer home improvement projects.  We understand your business, we understand that you have to present solutions to your customers, and we have designed our finance program to specifically address your needs. Our Installer partners can reap the benefits of our industry-specific experience, connections and network.

Integrated Portal – Our pre-qualifying quote system lets Installers and homeowners know immediately if they pre-qualify for a lease or loan. This proprietary solar proposal platform enables Installers to present professional sales proposals to residential customers. The proposal offers several financing options as well as graphic representation of their solar investment.

  • Quick Quote Ability – We are focused on helping you sell more and streamlining that process with our sales tools.  The Quick Quote tool allows Installers to model a variety of products and pricing with a minimum of input, which can easily be converted to a sales proposal.
  • Easy Proposal to Signature Process – Not only do we provide financing, but we also directly service all of our consumer leases and loans.  We are a one-stop-shop and are able to serve both you the installer and your homeowner customers more effectively.
  • We can finance more than just PV – We are a finance company, not just a solar finance company.  We do not limit you to only finance solar solutions. We keep up with our Installers to provide financing for energy management solutions.

More efficient than other programs – When you offer multiple residential solar finance solutions you can tailor your sales pitch to your customer’s needs and close more deals.  With one approval you can offer your customer:

  • SunLender™ Zero Down Solar Lease – The homeowner leases the solar PV equipment and makes a low monthly payment for the length of the contract term.
  • SunLender™ Zero Down Solar Loan – A fully amortized loan that provides a low monthly payment and path to ownership. The homeowner keeps the rebates and tax credits and increases the value of their home.
  • SunLender Plus™ Energy Efficiency Signature Loan – An unsecured loan that provides financing for energy efficiency solutions and can be approved simultaneously with a solar lease or loan.

Program tailored to Installer’s business – we only partner with the best and we trust our Installers

  • Easier program management – We developed our process given our 40-year experience working with the building trades.  Financing is a solution, but it should not overly burden your organization.
  • Faster payment – Experience gives us the insight to know that sales are important, but Cash Flow is more important.  Our program is tailored to help you grow your business and increase your origination.
  • Cash Flow – Interim Jobs/Construction financing provided by ProPower Construction allows you to grow sales and perpetuate deal flow.
  • Program is set up to scale with growth – Using online systems and tools, we are built for growth and have the ability to scale with you.

For Homeowners who want to go green, while saving green … SunLender is here to help you install and save

Every home is unique. There is no ‘one size fits all’ solar residential finance solution out there, contrary to what much of the industry might say. That’s why we offer both a lease and a loan – so that your Installer can design the best system, with the best financing, with the longest warranty, for the best price, guaranteed. Your family has unique needs and we want to provide the right solution for you. We have designed residential solar financing solutions that require little or no money down, and have positive impact to your monthly cash flow.

Our Installer partners can show you how your new solar power system will pay for itself right away, by funding the monthly financing payment with the savings from your electricity bill. By combining federal and local rebates and incentives and using our innovative financing solutions, you can install a solar power system that will save you tens of thousands of dollars over its life, without requiring cash outlays at the time of installation!

Why SunLender?

  • Flexible Financing with little to no money down.
  • Rent or Own your equipment – the choice is yours.
  • Do the right thing! – Replace dirty grid power with clean renewable energy and save your family money.
  • Increase the value of your home – The Department of Energy completed a study in April 2011 that concluded a home seller who invested in solar panels could expect to capture a premium of $18,600-$23,870 versus comparable homes without solar panels,

Available programs:

SunLender

Loan or lease

$0 Down

Zero-Down Loan or Lease

No money up front, complete solar satisfaction.

Loan or Lease

You decide what is best for you

Clear comparison in the same proposal.

Worry Free

Extended Warranty for Peace of mind

24/7 system monitoring is comprehensive.

Easy Process

Quick, Simple & thorough

Uncomplicated steps put solar in your home

Start the process today …

Begin online

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

Alameda

Alameda, “The Island City,”  is located on Alameda Island and Bay Farm Island and is adjacent to and west of Oakland  and in eastern San Francisco Bay across from San Francisco and South San Francisco, in the San Francisco Bay  Area. Bay Farm Island, a portion of which is also known as “Harbor Bay Isle”, is not actually an island, and is part of the mainland adjacent to the Oakland International Airport. The city’s estimated 2014 population was 75,988. Alameda is a charter city, rather than a general law city allowing the city to provide for any form of government. Alameda became a charter city and adopted a council-manager government in 1916, which it retains to the present.

Alameda is Spanish for “grove of poplar trees” or “tree-lined avenue”, and was chosen in 1853 by popular vote. The island Alameda occupies what was originally a peninsula connected to Oakland. Much of it was low-lying and marshy, but on higher ground the peninsula and adjacent parts of what is now  downtown Oakland were home to one of the largest coastal oak forests in the world. Alameda covers an area of 22.96 square miles.

Climate

Alameda experiences warm (but not hot) and dry summers, with no average monthly temperatures above 71.6 °F Alameda has a warm-summer Mediterranean climate, and annual precipitation is about 20 inches, all rain (snow is extremely rare at sea level in San Francisco Bay area). Alameda, CA sees some 260 days of sunshine annually, in relation to about 205 days nationwide, making it a prime area for Residential Solar PV Systems.

Households

As of the census of 2010, there were 72,259 people, 30,226 households, and 17,863 families residing in Alameda. The population density was 6,693.4 per square mile. There were 31,644 housing units at an average density of 2,931.2 per square mile. Of the 30,226 households, 27.7% had children under the age of 18 living with them; the average household size was 2.35 and the average family size was 3.04.

The median income for a household in the city was $56,285, and the median income for a family was $68,625.

Solar Energy

Solar Financial Incentives in Alameda

For your Residential Solar Financing in Alameda, the SunLender programs can save you money while ensuring that the process is easy for you. In addition the money you can save with SunLender, Solar Power Systems installed in Alameda can save homeowners money through several other programs.

Go Solar California, State Rebate Program

As part of California’s $3.3 billion “Million Solar Roofs Program,” the Go Solar California! campaign has a goal to install 3,000 megawatts (MW) of new solar electricity capacity on homes and businesses by the end of 2016, making renewable energy an everyday reality.

California Solar Initiative (CSI): The California Solar Initiative will provide incentives through 2016 for existing residential homes and existing and new commercial, industrial, and agricultural properties. For more information about the current incentive levels, please visit the CSI Rebate Tracker.

Single Family Affordable Solar Housing Program (SASH): Managed by the non-profit solar organization, GRID Alternatives, this program offers incentives to eligible low income households.

New Solar Housing Partnership (NSHP): Managed by the California Energy Commission, the New Solar Homes Partnership (NSHP) will provide $400 million worth of incentives through 2016 to encourage solar in new residential construction.

Multifamily Affordable Solar Housing Program (MASH): Building owners can install solar PV systems to offset energy used in common areas and utilize virtual net metering (VMN) to offset tenant loads. (*Please note, the incentive budget for the PG&E territory has been fully spent. Customers may still be added to a waitlist for funds as they become available.

Federal Tax Credits and Accelerated Depreciation

A 30 percent federal tax credit is offered for the installation of both residential and corporate solar energy systems. The tax credit is applied to the net cost after other rebates or grants have reduced the initial system cost. The current federal tax credit program is available through 2016.

Residential Renewable Energy Tax Credit: Homeowners installing new solar PV and solar water heating systems are eligible for his 30 percent tax credit. Download IRS Form 5695.

Business Energy Investment Tax Credit: Businesses installing new solar PV and solar water heating systems are eligible for this 30 percent tax credit. Download IRS Form 3468.

Modified Accelerated Cost-Recovery System (MACRS) + Bonus Depreciation.

Under the federal Modified Accelerated Cost-Recovery System (MACRS), businesses may recover renewable energy investments through depreciation deductions. For more information visit the US Department of Energy’s DSIRE website.

Additional Programs for Financial Incentives for Solar PV in Alameda

Federal ITC

The Federal Government provides tax credits for businesses that invest in renewable energy.

Residential Renewable Energy Tax Credit

The Federal Government provides tax credits for residential renewable energy

California Solar Initiative

The State of California created the California Solar Initiative to promote solar energy in the state.

California’s Solar Market is Thriving

According to a report by Environment California. California’s solar market is thriving. Ten years ago, solar panels atop roofs were a rarity. Today, solar is taking hold in cities across California, from coastal metropolises such as San Francisco, to agricultural and industrial hubs in the Central Valley. In the past two years alone, the solar industry has installed more than 5,000 kilowatts of solar power in each of 10 different California cities.

Solar energy makes sense for California. Each new solar panel helps to clean our air, fight global warming, improve the reliability of our electricity grid, boost the economy, and create much-needed jobs.

California has just begun to tap into the vast potential of solar energy. Governments, utilities and the public should continue to work together toward a clean energy future.

Solar cities are the heart of California’s thriving solar market.

  • San Diego leads all California cities in terms of the number of solar installations on residential, commercial and government buildings, with more than 4,500 projects installed. San Diego also leads the state in terms of overall solar generation capacity, with nearly 37 megawatts (MW). If San Diego were a nation unto itself, it would rank among the top 25 nations in the world in terms of solar capacity, with more solar power than the entire nation of Mexico.
    •    Los Angeles ranks second, with more than 4,000 solar installations adding up to more than 36 MW of power generation capacity.
    •    San Jose ranks third, with more than 2,700 solar installations and 31 MW of solar electric generation capacity.
    •    In addition, Oakland, Fresno, Bakersfield, Santa Rosa, Roseville, Clovis and San Francisco all have more than 1,000 solar installations. In terms of generation capacity, Fresno, San Francisco, Bakersfield, Sacramento, and Santa Rosa all have more than 10 MW installed.

California’s solar market is geographically diverse. Solar installations are taking hold from coastal urban centers to mountain communities to towns in the Central Valley.

  • Among cities with at least 50,000 residents, Santa Cruz, Clovis, Rocklin, Davis, Watsonville, and Roseville have the most solar installations per resident. Chico, Woodland, Rancho Cordova, Livermore, and Petaluma have the most solar generation capacity per resident.
    •    Among large towns, with between 10,000 and 50,000 residents, Sonoma (Sonoma County), Grass Valley (Nevada County) and Auburn (Placer County) have the most solar installations per resident. Sonoma, Auburn and Oroville (Butte County) lead in terms of solar capacity per resident.
    •    Solar has reached its greatest penetration per capita in the northern Bay Area, the Sierra foothills, and the Central Valley. The small towns of Sebastopol (Sonoma County), Newcastle (Placer County), and Nevada City (Nevada County) lead the state in terms of number of solar installations per resident. Herald (Sacramento County), Edwards Air Force Base (Kern County), and Lebec (Kern County) lead the state in terms of solar capacity per capita.

Despite the development of thriving solar markets in cities across the state, California has only just begun to capture its tremendous potential for solar power.

  • The National Renewable Energy Laboratory estimates that the state could host more than 80,000 MW of rooftop solar in total – enough to generate more than a third as much electricity as California uses in a year.
    •    California has installed more than 1,000 MW of solar capacity on residential and commercial rooftops. Despite this substantial progress, vast potential remains to be developed.

California should continue to build the strength of its solar energy market.

Key steps include:

  • Ensure that the Million Solar Roofs Initiative reaches its goal by the end of 2016.
    •    Increase the use of solar energy systems in new construction by requiring all new homes to include solar power or other on-site renewable electricity generation by no later than 2020, and all new non-residential buildings by no later than 2030, through a net-zero energy building code requirement.
    •    Adopt a strong feed-in-tariff policy to encourage solar power installation on warehouses, parking lots and other sites with low on-site energy demands but high levels of sunshine.
    •    Maintain or enhance the incentive value of net metering and lift the cap on its use to allow all California ratepayers to benefit from going solar.
    •    Remove barriers to installing solar energy systems at the local and state levels by streamlining interconnection and permitting.
    •    Finally, California should continue to set ambitious clean energy goals – such as Governor Jerry Brown’s goal of installing 12,000 MW of distributed electricity generation in California by 2020 – and adopt innovative policies to achieve them.

*All solar capacity figures in this report are presented in terms of alternating current watts, measured under California Energy Commission PTC test conditions, unless otherwise noted.

Calculating California Cities’ Solar Installations and Generation Capacity

This report documents the number of grid-connected solar electric systems installed in California and their total electric generation capacity on a city-by-city basis. It focuses on solar photovoltaic installations that by and large are owned by ratepayers or third-party financing companies, as opposed to an electric utility, and are located on or near buildings throughout the state.

The report compiles solar energy installation data from the California Energy Commission, California Public Utilities Commission, the California Center for Sustainable Energy, and the state’s private and public utilities. The data represent the most recent available information from each source at the time of data collection, covering a time period through no later than the close of August 2011. For more details, see the Methodology section.

To take advantage of Residential Solar PV Systems for your home or your customers’ homes … SunLender makes sense …

SunLender programs include:

SunLender™ Residential Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home.  SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Installer partners can show you how to “reduce” your energy usage with energy efficiency products, before you decide to “produce” with a solar system – ensuring that you get the right size system for your home. Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses.  If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. The Signature Loan is a secured term loan for financing the purchase and installation of energy efficiency products for your home with a term up to 7 years.

SunLender Pro™ Commercial Solar Financing

Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects. The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 15 years.

Pro Power Construction Interim Job Financing

One of the biggest challenges for Installers is cash flow during the construction phase of a project. Ramco/SunLender solves all that with ProPower Construction. Interim milestone payments are available to Installers from the beginning of a project. Greater Installer cash flow allows faster Installer growth and deal flow.

Start the process today, for your own home or for your customers’ homes …

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104

Residential Solar Financing in Oakland

xOaklandIn Oakland, affectionately known as “The Oak City” and “Bump Town,” and throughout California, the Bay Area, the West Coast and the Sunbelt states, Renewable Asset Management Company, LLC and SunLender™ provide residential solar financing directly through a network of leading Solar Power System (photovoltaic system) Installation companies. For Residential Solar Financing in Oakland and throughout California, SunLender can be counted on as your go-to provider.

Since 2011, the SunLender program has allowed Solar Power Installers to provide solar financing to their residential solar customers with a 20-year operating lease or a 10-year or 15-year loan. And Renewable Asset Management Company (RAMCO) is a proven leader in renewable energy financing, and in conjunction with affiliated companies have offered a variety of commercial and residential solar financing programs since 2008.

Residential Solar Financing in Oakland and America

The SunLender Lease and Loan programs are offered to approved Solar Power System Installers in California, Arizona and Hawaii. The SunLender Loan solar financing program is also currently available in Oregon, Michigan, Minnesota, North Carolina, South Carolina, Texas and Washington

Do you want to do what’s best for your customers?

We can save your customers up to an additional $13K on a typical $20K solar system.

Since our lease term is 20 years instead of 25, with the same or lower monthly payment as other financing programs, we can generate significant savings to your customers just by financing with SunLender.

  • Same System
  • Same Monthly Payment
  • Same Utility Savings
  • Less Total Cost

Contact SunLender for your Residential Solar Financing in Oakland.

Do the right thing for your customers.
Call SunLender today.

Call Mike Thompson to secure
the shortest term for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

The SunLender Difference:

SunLender™ Residential
Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home. SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses. If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. Our Installer partners can show you how to lower your energy usage with energy efficiency products, before you decide to generate power with a solar system – ensuring that you get the right size solar system for your home.
  • Signature Loan – The Signature Loan is a secured term loan for financing the purchase and installation of energy-efficiency products for your home with a term up to 7 years.

 

SunLender Pro™

  • Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects.

Commercial Solar Financing

Loan – The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 10 years.

We are looking for quality Installers in select markets

With SunLender, You Get:

  • Cash Flow – Installer job/construction financing through SunLender provides Solar Power System Installers with needed cash as early as customer credit approval.
  • Ease of Use – The SunLender proprietary solar proposal platform is comprehensive, uncomplicated and makes closing sales easy.
  • Less Red Tape – SunLender financing requires significantly less administrative burden than other financial programs in the solar market
  • Immediate Credit Approval – With SunLender, Solar Power System Installers can offer conditional financing approval to Homeowners in minutes.
  • Total Solution – SunLender is a complete in-house one-stop solar financing program, from originations and funding to servicing, and operations and maintenance.
  • Experience – 41-year financing foundation providing Installers and their customers unique credit programs, and financing renewables since 2008

Contact us to Demo the Program and see how SunLender can help you grow your business.

Available Programs:

SunLender™ Zero Down
Solar Lease

SunLender™ Zero Down
Solar Loan

SunLender Plus™ Energy Efficiency Signature Loan

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104

 

If your company is based in the Oakland area, the Bay Area, or California, or you have a West Coast or Sunbelt client-base or solar system to install, the SunLender program is uniquely designed to provide Solar Power System Installers with the cash flow they need to grow. For your Residential Solar Financing in Oakland, the SunLender enhanced program allows Installers to leverage the partnerships, connections and network of RAMCO, and now provides interim project financing through the Pro Power Green™ Construction Financing program, allowing Installers to get paid faster and fund growth without typical construction cash-flow constraints inherent to other finance programs and Funds. The SunLender program is tailored to help Installers grow their business and increase their sales.

The SunLender portal provides a single-source quoting platform that offers Solar Power System Installers the ability to quote Homeowners a solar loan and a solar lease within the same proposal, in approved states, thereby allowing the consumer to choose the financing product best suited to their needs; and providing Installers the tools and financing options to close more deals.

SunLender Solar Lease or Loan makes it easy to Reduce Energy Costs

Step 1 Request a free solar home evaluation

Step 2 — Fill out credit app to see how much you can save

Step 3 — Have your solar system designed and installed

Step 4 — Harvest renewable sunlight and start saving

Start the process online today.

 

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104

email: mthompson@sunlender.com

 

About

Why SunLender?

SunLender was created top benefit Solar Power System Installers and Homeowners

Demand for electricity is steadily increasing causing household electricity bills to skyrocket.

A homeowner’s cost control of electricity is unknown. A Solar Power System allows a homeowner to set a fixed cost and drive savings for years to come. SunLender is committed to providing property owners with a simplified solar financing solution, giving you the choice of either a lease or a loan. Our network of leading Installers can draw up custom plans to match your toughest roof requirements, resulting in a system tailor-made for your home for zero out-of-pocket expense.

The SunLender program was developed for Solar Power System Installers.

Solar Installers across the country don’t always have the resources to find financing for customers, or the capital to provide it themselves.

For the last 41 years, we have been working with the building trades financing distributors and Installers as well as consumer home improvement projects.  We understand your business, we understand that you have to present solutions to your customers, and we have designed our finance program to specifically address your needs. Our Installer partners can reap the benefits of our industry-specific experience, connections and network.

Integrated Portal – Our pre-qualifying quote system lets Installers and homeowners know immediately if they pre-qualify for a lease or loan. This proprietary solar proposal platform enables Installers to present professional sales proposals to residential customers. The proposal offers several financing options as well as graphic representation of their solar investment.

  • Quick Quote Ability – We are focused on helping you sell more and streamlining that process with our sales tools.  The Quick Quote tool allows Installers to model a variety of products and pricing with a minimum of input, which can easily be converted to a sales proposal.
  • Easy Proposal to Signature Process – Not only do we provide financing, but we also directly service all of our consumer leases and loans.  We are a one-stop-shop and are able to serve both you the installer and your homeowner customers more effectively.
  • We can finance more than just PV – We are a finance company, not just a solar finance company.  We do not limit you to only finance solar solutions. We keep up with our Installers to provide financing for energy management solutions.

More efficient than other programs – When you offer multiple residential solar finance solutions you can tailor your sales pitch to your customer’s needs and close more deals.  With one approval you can offer your customer:

  • SunLender™ Zero Down Solar Lease – The homeowner leases the solar PV equipment and makes a low monthly payment for the length of the contract term.
  • SunLender™ Zero Down Solar Loan – A fully amortized loan that provides a low monthly payment and path to ownership. The homeowner keeps the rebates and tax credits and increases the value of their home.
  • SunLender Plus™ Energy Efficiency Signature Loan – An unsecured loan that provides financing for energy efficiency solutions and can be approved simultaneously with a solar lease or loan.

Program tailored to Installer’s business – we only partner with the best and we trust our Installers

  • Easier program management – We developed our process given our 40-year experience working with the building trades.  Financing is a solution, but it should not overly burden your organization.
  • Faster payment – Experience gives us the insight to know that sales are important, but Cash Flow is more important.  Our program is tailored to help you grow your business and increase your origination.
  • Cash Flow – Interim Jobs/Construction financing provided by ProPower Construction allows you to grow sales and perpetuate deal flow.
  • Program is set up to scale with growth – Using online systems and tools, we are built for growth and have the ability to scale with you.

For Homeowners who want to go green, while saving green … SunLender is here to help you install and save

Every home is unique. There is no ‘one size fits all’ solar residential finance solution out there, contrary to what much of the industry might say. That’s why we offer both a lease and a loan – so that your Installer can design the best system, with the best financing, with the longest warranty, for the best price, guaranteed. Your family has unique needs and we want to provide the right solution for you. We have designed residential solar financing solutions that require little or no money down, and have positive impact to your monthly cash flow.

Our Installer partners can show you how your new solar power system will pay for itself right away, by funding the monthly financing payment with the savings from your electricity bill. By combining federal and local rebates and incentives and using our innovative financing solutions, you can install a solar power system that will save you tens of thousands of dollars over its life, without requiring cash outlays at the time of installation!

Why SunLender?

  • Flexible Financing with little to no money down.
  • Rent or Own your equipment – the choice is yours.
  • Do the right thing! – Replace dirty grid power with clean renewable energy and save your family money.
  • Increase the value of your home – The Department of Energy completed a study in April 2011 that concluded a home seller who invested in solar panels could expect to capture a premium of $18,600-$23,870 versus comparable homes without solar panels,

Available programs:

SunLender

Loan or lease

$0 Down

Zero-Down Loan or Lease

No money up front, complete solar satisfaction.

Loan or Lease

You decide what is best for you

Clear comparison in the same proposal.

Worry Free

Extended Warranty for Peace of mind

24/7 system monitoring is comprehensive.

Easy Process

Quick, Simple & thorough

Uncomplicated steps put solar in your home

Start the process today …

Begin online

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

Oakland

Oakland, often called “Oak Town”, “Bump City” or The Town”, is a major West Coast port city in California. Oakland is the third largest city in the San Francisco Bay Area, the eighth-largest city in California, and the 45th-largest city in the U.S. with a population of 413,775 as of 2014. It serves as a trade center for the San Francisco Bay Area; its Port of Oakland is the busiest port for San Francisco Bay and all of Northern California, and fifth busiest in the United States. Incorporated in 1852, Oakland is the county seat of Alameda County and is the principal city of the Bay Area Region known as the East Bay. Oakland is situated directly across the Bay, six miles east of San Francisco.

Oakland is on the east side of San Francisco Bay, and the city’s total area is 78.0 square miles, including 55.8 square miles of land and 22.2 square miles (28.48 percent) of water.

Oakland has more than 50 distinct neighborhoods. The greater divisions in the city include downtown Oakland and its greater Central Business District, Lake Merritt, East Oakland, North Oakland, West Oakland and the Oakland Hills. In 2011, Oakland was ranked the 10th most walkable city in the United States.

Climate

Oakland has a Mediterranean climate with an average of 260 sunny days per year compared with in about 205 days nationwide, making it a prime area for Residential Solar PV Systems.

Based on data gathered by the National Oceanic and Atmospheric Administration, Oakland is ranked No. 1 in climate among U.S. cities.

Households

As of the census of 2010, Oakland had a population of 390,724. The population density was 5,009.2 people per square mile. The census reported that 382,586 people (97.9% of the population) lived in households — there were 153,791 households, out of which 44,762 (29.1%) had children under the age of 18 living in them. There were 169,710 housing units at an average density of 2,175.7 per square mile, of which 63,142 (41.1%) were owner-occupied, and 90,649 (58.9%) were occupied by renters.

Oakland has the fifth largest cluster of “elite zip codes: ranked by the number of households with the highest combination of income and education. Some 37.9% of residents over 25 years of age have bachelor’s degree or higher. Oakland ranked among the top cities with residents with bachelor’s degrees and graduate degrees per square mile.

Oakland ranks in the top 20 of American cities in median household income, with a 2012 value of $51,863. In 2012, the median income for a household in the city was $51,863 and the median income for a family was $59,459. The mean income for a household was $77,888 and the mean income for a family was $90,948.

Solar Energy

 

Solar Financial Incentives in Oakland

For your Residential Solar Financing in Oakland, the SunLender programs can save you money while ensuring that the process is easy for you. In addition the money you can save with SunLender, Solar Power Systems installed in Oakland can save homeowners money through several other programs.

Go Solar California, State Rebate Program

As part of California’s $3.3 billion “Million Solar Roofs Program,” the Go Solar California! campaign has a goal to install 3,000 megawatts (MW) of new solar electricity capacity on homes and businesses by the end of 2016, making renewable energy an everyday reality.

California Solar Initiative (CSI): The California Solar Initiative will provide incentives through 2016 for existing residential homes and existing and new commercial, industrial, and agricultural properties. For more information about the current incentive levels, please visit the CSI Rebate Tracker.

Single Family Affordable Solar Housing Program (SASH): Managed by the non-profit solar organization, GRID Alternatives, this program offers incentives to eligible low income households.

New Solar Housing Partnership (NSHP): Managed by the California Energy Commission, the New Solar Homes Partnership (NSHP) will provide $400 million worth of incentives through 2016 to encourage solar in new residential construction.

Multifamily Affordable Solar Housing Program (MASH): Building owners can install solar PV systems to offset energy used in common areas and utilize virtual net metering (VMN) to offset tenant loads. (*Please note, the incentive budget for the PG&E territory has been fully spent. Customers may still be added to a waitlist for funds as they become available.

Federal Tax Credits and Accelerated Depreciation

A 30 percent federal tax credit is offered for the installation of both residential and corporate solar energy systems. The tax credit is applied to the net cost after other rebates or grants have reduced the initial system cost. The current federal tax credit program is available through 2016.

Residential Renewable Energy Tax Credit: Homeowners installing new solar PV and solar water heating systems are eligible for his 30 percent tax credit. Download IRS Form 5695.

Business Energy Investment Tax Credit: Businesses installing new solar PV and solar water heating systems are eligible for this 30 percent tax credit. Download IRS Form 3468.

Modified Accelerated Cost-Recovery System (MACRS) + Bonus Depreciation.

Under the federal Modified Accelerated Cost-Recovery System (MACRS), businesses may recover renewable energy investments through depreciation deductions. For more information visit the US Department of Energy’s DSIRE website.

Additional Programs for Financial Incentives for Solar PV in Oakland

Federal ITC

The Federal Government provides tax credits for businesses that invest in renewable energy.

Residential Renewable Energy Tax Credit

The Federal Government provides tax credits for residential renewable energy

California Solar Initiative

The State of California created the California Solar Initiative to promote solar energy in the state.

California’s Solar Market is Thriving

According to a report by Environment California. California’s solar market is thriving. Ten years ago, solar panels atop roofs were a rarity. Today, solar is taking hold in cities across California, from coastal metropolises such as San Francisco, to agricultural and industrial hubs in the Central Valley. In the past two years alone, the solar industry has installed more than 5,000 kilowatts of solar power in each of 10 different California cities.

Solar energy makes sense for California. Each new solar panel helps to clean our air, fight global warming, improve the reliability of our electricity grid, boost the economy, and create much-needed jobs.

California has just begun to tap into the vast potential of solar energy. Governments, utilities and the public should continue to work together toward a clean energy future.

Solar cities are the heart of California’s thriving solar market.

  • San Diego leads all California cities in terms of the number of solar installations on residential, commercial and government buildings, with more than 4,500 projects installed. San Diego also leads the state in terms of overall solar generation capacity, with nearly 37 megawatts (MW). If San Diego were a nation unto itself, it would rank among the top 25 nations in the world in terms of solar capacity, with more solar power than the entire nation of Mexico.
    •    Los Angeles ranks second, with more than 4,000 solar installations adding up to more than 36 MW of power generation capacity.
    •    San Jose ranks third, with more than 2,700 solar installations and 31 MW of solar electric generation capacity.
    •    In addition, Oakland, Fresno, Bakersfield, Santa Rosa, Roseville, Clovis and San Francisco all have more than 1,000 solar installations. In terms of generation capacity, Fresno, San Francisco, Bakersfield, Sacramento, and Santa Rosa all have more than 10 MW installed.

California’s solar market is geographically diverse. Solar installations are taking hold from coastal urban centers to mountain communities to towns in the Central Valley.

  • Among cities with at least 50,000 residents, Santa Cruz, Clovis, Rocklin, Davis, Watsonville, and Roseville have the most solar installations per resident. Chico, Woodland, Rancho Cordova, Livermore, and Petaluma have the most solar generation capacity per resident.
    •    Among large towns, with between 10,000 and 50,000 residents, Sonoma (Sonoma County), Grass Valley (Nevada County) and Auburn (Placer County) have the most solar installations per resident. Sonoma, Auburn and Oroville (Butte County) lead in terms of solar capacity per resident.
    •    Solar has reached its greatest penetration per capita in the northern Bay Area, the Sierra foothills, and the Central Valley. The small towns of Sebastopol (Sonoma County), Newcastle (Placer County), and Nevada City (Nevada County) lead the state in terms of number of solar installations per resident. Herald (Sacramento County), Edwards Air Force Base (Kern County), and Lebec (Kern County) lead the state in terms of solar capacity per capita.

Despite the development of thriving solar markets in cities across the state, California has only just begun to capture its tremendous potential for solar power.

  • The National Renewable Energy Laboratory estimates that the state could host more than 80,000 MW of rooftop solar in total – enough to generate more than a third as much electricity as California uses in a year.
    •    California has installed more than 1,000 MW of solar capacity on residential and commercial rooftops. Despite this substantial progress, vast potential remains to be developed.

California should continue to build the strength of its solar energy market.

Key steps include:

  • Ensure that the Million Solar Roofs Initiative reaches its goal by the end of 2016.
    •    Increase the use of solar energy systems in new construction by requiring all new homes to include solar power or other on-site renewable electricity generation by no later than 2020, and all new non-residential buildings by no later than 2030, through a net-zero energy building code requirement.
    •    Adopt a strong feed-in-tariff policy to encourage solar power installation on warehouses, parking lots and other sites with low on-site energy demands but high levels of sunshine.
    •    Maintain or enhance the incentive value of net metering and lift the cap on its use to allow all California ratepayers to benefit from going solar.
    •    Remove barriers to installing solar energy systems at the local and state levels by streamlining interconnection and permitting.
    •    Finally, California should continue to set ambitious clean energy goals – such as Governor Jerry Brown’s goal of installing 12,000 MW of distributed electricity generation in California by 2020 – and adopt innovative policies to achieve them.

*All solar capacity figures in this report are presented in terms of alternating current watts, measured under California Energy Commission PTC test conditions, unless otherwise noted.

Calculating California Cities’ Solar Installations and Generation Capacity

This report documents the number of grid-connected solar electric systems installed in California and their total electric generation capacity on a city-by-city basis. It focuses on solar photovoltaic installations that by and large are owned by ratepayers or third-party financing companies, as opposed to an electric utility, and are located on or near buildings throughout the state.

The report compiles solar energy installation data from the California Energy Commission, California Public Utilities Commission, the California Center for Sustainable Energy, and the state’s private and public utilities. The data represent the most recent available information from each source at the time of data collection, covering a time period through no later than the close of August 2011. For more details, see the Methodology section.

 

To take advantage of Residential Solar PV Systems for your home or your customers’ homes … SunLender makes sense …

SunLender programs include:

SunLender™ Residential Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home.  SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Installer partners can show you how to “reduce” your energy usage with energy efficiency products, before you decide to “produce” with a solar system – ensuring that you get the right size system for your home. Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses.  If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. The Signature Loan is a secured term loan for financing the purchase and installation of energy efficiency products for your home with a term up to 7 years.

SunLender Pro™ Commercial Solar Financing

Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects. The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 15 years.

Pro Power Construction Interim Job Financing

One of the biggest challenges for Installers is cash flow during the construction phase of a project. Ramco/SunLender solves all that with ProPower Construction. Interim milestone payments are available to Installers from the beginning of a project. Greater Installer cash flow allows faster Installer growth and deal flow.

Start the process today, for your own home or for your customers’ homes …

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104

 

Residential Solar Financing in California

In California, “The Golden State”, and throughout the West Coast and the Sunbelt states, Renewable Asset Management Company, LLC and SunLender™ provide residential solar financing directly through a network of leading Solar Power System (photovoltaic system) Installation companies. For Residential Solar throughout California, SunLender can be counted on as your go-to provider.

SunLender serves all of California and has special programs for cities including:

Huntington Beach

Los Angeles

Sacramento

San Diego

San Francisco

San Jose

Santa Rosa

Stockton

Call Mike Thompson for information on the Solar Financing programs that serve YOUR community.
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

Or visit:

http://sunlender.com for information on SunLender’s Solar Financing programs.

Residential Solar Financing California

Residential Solar Financing California

Since 2011, the SunLender program has allowed Solar Power Installers to provide solar financing to their residential solar customers with a 20-year operating lease or a 10-year or 15-year loan. And Renewable Asset Management Company (RAMCO) is a proven leader in renewable energy financing, and in conjunction with affiliated companies have offered a variety of commercial and residential solar financing programs since 2008.

Residential Solar Financing in California and America

The SunLender Lease and Loan programs are offered to approved Solar Power System Installers in California, Arizona and Hawaii. The SunLender Loan solar financing program is also currently available in Oregon, Michigan, Minnesota, North Carolina, South Carolina, Texas and Washington.

Do you want to do what’s best for your customers?

We can save your customers up to an additional $13K on a typical $20K solar system.

Since our lease term is 20 years instead of 25, with the same or lower monthly payment as other financing programs, we can generate significant savings to your customers just by financing with SunLender.

  • Same System
  • Same Monthly Payment
  • Same Utility Savings
  • Less Total Cost

Contact SunLender for your Residential Solar Financing in California.

Do the right thing for your customers.
Call SunLender today.

Call Mike Thompson to secure
the shortest term for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

The SunLender Difference:

SunLender™ Residential
Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home. SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses. If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. Our Installer partners can show you how to lower your energy usage with energy efficiency products, before you decide to generate power with a solar system – ensuring that you get the right size solar system for your home.
  • Signature Loan – The Signature Loan is a secured term loan for financing the purchase and installation of energy-efficiency products for your home with a term up to 7 years.

SunLender Pro™

  • Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects.

Commercial Solar Financing

Loan – The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 10 years.

 

We are looking for quality Installers in select markets

With SunLender, You Get:

  • Cash Flow – Installer job/construction financing through SunLender provides Solar Power System Installers with needed cash as early as customer credit approval.
  • Ease of Use – The SunLender proprietary solar proposal platform is comprehensive, uncomplicated and makes closing sales easy.
  • Less Red Tape – SunLender financing requires significantly less administrative burden than other financial programs in the solar market
  • Immediate Credit Approval – With SunLender, Solar Power System Installers can offer conditional financing approval to Homeowners in minutes.
  • Total Solution – SunLender is a complete in-house one-stop solar financing program, from originations and funding to servicing, and operations and maintenance.
  • Experience – 41-year financing foundation providing Installers and their customers unique credit programs, and financing renewables since 2008

Contact us to Demo the Program and see how SunLender can help you grow your business.

Available Programs:

SunLender™ Zero Down
Solar Lease

SunLender™ Zero Down
Solar Loan

SunLender Plus™ Energy Efficiency Signature Loan

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104

If your company is based in California, or you have a West Coast or Sunbelt client-base or solar system to install, the SunLender program is uniquely designed to provide Solar Power System Installers with the cash flow they need to grow. For your Residential Solar Financing in California, the SunLender enhanced program allows Installers to leverage the partnerships, connections and network of RAMCO, and now provides interim project financing through the Pro Power Green™ Construction Financing program, allowing Installers to get paid faster and fund growth without typical construction cash-flow constraints inherent to other finance programs and Funds. The SunLender program is tailored to help Installers grow their business and increase their sales.

The SunLender portal provides a single-source quoting platform that offers Solar Power System Installers the ability to quote Homeowners a solar loan and a solar lease within the same proposal, in approved states, thereby allowing the consumer to choose the financing product best suited to their needs; and providing Installers the tools and financing options to close more deals.

SunLender Solar Lease or Loan makes it easy to Reduce Energy Costs

Step 1 Request a free solar home evaluation

Step 2 — Fill out credit app to see how much you can save

Step 3 — Have your solar system designed and installed

Step 4 — Harvest renewable sunlight and start saving

Start the process online today.

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104

email: mthompson@sunlender.com

About

Why SunLender?

SunLender was created top benefit Solar Power System Installers and Homeowners

Demand for electricity is steadily increasing causing household electricity bills to skyrocket.

A homeowner’s cost control of electricity is unknown. A Solar Power System allows a homeowner to set a fixed cost and drive savings for years to come. SunLender is committed to providing property owners with a simplified solar financing solution, giving you the choice of either a lease or a loan. Our network of leading Installers can draw up custom plans to match your toughest roof requirements, resulting in a system tailor-made for your home for zero out-of-pocket expense.

The SunLender program was developed for Solar Power System Installers.

Solar Installers across the country don’t always have the resources to find financing for customers, or the capital to provide it themselves.

For the last 40 years, we have been working with the building trades financing distributors and Installers as well as consumer home improvement projects.  We understand your business, we understand that you have to present solutions to your customers, and we have designed our finance program to specifically address your needs. Our Installer partners can reap the benefits of our industry-specific experience, connections and network.

Integrated Portal – Our pre-qualifying quote system lets Installers and homeowners know immediately if they pre-qualify for a lease or loan. This proprietary solar proposal platform enables Installers to present professional sales proposals to residential customers. The proposal offers several financing options as well as graphic representation of their solar investment.

  • Quick Quote Ability – We are focused on helping you sell more and streamlining that process with our sales tools.  The Quick Quote tool allows Installers to model a variety of products and pricing with a minimum of input, which can easily be converted to a sales proposal.
  • Easy Proposal to Signature Process – Not only do we provide financing, but we also directly service all of our consumer leases and loans.  We are a one-stop-shop and are able to serve both you the installer and your homeowner customers more effectively.
  • We can finance more than just PV – We are a finance company, not just a solar finance company.  We do not limit you to only finance solar solutions. We keep up with our Installers to provide financing for energy management solutions.

More efficient than other programs – When you offer multiple residential solar finance solutions you can tailor your sales pitch to your customer’s needs and close more deals.  With one approval you can offer your customer:

  • SunLender™ Zero Down Solar Lease – The homeowner leases the solar PV equipment and makes a low monthly payment for the length of the contract term.
  • SunLender™ Zero Down Solar Loan – A fully amortized loan that provides a low monthly payment and path to ownership. The homeowner keeps the rebates and tax credits and increases the value of their home.
  • SunLender Plus™ Energy Efficiency Signature Loan – An unsecured loan that provides financing for energy efficiency solutions and can be approved simultaneously with a solar lease or loan.

Program tailored to Installer’s business – we only partner with the best and we trust our Installers

  • Easier program management – We developed our process given our 40-year experience working with the building trades.  Financing is a solution, but it should not overly burden your organization.
  • Faster payment – Experience gives us the insight to know that sales are important, but Cash Flow is more important.  Our program is tailored to help you grow your business and increase your origination.
  • Cash Flow – Interim Jobs/Construction financing provided by ProPower Construction allows you to grow sales and perpetuate deal flow.
  • Program is set up to scale with growth – Using online systems and tools, we are built for growth and have the ability to scale with you.

For Homeowners who want to go green, while saving green … SunLender is here to help you install and save

Every home is unique. There is no ‘one size fits all’ solar residential finance solution out there, contrary to what much of the industry might say. That’s why we offer both a lease and a loan – so that your Installer can design the best system, with the best financing, with the longest warranty, for the best price, guaranteed. Your family has unique needs and we want to provide the right solution for you. We have designed residential solar financing solutions that require little or no money down, and have positive impact to your monthly cash flow.

Our Installer partners can show you how your new solar power system will pay for itself right away, by funding the monthly financing payment with the savings from your electricity bill. By combining federal and local rebates and incentives and using our innovative financing solutions, you can install a solar power system that will save you tens of thousands of dollars over its life, without requiring cash outlays at the time of installation!

Why SunLender?

  • Flexible Financing with little to no money down.
  • Rent or Own your equipment – the choice is yours.
  • Do the right thing! – Replace dirty grid power with clean renewable energy and save your family money.
  • Increase the value of your home – The Department of Energy completed a study in April 2011 that concluded a home seller who invested in solar panels could expect to capture a premium of $18,600-$23,870 versus comparable homes without solar panels,

Available programs:

SunLender

Loan or lease

$0 Down

Zero-Down Loan or Lease

No money up front, complete solar satisfaction.

Loan or Lease

You decide what is best for you

Clear comparison in the same proposal.

Worry Free

Extended Warranty for Peace of mind

24/7 system monitoring is comprehensive.

Easy Process

Quick, Simple & thorough

Uncomplicated steps put solar in your home

Start the process today …

Begin online

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

California

California, “The Golden State,” is located on the West Coast of the United States, bordered by the Pacific Ocean to the west, Oregon to the north, Nevada and Arizona to the west and the Mexican state of Baja California to the south. California is the most populous state in America with 38 million people — one in eight of the people who live in the United States.  California is also the third largest state in terms of area (after Alaska and Texas).  California contains the nation’s second most populous census statistical area (Greater Los Angeles) and the fifth most populous (San Francisco Bay Area), and eight of the nation’s 50 most populated cities: Los Angeles, San Diego, San Jose, San Francisco, Fresno, Sacramento, Long Beach and Oakland.

The name California is most commonly believed to have derived from a fictional paradise peopled by Black Amazons and ruled by Queen Calafia. The fictional kingdom of Queen Calafia, according to Montalvo, was said to be a remote land inhabited by griffins and other strange beasts, and rich in gold.

At least half of the fruit produced in the United States is now grown in California, and the state also leads in the production of vegetables. Other important contributors to the state’s economy include aerospace, education, manufacturing, and high-tech industry. If it were a country, California would be the 8th or 9th largest economy in the world and 34th most populous.

Climate

Much of California has a Mediterranean climate, with cool, rainy winters and dry summers. The cool California Current offshore often creates summer fog near the coast. Farther inland, there are colder winters and hotter summers. Perfect for Solar Power applications, California sees some 3055 sunny hours annually, and many California cities see nearly 300 sunny days per year, compared to an average of 205 sunny days a year for all U.S. cities.

Households

Nearly 11 percent of all households in the United States are in California. The “Golden State” has more than 11.5 million households, 35.8 percent of which have children under 18 in them. The average size per household is 2.87 people and the average California family size is 3.43 people.

Solar Energy

California is No. 1 in Solar

California continues to be the leading solar market in the United States. A plethora of sunny days combined with supportive solar policies have created an ideal solar market. As older fossil-fired and nuclear generation plants (such as SONGS) come offline, statewide carbon reduction efforts escalate, and load growth increases (due, in part, to the anticipated increased deployment of electric vehicles), additional renewable energy procurement will be required within California. These factors, as well as changing consumer behaviors related to electricity production and delivery, offer substantial opportunities to continue to grow the solar energy market in California.

Cities in California dominate a list of top 20 cities by total solar capacity, but there were some surprises in the rankings compiled by an environmentalist group, including San Antonio, Indianapolis, and New Orleans.

Los Angeles topped the list with 132 megawatts of solar capacity, including rooftop residential and utility-scale projects installed by the end of 2013, Environment America Research & Policy Center said in a report released Thursday.

San Diego was No. 2, and Phoenix, Ariz., was in third place, with 107 megawatts and 96 megawatts, respectively, of solar capacity. San Jose, Calif. and Honolulu rounded out the top five.

San Antonio and Indianapolis, however, are ahead of New York City, which took eighth place, and San Francisco, which took ninth. Denver is No. 10, besting No. 11 New Orleans by just 3 megawatts – 22 megawatts for New Orleans compared with Denver’s 25 megawatts, according to the group.

The study found that the 20 cities, representing 0.1% of the U.S. land area, account for 7% of the country’s solar power capacity. “These top 20 cities contain more solar power today than was installed in the entire U.S. just six years ago,” the report said.

The remaining top 20 cities by solar capacity were Sacramento, Calif., Jacksonville, Fla.; Albuquerque; Portland, Ore.; Austin, Texas; Las Vegas; Newark, N.J.; Raleigh, N.C.; and Boston.

California Solar Industry Facts:

  • There are currently more than 2,226 solar companies at work throughout the value chain in California, employing 54,700 people.
  • In 2014, California installed 4,316 MW of solar electric capacity, ranking it 1st nationally.
  • The 10,695 MW of solar energy currently installed in California ranks the state first in the country in installed solar capacity.  There is enough solar energy installed in the state to power 2,599,000 homes.
  • In 2014, $11.773 billion was invested on solar installations in California.  This represents a 66% increase over the previous year, and is expected to grow again this year.
  • Average installed residential and commercial photovoltaic system prices in California have fallen by 4% in the last year. National Prices have also dropped steadily — by 12% from last year and 45% from 2010.

California leads the way for solar generation

California is far and away the nation’s leader in the solar industry. According to the state’s website, there are more than 242,000 solar projects throughout the state with 2,279 megawatts installed. Los Angeles leads with 238 megawatts, and San Diego comes in second with 182 megawatts. According to the Solar Energy Industries Association, the next leading states are:

  • Arizona
  • North Carolina
  • Massachusetts
  • New Jersey
  • Hawaii
  • Georgia
  • Texas
  • New York

California Photovoltaics

In 2011, California’s goal to install 3,000 MW by 2016 was expanded to 12,000 MW by 2020. California has more photovoltaics installed than any other state, and 48% of the total in 2010. For the first time in 2008 the installed photovoltaics exceeded the state’s 354 MW of solar thermal (CSP).  There are plans to build over 15,000 MW of utility scale photovoltaic plants in California. At the end of 2012, small systems of less than 10 kWp were averaging $5.39/W, and large systems of over 500 kWp were averaging $2.77/W.

California has the technical potential to install 76,000 MW of rooftop solar panels, which would generate 106,411 GWh/year, about 41% of the total electricity used in California in 2012. 76 GW, though, is twice as much electricity as is used in one hour, which will require that on a sunny day, half of the noon output will need to be stored, for example by producing hydrogen

Solar Financial Incentives in California

For your Residential Solar Financing in California, the SunLender programs can save you money while ensuring that the process is easy for you. In addition the money you can save with SunLender, Solar Power Systems installed in California can save homeowners money through several other programs.

Los Angeles Dept. of Water and Power (LADWP) and California’s Renewable Portfolio Standard

California has the most ambitious renewable portfolio standard (RPS) in the country. The state is required to source at least 33% of its power from renewables by 2020. If not, utilities get slapped with sizable fees. LADWP was up to 20% by 2010, and well ahead of schedule. Compared to the other three utilities it’s the furthest along. Southern California Edison (SCE) was up to 19% recently, so the competition is in hot pursuit.

One of the more common ways to meet the standard is to encourage renewable energy by purchasing their Renewable Energy Credits (REC). California allows utilities to achieve up to 25% of total compliance in this manner. You can bet that LADWP has its maximum 25% of various wind power RECs already stashed away.

California Solar Power Tax Credits

California has no particular state solar tax credits.

Go Solar California, State Rebate Program

As part of California’s $3.3 billion “Million Solar Roofs Program,” the Go Solar California! campaign has a goal to install 3,000 megawatts (MW) of new solar electricity capacity on homes and businesses by the end of 2016, making renewable energy an everyday reality.

California Solar Initiative (CSI): The California Solar Initiative is managed by PG&E in San Francisco and will provide incentives through 2016 for existing residential homes and existing and new commercial, industrial, and agricultural properties. The California Solar Initiative is designed to promote solar technologies and help lower the cost of solar systems that will serve California’s needs. CSI has set a goal of creating 3,000 megawatts (MW) of new, solar-generated electricity by 2017, moving California toward a cleaner energy future.

Single Family Affordable Solar Housing Program (SASH): Managed by the non-profit solar organization, GRID Alternatives, this program offers incentives to eligible low income households.

New Solar Housing Partnership (NSHP): Managed by the California Energy Commission, the New Solar Homes Partnership (NSHP) will provide $400 million worth of incentives through 2016 to encourage solar in new residential construction.

Multifamily Affordable Solar Housing Program (MASH): Building owners can install solar PV systems to offset energy used in common areas and utilize virtual net metering (VMN) to offset tenant loads. (*Please note, the incentive budget for the PG&E territory has been fully spent. Customers may still be added to a waitlist for funds as they become available.

Federal Tax Credits and Accelerated Depreciation

A 30 percent federal tax credit is offered for the installation of both residential and corporate solar energy systems. The tax credit is applied to the net cost after other rebates or grants have reduced the initial system cost. The current federal tax credit program is available through 2016.

Residential Renewable Energy Tax Credit: Homeowners installing new solar PV and solar water heating systems are eligible for his 30 percent tax credit. Download IRS Form 5695.

Business Energy Investment Tax Credit: Businesses installing new solar PV and solar water heating systems are eligible for this 30 percent tax credit. Download IRS Form 3468.

Modified Accelerated Cost-Recovery System (MACRS) + Bonus Depreciation.

Under the federal Modified Accelerated Cost-Recovery System (MACRS), businesses may recover renewable energy investments through depreciation deductions. For more information visit the US Department of Energy’s DSIRE website.

California’s Solar Market is Thriving

According to a report by Environment California, California’s solar market is thriving. Ten years ago, solar panels atop roofs were a rarity. Today, solar is taking hold in cities across California, from coastal metropolises such as San Francisco, to agricultural and industrial hubs in the Central Valley. In the past two years alone, the solar industry has installed more than 5,000 kilowatts of solar power in each of 10 different California cities.

Solar energy makes sense for California. Each new solar panel helps to clean our air, fight global warming, improve the reliability of our electricity grid, boost the economy, and create much-needed jobs.

California has just begun to tap into the vast potential of solar energy. Governments, utilities and the public should continue to work together toward a clean energy future.

Solar cities are the heart of California’s thriving solar market.

  • San Diego leads all California cities in terms of the number of solar installations on residential, commercial and government buildings, with more than 4,500 projects installed. San Diego also leads the state in terms of overall solar generation capacity, with nearly 37 megawatts (MW). If San Diego were a nation unto itself, it would rank among the top 25 nations in the world in terms of solar capacity, with more solar power than the entire nation of Mexico.
    •    Los Angeles ranks second, with more than 4,000 solar installations adding up to more than 36 MW of power generation capacity.
    •    San Jose ranks third, with more than 2,700 solar installations and 31 MW of solar electric generation capacity.
    •    In addition, San Francisco, Fresno, Bakersfield, Santa Rosa, Roseville, Clovis, Sacramento and Oakland all have more than 1,000 solar installations. In terms of generation capacity, Fresno, San Francisco, Bakersfield, Sacramento, and Santa Rosa all have more than 10 MW installed.

California’s solar market is geographically diverse. Solar installations are taking hold from coastal urban centers to mountain communities to towns in the Central Valley

  • Among cities with at least 50,000 residents, Santa Cruz, Clovis, Rocklin, Davis, Watsonville, and Roseville have the most solar installations per resident. Chico, Woodland, Rancho Cordova, Livermore, and Petaluma have the most solar generation capacity per resident.
    •    Among large towns, with between 10,000 and 50,000 residents, Sonoma (Sonoma County), Grass Valley (Nevada County) and Auburn (Placer County) have the most solar installations per resident. Sonoma, Auburn and Oroville (Butte County) lead in terms of solar capacity per resident.
    •    Solar has reached its greatest penetration per capita in the northern Bay Area, the Sierra foothills, and the Central Valley. The small towns of Sebastopol (Sonoma County), Newcastle (Placer County), and Nevada City (Nevada County) lead the state in terms of number of solar installations per resident. Herald (Sacramento County), Edwards Air Force Base (Kern County), and Lebec (Kern County) lead the state in terms of solar capacity per capita.

Despite the development of thriving solar markets in cities across the state, California has only just begun to capture its tremendous potential for solar power.

  • The National Renewable Energy Laboratory estimates that the state could host more than 80,000 MW of rooftop solar in total – enough to generate more than a third as much electricity as California uses in a year.
    •    California has installed more than 1,000 MW of solar capacity on residential and commercial rooftops. Despite this substantial progress, vast potential remains to be developed.

California should continue to build the strength of its solar energy market.

Key steps include:

  • Ensure that the Million Solar Roofs Initiative reaches its goal by the end of 2016.
    •    Increase the use of solar energy systems in new construction by requiring all new homes to include solar power or other on-site renewable electricity generation by no later than 2020, and all new non-residential buildings by no later than 2030, through a net-zero energy building code requirement.
    •    Adopt a strong feed-in-tariff policy to encourage solar power installation on warehouses, parking lots and other sites with low on-site energy demands but high levels of sunshine.
    •    Maintain or enhance the incentive value of net metering and lift the cap on its use to allow all California ratepayers to benefit from going solar.
    •    Remove barriers to installing solar energy systems at the local and state levels by streamlining interconnection and permitting.
    •    Finally, California should continue to set ambitious clean energy goals – such as Governor Jerry Brown’s goal of installing 12,000 MW of distributed electricity generation in California by 2020 – and adopt innovative policies to achieve them.

SunLender serves all of California and has special programs for cities including:

Huntington Beach  — Known as “Surf City USA,” Huntington Beach, a seaside city in Southern California’s Orange County, is the most populous beach city in Orange County and the seventh most populous city in the Los Angeles-Long Beach-Anaheim metropolitan area, with an estimated 2014 population of 200,809.

Los Angeles — Los Angeles, officially the City of Los Angeles, often known by its initials L.A., is also affectionately called “Angeltown,” “The Big Orange,” “La-la-land,” “Tinseltown” and “City of Flowers and Sunshine.”  L.A. is the second-largest city in the United States in terms of population, and the most populous city in California with a population of more than 3.8 million people.

Sacramento — Sacramento, the capital city of California, is known as “America’s Most Diverse City,” “Sacto,” “River City” and The City of Trees.” Its motto: “Urbs Indomita” means “Indomitable City.” Sacramento’s  2014 population of 475,122 made it the sixth-largest city in California.

San Diego — San Diego, nicknamed, America’s Finest City,” has adopted the slogan: Semper Vigilans (Latin for “Ever Vigilant.” With an estimated population of 1,381,069 as of mid-July, 2014, San Diego is the eighth-largest city in the United States and second-largest city in California, in terms of population.

San Francisco — San Francisco, “The City by the Bay,” is the most densely settled large city (population greater than 200,000) in California and the second-most densely populated major city in the United States after New York City.  With a Census-estimated 2014 population of 852,469, San Francisco is the fourth-most populous city in California, after Los Angeles, San Diego and San Jose, and the 14th-most populous city in the United States.

San Jose — San Jose is the third-largest city by population in California and the 10th largest in the United States. San Jose, the county seat of Santa Clara County is also the largest city by population in Northern California and largest within the Bay Area.

Santa Rosa  — Santa Rosa is a city in and the county seat of Sonoma County, California. With a population of 170,685, Santa Rosa is the largest city in California’s North Coast, Wine Country and the North Bay, and the fifth most populous city in the San Francisco Bay area.

StocktonStockton, the county seat of San Joaquin County, in north-central California, is known as  “California’s Sunrise Seaport,” “Port City,” “Brick City” and “Mudville.”  Located on the San Joaquin River in the northern San Joaquin Valley, Stockton has an estimated population of 300,899 people as of 2014.

To take advantage of Residential Solar PV Systems for your home or your California Solar PV customers’ homes … SunLender makes sense …

SunLender programs include:

SunLender™ Residential Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home.  SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Installer partners can show you how to “reduce” your energy usage with energy efficiency products, before you decide to “produce” with a solar system – ensuring that you get the right size system for your home. Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses.  If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. The Signature Loan is a secured term loan for financing the purchase and installation of energy efficiency products for your home with a term up to 7 years.

SunLender Pro™ Commercial Solar Financing

Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects. The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 15 years.

Pro Power Construction Interim Job Financing

One of the biggest challenges for Installers is cash flow during the construction phase of a project. Ramco/SunLender solves all that with ProPower Construction. Interim milestone payments are available to Installers from the beginning of a project. Greater Installer cash flow allows faster Installer growth and deal flow.

Start the process today, for your own home or for your customers’ homes …

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104

 

Residential Solar Financing in Huntington Beach

In Huntington Beach, the seaside city in Orange County known as “Surf City USA,” and in cities throughout Orange County, California, the West Coast and the Sunbelt states, Renewable Asset Management Company, LLC and SunLender™ provide residential solar financing directly through a network of leading Solar Power System (photovoltaic system) Installation companies. For Residential Solar Financing in Huntington Beach and throughout Orange County and all of California, SunLender can be counted on as your go-to provider.

Huntington BeachSince 2011, the SunLender program has allowed Solar Power Installers to provide solar financing to their residential solar customers with a 20-year operating lease or a 10-year or 15-year loan. And Renewable Asset Management Company (RAMCO) is a proven leader in renewable energy financing, and in conjunction with affiliated companies have offered a variety of commercial and residential solar financing programs since 2008.

Residential Solar Financing in Huntington Beach, Orange County and America

The SunLender Lease and Loan programs are offered to approved Solar Power System Installers in Arizona, California and Hawaii. The SunLender Loan solar financing program is also currently available in Oregon, Michigan, Minnesota, North Carolina, South Carolina, Texas and Washington

Do you want to do what’s best for your customers?

We can save your customers up to an additional $13K on a typical $20K solar system.

Since our lease term is 20 years instead of 25, with the same or lower monthly payment as other financing programs, we can generate significant savings to your customers just by financing with SunLender.

  • Same System
  • Same Monthly Payment
  • Same Utility Savings
  • Less Total Cost

Contact SunLender for your Residential Solar Financing in Huntington Beach.

Do the right thing for your customers.
Call SunLender today.

Call Mike Thompson to secure
the shortest term for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

The SunLender Difference:

SunLender™ Residential
Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home. SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses. If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. Our Installer partners can show you how to lower your energy usage with energy efficiency products, before you decide to generate power with a solar system – ensuring that you get the right size solar system for your home.
  • Signature Loan – The Signature Loan is a secured term loan for financing the purchase and installation of energy-efficiency products for your home with a term up to 7 years.

SunLender Pro™

  • Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects.

Commercial Solar Financing

Loan – The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 10 years.

We are looking for quality Installers in select markets

With SunLender, You Get:

  • Cash Flow – Installer job/construction financing through SunLender provides Solar Power System Installers with needed cash as early as customer credit approval.
  • Ease of Use – The SunLender proprietary solar proposal platform is comprehensive, uncomplicated and makes closing sales easy.
  • Less Red Tape – SunLender financing requires significantly less administrative burden than other financial programs in the solar market
  • Immediate Credit Approval – With SunLender, Solar Power System Installers can offer conditional financing approval to Homeowners in minutes.
  • Total Solution – SunLender is a complete in-house one-stop solar financing program, from originations and funding to servicing, and operations and maintenance.
  • Experience – 41-year financing foundation providing Installers and their customers unique credit programs, and financing renewables since 2008

Contact us to Demo the Program and see how SunLender can help you grow your business.

Available Programs:

SunLender™ Zero Down
Solar Lease

SunLender™ Zero Down
Solar Loan

SunLender Plus™ Energy Efficiency Signature Loan

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104

SunLender designed to provide Solar Power System Installers with the cash flow

If your company is based in the Huntington Beach area, Orange County, or throughout California, or you have a West Coast or Sunbelt client-base or solar system to install, the SunLender program is uniquely designed to provide Solar Power System Installers with the cash flow they need to grow. For your Residential Solar Financing in Huntington Beach, the SunLender enhanced program allows Installers to leverage the partnerships, connections and network of RAMCO, and now provides interim project financing through the Pro Power Green™ Construction Financing program, allowing Installers to get paid faster and fund growth without typical construction cash-flow constraints inherent to other finance programs and Funds. The SunLender program is tailored to help Installers grow their business and increase their sales.

The SunLender portal provides a single-source quoting platform that offers Solar Power System Installers the ability to quote Homeowners a solar loan and a solar lease within the same proposal, in approved states, thereby allowing the consumer to choose the financing product best suited to their needs; and providing Installers the tools and financing options to close more deals.

SunLender Solar Lease or Loan makes it easy to Reduce Energy Costs

Step 1 Request a free solar home evaluation

Step 2 — Fill out credit app to see how much you can save

Step 3 — Have your solar system designed and installed

Step 4 — Harvest renewable sunlight and start saving

Start the process online today.

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104

email: mthompson@sunlender.com

About

Why SunLender?

SunLender was created top benefit Solar Power System Installers and Homeowners

Demand for electricity is steadily increasing causing household electricity bills to skyrocket.

A homeowner’s cost control of electricity is unknown. A Solar Power System allows a homeowner to set a fixed cost and drive savings for years to come. SunLender is committed to providing property owners with a simplified solar financing solution, giving you the choice of either a lease or a loan. Our network of leading Installers can draw up custom plans to match your toughest roof requirements, resulting in a system tailor-made for your home for zero out-of-pocket expense.

The SunLender program was developed for Solar Power System Installers.

Solar Installers across the country don’t always have the resources to find financing for customers, or the capital to provide it themselves.

For the last 40 years, we have been working with the building trades financing distributors and Installers as well as consumer home improvement projects.  We understand your business, we understand that you have to present solutions to your customers, and we have designed our finance program to specifically address your needs. Our Installer partners can reap the benefits of our industry-specific experience, connections and network.

Integrated Portal – Our pre-qualifying quote system lets Installers and homeowners know immediately if they pre-qualify for a lease or loan. This proprietary solar proposal platform enables Installers to present professional sales proposals to residential customers. The proposal offers several financing options as well as graphic representation of their solar investment.

  • Quick Quote Ability – We are focused on helping you sell more and streamlining that process with our sales tools.  The Quick Quote tool allows Installers to model a variety of products and pricing with a minimum of input, which can easily be converted to a sales proposal.
  • Easy Proposal to Signature Process – Not only do we provide financing, but we also directly service all of our consumer leases and loans.  We are a one-stop-shop and are able to serve both you the installer and your homeowner customers more effectively.
  • We can finance more than just PV – We are a finance company, not just a solar finance company.  We do not limit you to only finance solar solutions. We keep up with our Installers to provide financing for energy management solutions.

More efficient than other programs – When you offer multiple residential solar finance solutions you can tailor your sales pitch to your customer’s needs and close more deals.  With one approval you can offer your customer:

  • SunLender™ Zero Down Solar Lease – The homeowner leases the solar PV equipment and makes a low monthly payment for the length of the contract term.
  • SunLender™ Zero Down Solar Loan – A fully amortized loan that provides a low monthly payment and path to ownership. The homeowner keeps the rebates and tax credits and increases the value of their home.
  • SunLender Plus™ Energy Efficiency Signature Loan – An unsecured loan that provides financing for energy efficiency solutions and can be approved simultaneously with a solar lease or loan.

Program tailored to Installer’s business – we only partner with the best and we trust our Installers

  • Easier program management – We developed our process given our 40-year experience working with the building trades.  Financing is a solution, but it should not overly burden your organization.
  • Faster payment – Experience gives us the insight to know that sales are important, but Cash Flow is more important.  Our program is tailored to help you grow your business and increase your origination.
  • Cash Flow – Interim Jobs/Construction financing provided by ProPower Construction allows you to grow sales and perpetuate deal flow.
  • Program is set up to scale with growth – Using online systems and tools, we are built for growth and have the ability to scale with you.

For Homeowners who want to go green, while saving green … SunLender is here to help you install and save

Every home is unique. There is no ‘one size fits all’ solar residential finance solution out there, contrary to what much of the industry might say. That’s why we offer both a lease and a loan – so that your Installer can design the best system, with the best financing, with the longest warranty, for the best price, guaranteed. Your family has unique needs and we want to provide the right solution for you. We have designed residential solar financing solutions that require little or no money down, and have positive impact to your monthly cash flow.

Our Installer partners can show you how your new solar power system will pay for itself right away, by funding the monthly financing payment with the savings from your electricity bill. By combining federal and local rebates and incentives and using our innovative financing solutions, you can install a solar power system that will save you tens of thousands of dollars over its life, without requiring cash outlays at the time of installation!

Why SunLender?

  • Flexible Financing with little to no money down.
  • Rent or Own your equipment – the choice is yours.
  • Do the right thing! – Replace dirty grid power with clean renewable energy and save your family money.
  • Increase the value of your home – The Department of Energy completed a study in April 2011 that concluded a home seller who invested in solar panels could expect to capture a premium of $18,600-$23,870 versus comparable homes without solar panels,

Available programs:

SunLender

Loan or lease

$0 Down

Zero-Down Loan or Lease

No money up front, complete solar satisfaction.

Loan or Lease

You decide what is best for you

Clear comparison in the same proposal.

Worry Free

Extended Warranty for Peace of mind

24/7 system monitoring is comprehensive.

Easy Process

Quick, Simple & thorough

Uncomplicated steps put solar in your home

Start the process today …

Begin online

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

Huntington Beach

Known as “Surf City USA,” Huntington Beach, a seaside city in Southern California’s Orange County, is the most populous beach city in Orange County and the seventh most populous city in the Los Angeles-Long Beach-Anaheim metropolitan area, with an estimated 2014 population of 200,809. Huntington Beach is bordered by the Pacific Ocean on the southwest, by Seal Beach on the northwest, by Costa Mesa on the east, by Newport Beach on the southeast, by Westminster on the north, and by Fountain Valley on the northeast.

Huntington Beach, also called “H.B.” is known for its long 9.5-mile stretch of sandy beach, mild climate, excellent surfing and beach culture. The ocean waves are enhanced by a natural effect caused by the edge-diffraction of open ocean swells around the island of Catalina. Swells generated predominantly from the North Pacific in winter and from a combination of Southern Hemisphere storms and hurricanes in the summer focus on Huntington Beach creating consistent surf all year long, thus the nickname “Surf City.” Huntington Beach has a total area of 31.882 sq. mi., with 26.748 sq. mi. of land and 5.134 sq. mi. (16.10%) of water.

The entire city of Huntington Beach lies in area codes 657 and 714, except for small parts of Huntington Harbour (along with Sunset Beach, the community adjacent to Huntington Harbour), which is in the 562 area code.

Climate

Huntington Beach has Mediterranean climate, meaning it is generally sunny, dry and cool, although evenings can be excessively damp. In the morning and evening, there are often strong breezes, 15 mph. Ocean water temperatures average 55 °F to 65 °F. In the summer, temperatures rarely exceed 85 °F. In the winter, temperatures rarely fall below 40 °F even on clear nights. There are about 14 inches of rain, almost all in mid-winter. Frost occurs only rarely on the coldest winter nights. The area is annually affected by a marine layer caused by the cool air of the Pacific Ocean meeting the warm air over the land. This results in overcast and foggy conditions in May and June, though Huntington Beach enjoys an average of 281 sunny days per year, well above the national average of 205 sunny days.

Households

With a population of 200,809, Huntington Beach has a population density of 5,600 people per square mile. The 2010 Census reported that 189,102 people (99.5% of the population) lived in households and 487 (0.3%) lived in non-institutionalized group quarters. There were 74,285 households, out of which 21,922 (29.5%) had children under the age of 18 living in them. The average household size was 2.55. There were 48,218 families (64.9% of all households); the average family size was 3.07.

Solar Energy

Off-Grid Power from the Sun in Huntington Beach

Easily one of the hottest visitor destinations in Southern California, Huntington Beach is a seaside paradise that naturally attracts surfers, sightseers and tourists galore. The city’s 200,000 residents bask in the mild temperatures and abundant sunshine. What’s more, the sunlight and specific need for sustainable living practices make Huntington Beach a perfect area for its residents to install solar electricity systems in their homes.

The city of Huntington Beach and its residents are making great advances in green initiatives with specific goals and timeframes in mind for transitioning businesses and residents to solar energy. Residents who choose to go solar may benefit from incentives such as rebates, federal tax credits, fee waivers and utility credits from excess power generated, not to mention a much lower electricity bill. Huntington Beach is making huge strides in reducing air and water pollution and their overall carbon footprint by relying less on the utility company, thus reducing their overall reliance on fossil fuels.

Solar panels are used in many homesteads throughout Huntington Beach, and some of those advantages are discussed below.

One very important advantage of using solar panels is that they do not emit any gases that are common in green houses. The panels do not emit any smoke, chemical or heavy metals that can be risk factors to human health. Solar panels are therefore environmental friendly when compared to burning of fossil fuels to generate energy.

This is very important since carbon emissions are dangerous and avoiding their emission helps in safeguarding our present and future environment. Being environment friendly is important since the government is constantly coming up with ways to attempt to control global warming and the use of solar panels is a great way to start. The solar panels in Huntington Beach therefore maintain a clean setting and they leave the air fresh. More importantly they help in prevention of many cancer incidences. This is because some products from some sources of energy such as nuclear energy have been said to cause cancer due to initiation of mutations in cells.

Secondly, use of solar panels ensures ongoing free energy for those who use it. This is mainly because the only cost incurred is that of installation. Once the installation in Huntington Beach, CA has been done, the energy is free since the panel is relatively maintenance-free (occasional maintenance is encouraged) and requires no fuel to run it. Panels require no raw materials for their operation and they work as long as there are sun rays, which is an abundant resource in Huntington Beach.

Additionally, a solar panel in Huntington Beach can be operated off grid. This is a great advantage for those who live in very isolated areas or in rural regions. Off-grid means that the house is not connected to the state’s electricity grid. This has the advantage of low cost since installation on the grid may be very expensive for those living in isolated areas. Solar panels offer a solution for this since they often incur lower installation costs. However, those living in towns can also use the off-grid technique. An added advantage in this is that there are no rules governing whether or not one wants to operate off- grid or on-grid when it comes to use of solar panels. This however is an issue when using fossil fuel generated electricity.

 

California leads the way for solar generation

California is far and away the nation’s leader in the solar industry. According to the state’s website, there are more than 242,000 solar projects throughout the state with 2,279 megawatts installed. Los Angeles leads with 238 megawatts, and San Diego comes in second with 182 megawatts. According to the Solar Energy Industries Association, the next leading states are:

  • Arizona
  • North Carolina
  • Massachusetts
  • New Jersey
  • Hawaii
  • Georgia
  • Texas
  • New York

Solar Financial Incentives in Huntington Beach

For your Residential Solar Financing in Huntington Beach, the SunLender programs can save you money while ensuring that the process is easy for you. In addition the money you can save with SunLender, Solar Power Systems installed in Huntington Beach can save homeowners money through several other programs.

The Energy Network

Huntington Beach’s “HB Goes Green” program encourages its residents to take advantage of The Energy Network rebates and incentives.

The Energy Network was authorized by the California Public Utilities Commission (CPUC) in 2012 to harness the collective power of residents, businesses, and the public sector to achieve an unprecedented level of energy savings across Southern California.

As part of its core mission, The Energy Network provides resources and assistance to homeowners and property owners who are planning residential energy efficiency upgrades. The Energy Network does this by providing information and money-saving resources in collaboration with local agencies, governments and stakeholders.

Services include rebate and incentive offerings for qualifying energy efficiency upgrades, attractive financing terms for eligible residential solar and energy saving improvements, tools to help identify contractors with energy efficiency training, and other resources that help homeowners take the next step toward saving energy.

The Energy Network’s offerings are administered by the County of Los Angeles and funded by California utility ratepayers under the auspices of the CPUC. The Energy Network support residents in the Southern California investor-owned utility service territories, encompassing the counties of Los Angeles, San Bernardino, Riverside, Ventura, Inyo, Imperial, and Mono, as well as portions of the counties of Orange, Kern, Tulare, Santa Barbara, and Kings.

Go Solar California, State Rebate Program

As part of California’s $3.3 billion “Million Solar Roofs Program,” the Go Solar California! campaign has a goal to install 3,000 megawatts (MW) of new solar electricity capacity on homes and businesses by the end of 2016, making renewable energy an everyday reality.

California Solar Initiative (CSI): The California Solar Initiative is managed by PG&E in San Francisco and will provide incentives through 2016 for existing residential homes and existing and new commercial, industrial, and agricultural properties. For more information about the current incentive levels, please visit the CSI Rebate Tracker.

Single Family Affordable Solar Housing Program (SASH): Managed by the non-profit solar organization, GRID Alternatives, this program offers incentives to eligible low income households.

New Solar Housing Partnership (NSHP): Managed by the California Energy Commission, the New Solar Homes Partnership (NSHP) will provide $400 million worth of incentives through 2016 to encourage solar in new residential construction.

Multifamily Affordable Solar Housing Program (MASH): Building owners can install solar PV systems to offset energy used in common areas and utilize virtual net metering (VMN) to offset tenant loads. (*Please note, the incentive budget for the PG&E territory has been fully spent. Customers may still be added to a waitlist for funds as they become available.

Federal Tax Credits and Accelerated Depreciation

A 30 percent federal tax credit is offered for the installation of both residential and corporate solar energy systems. The tax credit is applied to the net cost after other rebates or grants have reduced the initial system cost. The current federal tax credit program is available through 2016.

 

Residential Renewable Energy Tax Credit: Homeowners installing new solar PV and solar water heating systems are eligible for his 30 percent tax credit. Download IRS Form 5695.

 

Business Energy Investment Tax Credit: Businesses installing new solar PV and solar water heating systems are eligible for this 30 percent tax credit. Download IRS Form 3468.

 

Modified Accelerated Cost-Recovery System (MACRS) + Bonus Depreciation.

Under the federal Modified Accelerated Cost-Recovery System (MACRS), businesses may recover renewable energy investments through depreciation deductions. For more information visit the US Department of Energy’s DSIRE website.

 

Additional Programs for Financial Incentives for Solar PV in Huntington Beach

Federal ITC

The Federal Government provides tax credits for businesses that invest in renewable energy.

Residential Renewable Energy Tax Credit

The Federal Government provides tax credits for residential renewable energy

California Solar Initiative

The State of California created the California Solar Initiative to promote solar energy in the state.

California’s Solar Market is Thriving

According to a report by Environment California. California’s solar market is thriving. Ten years ago, solar panels atop roofs were a rarity. Today, solar is taking hold in cities across California, from coastal metropolises such as San Francisco, to agricultural and industrial hubs in the Central Valley. In the past two years alone, the solar industry has installed more than 5,000 kilowatts of solar power in each of 10 different California cities.

Solar energy makes sense for California. Each new solar panel helps to clean our air, fight global warming, improve the reliability of our electricity grid, boost the economy, and create much-needed jobs.

California has just begun to tap into the vast potential of solar energy. Governments, utilities and the public should continue to work together toward a clean energy future.

Solar cities are the heart of California’s thriving solar market.

  • San Diego leads all California cities in terms of the number of solar installations on residential, commercial and government buildings, with more than 4,500 projects installed. San Diego also leads the state in terms of overall solar generation capacity, with nearly 37 megawatts (MW). If San Diego were a nation unto itself, it would rank among the top 25 nations in the world in terms of solar capacity, with more solar power than the entire nation of Mexico.
    •    Los Angeles ranks second, with more than 4,000 solar installations adding up to more than 36 MW of power generation capacity.
    •    San Jose ranks third, with more than 2,700 solar installations and 31 MW of solar electric generation capacity.
    •    In addition, San Francisco, Fresno, Bakersfield, Santa Rosa, Roseville, Clovis, Santa Rosa and Oakland all have more than 1,000 solar installations. In terms of generation capacity, Fresno, San Francisco, Bakersfield, Sacramento, and Santa Rosa all have more than 10 MW installed.

California’s solar market is geographically diverse. Solar installations are taking hold from coastal urban centers to mountain communities to towns in the Central Valley.

  • Among cities with at least 50,000 residents, Santa Cruz, Clovis, Rocklin, Davis, Watsonville, and Roseville have the most solar installations per resident. Chico, Woodland, Rancho Cordova, Livermore, and Petaluma have the most solar generation capacity per resident.
    •    Among large towns, with between 10,000 and 50,000 residents, Sonoma (Sonoma County), Grass Valley (Nevada County) and Auburn (Placer County) have the most solar installations per resident. Sonoma, Auburn and Oroville (Butte County) lead in terms of solar capacity per resident.
    •    Solar has reached its greatest penetration per capita in the northern Bay Area, the Sierra foothills, and the Central Valley. The small towns of Sebastopol (Sonoma County), Newcastle (Placer County), and Nevada City (Nevada County) lead the state in terms of number of solar installations per resident. Herald (Sacramento County), Edwards Air Force Base (Kern County), and Lebec (Kern County) lead the state in terms of solar capacity per capita.

Despite the development of thriving solar markets in cities across the state, California has only just begun to capture its tremendous potential for solar power.

  • The National Renewable Energy Laboratory estimates that the state could host more than 80,000 MW of rooftop solar in total – enough to generate more than a third as much electricity as California uses in a year.
    •    California has installed more than 1,000 MW of solar capacity on residential and commercial rooftops. Despite this substantial progress, vast potential remains to be developed.

California should continue to build the strength of its solar energy market.

Key steps include:

  • Ensure that the Million Solar Roofs Initiative reaches its goal by the end of 2016.
    •    Increase the use of solar energy systems in new construction by requiring all new homes to include solar power or other on-site renewable electricity generation by no later than 2020, and all new non-residential buildings by no later than 2030, through a net-zero energy building code requirement.
    •    Adopt a strong feed-in-tariff policy to encourage solar power installation on warehouses, parking lots and other sites with low on-site energy demands but high levels of sunshine.
    •    Maintain or enhance the incentive value of net metering and lift the cap on its use to allow all California ratepayers to benefit from going solar.
    •    Remove barriers to installing solar energy systems at the local and state levels by streamlining interconnection and permitting.
    •    Finally, California should continue to set ambitious clean energy goals – such as Governor Jerry Brown’s goal of installing 12,000 MW of distributed electricity generation in California by 2020 – and adopt innovative policies to achieve them.

*All solar capacity figures in this report are presented in terms of alternating current watts, measured under California Energy Commission PTC test conditions, unless otherwise noted.

To take advantage of Residential Solar PV Systems for your home or your customers’ homes … SunLender makes sense …

SunLender programs include:

SunLender™ Residential Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home.  SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Installer partners can show you how to “reduce” your energy usage with energy efficiency products, before you decide to “produce” with a solar system – ensuring that you get the right size system for your home. Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses.  If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. The Signature Loan is a secured term loan for financing the purchase and installation of energy efficiency products for your home with a term up to 7 years.

SunLender Pro™ Commercial Solar Financing

Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects. The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 15 years.

Pro Power Construction Interim Job Financing

One of the biggest challenges for Installers is cash flow during the construction phase of a project. Ramco/SunLender solves all that with ProPower Construction. Interim milestone payments are available to Installers from the beginning of a project. Greater Installer cash flow allows faster Installer growth and deal flow.

Start the process today, for your own home or for your customers’ homes …

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104

 

Residential Solar Financing in San Diego

In San Diego, “America’s Finest City,” and throughout California, the West Coast and the Sunbelt states, Renewable Asset Management Company, LLC and SunLender™ provide residential solar financing directly through a network of leading Solar Power System (photovoltaic system) Installation companies. For Residential Solar Financing in San Diego and throughout California, SunLender can be counted on as your go-to provider.

San DiegoSince 2011, the SunLender program has allowed Solar Power Installers to provide solar financing to their residential solar customers with a 20-year operating lease or a 10-year or 15-year loan. And Renewable Asset Management Company (RAMCO) is a proven leader in renewable energy financing, and in conjunction with affiliated companies have offered a variety of commercial and residential solar financing programs since 2008.

Residential Solar Financing in San Diego and America

The SunLender Lease and Loan programs are offered to approved Solar Power System Installers in Arizona, California and Hawaii. The SunLender Loan solar financing program is also currently available in Oregon, Michigan, Minnesota, North Carolina, South Carolina, Texas and Washington

Do you want to do what’s best for your customers?

We can save your customers up to an additional $13K on a typical $20K solar system.

Since our lease term is 20 years instead of 25, with the same or lower monthly payment as other financing programs, we can generate significant savings to your customers just by financing with SunLender.

  • Same System
  • Same Monthly Payment
  • Same Utility Savings
  • Less Total Cost

Contact SunLender for your Residential Solar Financing in San Diego.

Do the right thing for your customers.
Call SunLender today.

Call Mike Thompson to secure
the shortest term for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

The SunLender Difference:

SunLender™ Residential
Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home. SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses. If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. Our Installer partners can show you how to lower your energy usage with energy efficiency products, before you decide to generate power with a solar system – ensuring that you get the right size solar system for your home.
  • Signature Loan – The Signature Loan is a secured term loan for financing the purchase and installation of energy-efficiency products for your home with a term up to 7 years.

SunLender Pro™

  • Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects.

Commercial Solar Financing

Loan – The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 10 years.

We are looking for quality Installers in select markets

With SunLender, You Get:

  • Cash Flow – Installer job/construction financing through SunLender provides Solar Power System Installers with needed cash as early as customer credit approval.
  • Ease of Use – The SunLender proprietary solar proposal platform is comprehensive, uncomplicated and makes closing sales easy.
  • Less Red Tape – SunLender financing requires significantly less administrative burden than other financial programs in the solar market
  • Immediate Credit Approval – With SunLender, Solar Power System Installers can offer conditional financing approval to Homeowners in minutes.
  • Total Solution – SunLender is a complete in-house one-stop solar financing program, from originations and funding to servicing, and operations and maintenance.
  • Experience – 41-year financing foundation providing Installers and their customers unique credit programs, and financing renewables since 2008

Contact us to Demo the Program and see how SunLender can help you grow your business.

Available Programs:

SunLender™ Zero Down
Solar Lease

SunLender™ Zero Down
Solar Loan

SunLender Plus™ Energy Efficiency Signature Loan

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104

SunLender designed to provide Solar Power System Installers with the cash flow

If your company is based in the San Diego area, or California, or you have a West Coast or Sunbelt client-base or solar system to install, the SunLender program is uniquely designed to provide Solar Power System Installers with the cash flow they need to grow. For your Residential Solar Financing in San Diego, the SunLender enhanced program allows Installers to leverage the partnerships, connections and network of RAMCO, and now provides interim project financing through the Pro Power Green™ Construction Financing program, allowing Installers to get paid faster and fund growth without typical construction cash-flow constraints inherent to other finance programs and Funds. The SunLender program is tailored to help Installers grow their business and increase their sales.

The SunLender portal provides a single-source quoting platform that offers Solar Power System Installers the ability to quote Homeowners a solar loan and a solar lease within the same proposal, in approved states, thereby allowing the consumer to choose the financing product best suited to their needs; and providing Installers the tools and financing options to close more deals.

SunLender Solar Lease or Loan makes it easy to Reduce Energy Costs

Step 1 Request a free solar home evaluation

Step 2 — Fill out credit app to see how much you can save

Step 3 — Have your solar system designed and installed

Step 4 — Harvest renewable sunlight and start saving

Start the process online today.

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104

email: mthompson@sunlender.com

About

Why SunLender?

SunLender was created top benefit Solar Power System Installers and Homeowners

Demand for electricity is steadily increasing causing household electricity bills to skyrocket.

A homeowner’s cost control of electricity is unknown. A Solar Power System allows a homeowner to set a fixed cost and drive savings for years to come. SunLender is committed to providing property owners with a simplified solar financing solution, giving you the choice of either a lease or a loan. Our network of leading Installers can draw up custom plans to match your toughest roof requirements, resulting in a system tailor-made for your home for zero out-of-pocket expense.

The SunLender program was developed for Solar Power System Installers.

Solar Installers across the country don’t always have the resources to find financing for customers, or the capital to provide it themselves.

For the last 40 years, we have been working with the building trades financing distributors and Installers as well as consumer home improvement projects.  We understand your business, we understand that you have to present solutions to your customers, and we have designed our finance program to specifically address your needs. Our Installer partners can reap the benefits of our industry-specific experience, connections and network.

Integrated Portal – Our pre-qualifying quote system lets Installers and homeowners know immediately if they pre-qualify for a lease or loan. This proprietary solar proposal platform enables Installers to present professional sales proposals to residential customers. The proposal offers several financing options as well as graphic representation of their solar investment.

  • Quick Quote Ability – We are focused on helping you sell more and streamlining that process with our sales tools.  The Quick Quote tool allows Installers to model a variety of products and pricing with a minimum of input, which can easily be converted to a sales proposal.
  • Easy Proposal to Signature Process – Not only do we provide financing, but we also directly service all of our consumer leases and loans.  We are a one-stop-shop and are able to serve both you the installer and your homeowner customers more effectively.
  • We can finance more than just PV – We are a finance company, not just a solar finance company.  We do not limit you to only finance solar solutions. We keep up with our Installers to provide financing for energy management solutions.

More efficient than other programs – When you offer multiple residential solar finance solutions you can tailor your sales pitch to your customer’s needs and close more deals.  With one approval you can offer your customer:

  • SunLender™ Zero Down Solar Lease – The homeowner leases the solar PV equipment and makes a low monthly payment for the length of the contract term.
  • SunLender™ Zero Down Solar Loan – A fully amortized loan that provides a low monthly payment and path to ownership. The homeowner keeps the rebates and tax credits and increases the value of their home.
  • SunLender Plus™ Energy Efficiency Signature Loan – An unsecured loan that provides financing for energy efficiency solutions and can be approved simultaneously with a solar lease or loan.

Program tailored to Installer’s business – we only partner with the best and we trust our Installers

  • Easier program management – We developed our process given our 40-year experience working with the building trades.  Financing is a solution, but it should not overly burden your organization.
  • Faster payment – Experience gives us the insight to know that sales are important, but Cash Flow is more important.  Our program is tailored to help you grow your business and increase your origination.
  • Cash Flow – Interim Jobs/Construction financing provided by ProPower Construction allows you to grow sales and perpetuate deal flow.
  • Program is set up to scale with growth – Using online systems and tools, we are built for growth and have the ability to scale with you.

For Homeowners who want to go green, while saving green … SunLender is here to help you install and save

Every home is unique. There is no ‘one size fits all’ solar residential finance solution out there, contrary to what much of the industry might say. That’s why we offer both a lease and a loan – so that your Installer can design the best system, with the best financing, with the longest warranty, for the best price, guaranteed. Your family has unique needs and we want to provide the right solution for you. We have designed residential solar financing solutions that require little or no money down, and have positive impact to your monthly cash flow.

Our Installer partners can show you how your new solar power system will pay for itself right away, by funding the monthly financing payment with the savings from your electricity bill. By combining federal and local rebates and incentives and using our innovative financing solutions, you can install a solar power system that will save you tens of thousands of dollars over its life, without requiring cash outlays at the time of installation!

Why SunLender?

  • Flexible Financing with little to no money down.
  • Rent or Own your equipment – the choice is yours.
  • Do the right thing! – Replace dirty grid power with clean renewable energy and save your family money.
  • Increase the value of your home – The Department of Energy completed a study in April 2011 that concluded a home seller who invested in solar panels could expect to capture a premium of $18,600-$23,870 versus comparable homes without solar panels,

Available programs:

SunLender

Loan or lease

$0 Down

Zero-Down Loan or Lease

No money up front, complete solar satisfaction.

Loan or Lease

You decide what is best for you

Clear comparison in the same proposal.

Worry Free

Extended Warranty for Peace of mind

24/7 system monitoring is comprehensive.

Easy Process

Quick, Simple & thorough

Uncomplicated steps put solar in your home

Start the process today …

Begin online

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

San Diego

San Diego, nicknamed, America’s Finest City,” has adopted the slogan: Semper Vigilans (Latin for “Ever Vigilant.” San Diego is a major city in Southern California on the coast of the Pacific Ocean, and is located approximately 120 miles south of Los Angeles and immediately adjacent to the border with Mexico.

With an estimated population of 1,381,069 as of mid-July, 2014, San Diego is the eighth-largest city in the United States and second-largest city in California, in terms of population. San Diego has been called by the American Historical Society: “the birthplace of California, San Diego is known for its mild year-round climate, natural deep-water harbor, extensive beaches, long association with the U.S. Navy, and recent emergence as a healthcare and biotechnology development center.

San Diego has a total area of 372.4 sq mi, of which 47.21 sq mi (12.68%) is water.

The city lies on approximately 200 deep canyons and hills separating its mesas, creating small pockets of natural open space scattered throughout the city and giving it a hilly geography. Traditionally, San Diegans have built their homes and businesses on the mesas, while leaving the urban canyons relatively wild. Thus, the canyons give parts of the city a segmented feel, creating gaps between otherwise proximate neighborhoods and contributing to a low-density, car-centered environment. The San Diego River runs through the middle of San Diego from east to west, creating a river valley which serves to divide the city into northern and southern segments. Several reservoirs and Mission Trails Regional Park also lie between and separate developed areas of the city.

Notable peaks within the city limits include Cowles Mountain, the highest point in the city at 1,591 feet, Black Mountain at 1,558 feet and Mount Soledad at 824 feet. The Cuymaca Mountains and Laguna Mountains rise to the east of the city, and beyond the mountains are desert areas. Numerous farms are found in the valleys northeast and southeast of the city.

In its 2013 ParkScore ranking, The Trust for Public Land reported that San Diego had the ninth-best park system among the 50 most populous U.S. cities. ParkScore ranks city park systems by a formula that analyzes acreage, access, and service and investment.

Climate

San Diego has a subtropical Mediterranean climate with an average of 301 days of sunshine and an annual mean temperature of 60.5 °F. It lies inland, surrounded on three sides by mountains, and does not front the Pacific Ocean as does San Francisco. Because of this, the city is somewhat more sheltered from rain, giving it a semiarid feel with a mean annual rainfall of 15.82 in. compared to some other parts of the Bay Area, which can receive about three times that amount.

Households

The most recent study reported that San Diego had a population of 1,381,069 distributed over a land area of 372.1 square miles. The urban area of San Diego extends beyond the administrative city limits and had a total population of 2,956,746, making it the third-largest urban area in the state, after that of the Los Angeles metropolitan area and the San Francisco metropolitan area.

Recent Census figures show an increased population in San Diego, of about 7% from the 1,223,400 people, 450,691 households, and 271,315 families reported in 2000. The population density is 3,771.9 people per square mile. In 2000 there were 451,126 households out of which 30.2% had children under the age of 18 living with them. Households made up of individuals account for 28.0% and 7.4% had someone living alone who was 65 years of age or older. The average household size was 2.61 and the average family size was 3.30.

The U.S. Census Bureau reported that in 2000, 24.0% of San Diego residents were under 18 and 10.5% were 65 and over. The median age was 32 and two-thirds of the population was under 35.

The city of San Diego recognizes 52 individual areas as Community Planning Areas. Within a given planning area there may be several distinct neighborhoods. Altogether the city contains more than 100 identified neighborhoods.

Solar Energy

City of San Diego Solar Energy Implementation Plan

A government report on energy states that the sustainability of the region requires an energy infrastructure that is diversified, reliable, and as self-contained as possible. The City of San Diego is California’s second largest city and is the eighth largest in the nation. Between 1990 and 2004, the City’s population increased by 16% to nearly 1.3 million residents. During that same time, the energy used in the residential sector increased nearly 45%, the commercial sector by nearly 108%, and the industrial sector by 2%. According to the San Diego Association of Governments (SANDAG) regional growth forecast, regional population is expected to increase by almost one million people (32 percent), four hundred thousand housing units (26 percent), and add nearly half a million jobs (32 percent) by 2030, which will increase demand for energy.

San Diego has a choice. It can face a crisis of unsustainable resource use or follow an energy strategy for a sustainable future. San Diego chooses the latter, and has a plan for 100 MW clean energy capacity by achieving a 50 megawatt (MW) increase in renewable energy use by 2013 and by implementing energy efficiency measures that reduce consumption by 50 MW by 2020. The focus of this report will be on increasing the use of solar power within the City. This is one component of a comprehensive City Energy Strategy.

Approximately two-thirds of the electric power used in the San Diego region is currently generated by coal-fired (12 percent) and natural gas-fired (53 percent) combustion sources. The power is imported along existing transmission lines or is generated by local power plants. Virtually all of the local power generation sources burn natural gas. The price of natural gas has nearly tripled since 2002, and remains highly volatile. The high price of natural gas has made renewable energy sources more-cost effective when compared to natural gas-fired power generation sources.

In 2006, Governor Schwarzenegger signed into law Senate Bill 1, an amended version of the “Million Solar Roofs” program. The upgraded program is entitled “California Solar Initiative” (CSI). CSI has provided incentives for commercial PV applications up to one megawatt (MW) as well as residential systems. CSI relies on $3.35 billion in incentives to add 3,000 MW of rooftop PV in California by 2017. It is anticipated that approximately 300 MW of PV will be added in the San Diego area as a result of this solar legislation. As stated in a recent report entitled “San Diego Smart Energy 2020” (Bill Powers and Associates), a core element is to add over 2,000 MW of PV locally by 2020.

California has also implemented comprehensive energy policies affecting residents, the economy, and the environment, including landmark legislation to address global climate change, adoption of a preferred loading order (Table One) for meeting new energy needs and addressing climate change, and recommendations from the state to integrate energy considerations into land use and transportation planning. As a result, the state, through agencies like the California Public Utility Commission (CPUC) and Energy Commission and utilities like SDG&E has significant authority over electricity and natural gas end uses (e.g., space and water heating) in the San Diego region. In addition, local governments have significant energy-related authorities through their role in areas like land use planning, transportation planning and funding, and building permitting.

The City has made significant strides to increase energy efficiency and to use renewable energy. In fact, in 2009, the City of San Diego had more solar energy generation than any other city in the nation.

The existing energy infrastructure for transmission and distribution is rapidly reaching the end of its useful life. The decisions the city makes in addressing these challenges define the nature of its energy infrastructure needs for decades.

Rooftop solar applications surpass 150,000 in California

According to the California Solar Statistics website, the number of California roofs generating power from the sun has eclipsed 150,000, with a total generating capacity of 1,560 megawatts — about equivalent to three typical coal-fired power plants.

Los Angeles County now leads the state in the amount of rooftop generating capacity, with 171.4 megawatts of rooftop solar installed. San Diego and Santa Clara counties come in second and third, at 141 and 110 megawatts respectively.

San Jose leads California cities in total rooftop solar capacity, at 59.4 megawatts, a 21-megawatt jump since summer 2012.

The stats are compiled from data on rooftop solar arrays hooked up to the electrical grid through Pacific Gas & Electric (PG&E), Southern California Edison (SCE), and arrays outside those utilities’ service areas financed by the California Center for Sustainable Energy and GRID Alternatives. That means that rooftop solar in areas served by other utilities such as the Los Angeles Department of Water and Power or the Imperial Irrigation District may not even be included in these totals.

Nonetheless, it’s a hopeful benchmark, and its passing didn’t go unnoticed by solar advocates. “150,000 rooftop solar installations is clear evidence that Californians want clean renewable energy generation to keep expanding,” said Evan Gillespie of the Sierra Club’s My Generation campaign. “As California enters its summer season of high electricity demand, the energy generated from rooftop solar is providing more and more of the peak power that we need to avoid potential blackouts. With San Onofre Nuclear Generating Station shut down, these new solar installations will play a crucial role in the months ahead.”

Gillespie did warn that the state’s growth in rooftop solar isn’t without obstacles, citing utility opposition to expanded net metering and feed-in tariff programs. “Unfortunately, all indications are that utilities would like to limit or even reverse the growth of rooftop solar in order to protect their business model based on bloated dirty fuel projects,” he said. “From helping to keep the lights on to putting Californians back to work, rooftop solar provides so many benefits to the state. This is the time to move forward, not backwards.”

One entire San Diego Community was Powered by Solar

For a few hours in May, an entire community used only solar energy in what may be a first according to officials at San Diego Gas and Electric. All the electricity delivered to Borrego Springs during a nine-hour period last month came from a nearby solar energy plant.

This happened on May 21 during a planned maintenance on the utility’s power grid. All 2,800 customers in the desert community were switched over to the 26-megawatt Borrego solar facility. The microgrid is connected to the central energy grid, but can function independently during emergencies

Solar Financial Incentives in San Diego

For your Residential Solar Financing in San Diego, the SunLender programs can save you money while ensuring that the process is easy for you. In addition the money you can save with SunLender, Solar Power Systems installed in San Diego can save homeowners money through several other programs.

California leads the way for solar generation

California is far and away the nation’s leader in the solar industry. According to the state’s website, there are more than 242,000 solar projects throughout the state with 2,279 megawatts installed. Los Angeles leads with 238 megawatts, and San Diego comes in second with 182 megawatts. According to the Solar Energy Industries Association, the next leading states are:

  • Arizona
  • North Carolina
  • Massachusetts
  • New Jersey
  • Hawaii
  • Georgia
  • Texas
  • New York

Go Solar California, State Rebate Program

As part of California’s $3.3 billion “Million Solar Roofs Program,” the Go Solar California! campaign has a goal to install 3,000 megawatts (MW) of new solar electricity capacity on homes and businesses by the end of 2016, making renewable energy an everyday reality.

California Solar Initiative (CSI): The California Solar Initiative is managed by PG&E in San Francisco and will provide incentives through 2016 for existing residential homes and existing and new commercial, industrial, and agricultural properties.

 Single Family Affordable Solar Housing Program (SASH): Managed by the non-profit solar organization, GRID Alternatives, this program offers incentives to eligible low income households.

New Solar Housing Partnership (NSHP): Managed by the California Energy Commission, the New Solar Homes Partnership (NSHP) will provide $400 million worth of incentives through 2016 to encourage solar in new residential construction.

Multifamily Affordable Solar Housing Program (MASH): Building owners can install solar PV systems to offset energy used in common areas and utilize virtual net metering (VMN) to offset tenant loads. (*Please note, the incentive budget for the PG&E territory has been fully spent. Customers may still be added to a waitlist for funds as they become available.

Federal Tax Credits and Accelerated Depreciation

A 30 percent federal tax credit is offered for the installation of both residential and corporate solar energy systems. The tax credit is applied to the net cost after other rebates or grants have reduced the initial system cost. The current federal tax credit program is available through 2016.

 

Residential Renewable Energy Tax Credit: Homeowners installing new solar PV and solar water heating systems are eligible for his 30 percent tax credit. Download IRS Form 5695.

 

Business Energy Investment Tax Credit: Businesses installing new solar PV and solar water heating systems are eligible for this 30 percent tax credit. Download IRS Form 3468.

 

Modified Accelerated Cost-Recovery System (MACRS) + Bonus Depreciation.

Under the federal Modified Accelerated Cost-Recovery System (MACRS), businesses may recover renewable energy investments through depreciation deductions. For more information visit the US Department of Energy’s DSIRE website.

 

Additional Programs for Financial Incentives for Solar PV in San Diego

Federal ITC

The Federal Government provides tax credits for businesses that invest in renewable energy.

Residential Renewable Energy Tax Credit

The Federal Government provides tax credits for residential renewable energy

California Solar Initiative

The State of California created the California Solar Initiative to promote solar energy in the state.

The California Solar Initiative (CSI) is the solar rebate program in California for customers of the investor-owned utilities: Pacific Gas and Electric, Southern California Edison and San Diego Gas & Electric. Through CSI, the California Public Utilities Commission is providing $2.1 billion to businesses, nonprofit organizations, public agencies and homeowners to help lower their energy costs, reduce their reliance on fossil fuels and create a sustainable energy future through the use of solar technologies.

The CSI Program is directly administered by each investor-owned utility, with the exception of SDG&E, whose CSI program is administered by CSE.

 

California’s Solar Market is Thriving

According to a report by Environment California. California’s solar market is thriving. Ten years ago, solar panels atop roofs were a rarity. Today, solar is taking hold in cities across California, from coastal metropolises such as San Francisco, to agricultural and industrial hubs in the Central Valley. In the past two years alone, the solar industry has installed more than 5,000 kilowatts of solar power in each of 10 different California cities.

Solar energy makes sense for California. Each new solar panel helps to clean our air, fight global warming, improve the reliability of our electricity grid, boost the economy, and create much-needed jobs.

California has just begun to tap into the vast potential of solar energy. Governments, utilities and the public should continue to work together toward a clean energy future.

Solar cities are the heart of California’s thriving solar market.

  • San Diego leads all California cities in terms of the number of solar installations on residential, commercial and government buildings, with more than 4,500 projects installed. San Diego also leads the state in terms of overall solar generation capacity, with nearly 37 megawatts (MW). If San Diego were a nation unto itself, it would rank among the top 25 nations in the world in terms of solar capacity, with more solar power than the entire nation of Mexico.
    •    Los Angeles ranks second, with more than 4,000 solar installations adding up to more than 36 MW of power generation capacity.
    •    San Jose ranks third, with more than 2,700 solar installations and 31 MW of solar electric generation capacity.
    •    In addition, San Francisco, Fresno, Bakersfield, Santa Rosa, Roseville, Clovis, Santa Rosa and Oakland all have more than 1,000 solar installations. In terms of generation capacity, Fresno, San Francisco, Bakersfield, Sacramento, and Santa Rosa all have more than 10 MW installed.

California’s solar market is geographically diverse. Solar installations are taking hold from coastal urban centers to mountain communities to towns in the Central Valley.

  • Among cities with at least 50,000 residents, Santa Cruz, Clovis, Rocklin, Davis, Watsonville, and Roseville have the most solar installations per resident. Chico, Woodland, Rancho Cordova, Livermore, and Petaluma have the most solar generation capacity per resident.
    •    Among large towns, with between 10,000 and 50,000 residents, Sonoma (Sonoma County), Grass Valley (Nevada County) and Auburn (Placer County) have the most solar installations per resident. Sonoma, Auburn and Oroville (Butte County) lead in terms of solar capacity per resident.
    •    Solar has reached its greatest penetration per capita in the northern Bay Area, the Sierra foothills, and the Central Valley. The small towns of Sebastopol (Sonoma County), Newcastle (Placer County), and Nevada City (Nevada County) lead the state in terms of number of solar installations per resident. Herald (Sacramento County), Edwards Air Force Base (Kern County), and Lebec (Kern County) lead the state in terms of solar capacity per capita.

Despite the development of thriving solar markets in cities across the state, California has only just begun to capture its tremendous potential for solar power.

  • The National Renewable Energy Laboratory estimates that the state could host more than 80,000 MW of rooftop solar in total – enough to generate more than a third as much electricity as California uses in a year.
    •    California has installed more than 1,000 MW of solar capacity on residential and commercial rooftops. Despite this substantial progress, vast potential remains to be developed.

California should continue to build the strength of its solar energy market.

Key steps include:

  • Ensure that the Million Solar Roofs Initiative reaches its goal by the end of 2016.
    •    Increase the use of solar energy systems in new construction by requiring all new homes to include solar power or other on-site renewable electricity generation by no later than 2020, and all new non-residential buildings by no later than 2030, through a net-zero energy building code requirement.
    •    Adopt a strong feed-in-tariff policy to encourage solar power installation on warehouses, parking lots and other sites with low on-site energy demands but high levels of sunshine.
    •    Maintain or enhance the incentive value of net metering and lift the cap on its use to allow all California ratepayers to benefit from going solar.
    •    Remove barriers to installing solar energy systems at the local and state levels by streamlining interconnection and permitting.
    •    Finally, California should continue to set ambitious clean energy goals – such as Governor Jerry Brown’s goal of installing 12,000 MW of distributed electricity generation in California by 2020 – and adopt innovative policies to achieve them.

*All solar capacity figures in this report are presented in terms of alternating current watts, measured under California Energy Commission PTC test conditions, unless otherwise noted.

To take advantage of Residential Solar PV Systems for your home or your customers’ homes … SunLender makes sense …

SunLender programs include:

SunLender™ Residential Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home.  SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Installer partners can show you how to “reduce” your energy usage with energy efficiency products, before you decide to “produce” with a solar system – ensuring that you get the right size system for your home. Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses.  If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. The Signature Loan is a secured term loan for financing the purchase and installation of energy efficiency products for your home with a term up to 7 years.

SunLender Pro™ Commercial Solar Financing

Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects. The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 15 years.

Pro Power Construction Interim Job Financing

One of the biggest challenges for Installers is cash flow during the construction phase of a project. Ramco/SunLender solves all that with ProPower Construction. Interim milestone payments are available to Installers from the beginning of a project. Greater Installer cash flow allows faster Installer growth and deal flow.

Start the process today, for your own home or for your customers’ homes …

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104

 

Residential Solar Financing in San Jose

In San Jose and throughout California, the West Coast and the Sunbelt states, Renewable Asset Management Company, LLC and SunLender™ provide residential solar financing directly through a network of leading Solar Power System (photovoltaic system) Installation companies. For Residential Solar Financing in San Jose and throughout California, SunLender can be counted on as your go-to provider.

Residential Solar Financing in San JoseSince 2011, the SunLender program has allowed Solar Power Installers to provide solar financing to their residential solar customers with a 20-year operating lease or a 10-year or 15-year loan. And Renewable Asset Management Company (RAMCO) is a proven leader in renewable energy financing, and in conjunction with affiliated companies have offered a variety of commercial and residential solar financing programs since 2008.

Residential Solar Financing in San Jose and America

The SunLender Lease and Loan programs are offered to approved Solar Power System Installers in Arizona, California and Hawaii. The SunLender Loan solar financing program is also currently available in Oregon, Michigan, Minnesota, North Carolina, South Carolina, Texas and Washington

Do you want to do what’s best for your customers?

We can save your customers up to an additional $13K on a typical $20K solar system.

Since our lease term is 20 years instead of 25, with the same or lower monthly payment as other financing programs, we can generate significant savings to your customers just by financing with SunLender.

  • Same System
  • Same Monthly Payment
  • Same Utility Savings
  • Less Total Cost

Contact SunLender for your Residential Solar Financing in San Jose.

Do the right thing for your customers.
Call SunLender today.

Call Mike Thompson to secure
the shortest term for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

The SunLender Difference:

SunLender™ Residential
Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home. SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses. If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. Our Installer partners can show you how to lower your energy usage with energy efficiency products, before you decide to generate power with a solar system – ensuring that you get the right size solar system for your home.
  • Signature Loan – The Signature Loan is a secured term loan for financing the purchase and installation of energy-efficiency products for your home with a term up to 7 years.

SunLender Pro™

  • Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects.

Commercial Solar Financing

Loan – The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 10 years.

We are looking for quality Installers in select markets

With SunLender, You Get:

  • Cash Flow – Installer job/construction financing through SunLender provides Solar Power System Installers with needed cash as early as customer credit approval.
  • Ease of Use – The SunLender proprietary solar proposal platform is comprehensive, uncomplicated and makes closing sales easy.
  • Less Red Tape – SunLender financing requires significantly less administrative burden than other financial programs in the solar market
  • Immediate Credit Approval – With SunLender, Solar Power System Installers can offer conditional financing approval to Homeowners in minutes.
  • Total Solution – SunLender is a complete in-house one-stop solar financing program, from originations and funding to servicing, and operations and maintenance.
  • Experience – 41-year financing foundation providing Installers and their customers unique credit programs, and financing renewables since 2008

Contact us to Demo the Program and see how SunLender can help you grow your business.

Available Programs:

SunLender™ Zero Down
Solar Lease

SunLender™ Zero Down
Solar Loan

SunLender Plus™ Energy Efficiency Signature Loan

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104

SunLender designed to provide Solar Power System Installers with the cash flow

If your company is based in the San Jose area, or California, or you have a West Coast or Sunbelt client-base or solar system to install, the SunLender program is uniquely designed to provide Solar Power System Installers with the cash flow they need to grow. For your Residential Solar Financing in San Jose, the SunLender enhanced program allows Installers to leverage the partnerships, connections and network of RAMCO, and now provides interim project financing through the Pro Power Green™ Construction Financing program, allowing Installers to get paid faster and fund growth without typical construction cash-flow constraints inherent to other finance programs and Funds. The SunLender program is tailored to help Installers grow their business and increase their sales.

The SunLender portal provides a single-source quoting platform that offers Solar Power System Installers the ability to quote Homeowners a solar loan and a solar lease within the same proposal, in approved states, thereby allowing the consumer to choose the financing product best suited to their needs; and providing Installers the tools and financing options to close more deals.

SunLender Solar Lease or Loan makes it easy to Reduce Energy Costs

Step 1 Request a free solar home evaluation

Step 2 — Fill out credit app to see how much you can save

Step 3 — Have your solar system designed and installed

Step 4 — Harvest renewable sunlight and start saving

Start the process online today.

 

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104

email: mthompson@sunlender.com

About

Why SunLender?

SunLender was created top benefit Solar Power System Installers and Homeowners

Demand for electricity is steadily increasing causing household electricity bills to skyrocket.

A homeowner’s cost control of electricity is unknown. A Solar Power System allows a homeowner to set a fixed cost and drive savings for years to come. SunLender is committed to providing property owners with a simplified solar financing solution, giving you the choice of either a lease or a loan. Our network of leading Installers can draw up custom plans to match your toughest roof requirements, resulting in a system tailor-made for your home for zero out-of-pocket expense.

The SunLender program was developed for Solar Power System Installers.

Solar Installers across the country don’t always have the resources to find financing for customers, or the capital to provide it themselves.

For the last 40 years, we have been working with the building trades financing distributors and Installers as well as consumer home improvement projects.  We understand your business, we understand that you have to present solutions to your customers, and we have designed our finance program to specifically address your needs. Our Installer partners can reap the benefits of our industry-specific experience, connections and network.

Integrated Portal – Our pre-qualifying quote system lets Installers and homeowners know immediately if they pre-qualify for a lease or loan. This proprietary solar proposal platform enables Installers to present professional sales proposals to residential customers. The proposal offers several financing options as well as graphic representation of their solar investment.

  • Quick Quote Ability – We are focused on helping you sell more and streamlining that process with our sales tools.  The Quick Quote tool allows Installers to model a variety of products and pricing with a minimum of input, which can easily be converted to a sales proposal.
  • Easy Proposal to Signature Process – Not only do we provide financing, but we also directly service all of our consumer leases and loans.  We are a one-stop-shop and are able to serve both you the installer and your homeowner customers more effectively.
  • We can finance more than just PV – We are a finance company, not just a solar finance company.  We do not limit you to only finance solar solutions. We keep up with our Installers to provide financing for energy management solutions.

More efficient than other programs – When you offer multiple residential solar finance solutions you can tailor your sales pitch to your customer’s needs and close more deals.  With one approval you can offer your customer:

  • SunLender™ Zero Down Solar Lease – The homeowner leases the solar PV equipment and makes a low monthly payment for the length of the contract term.
  • SunLender™ Zero Down Solar Loan – A fully amortized loan that provides a low monthly payment and path to ownership. The homeowner keeps the rebates and tax credits and increases the value of their home.
  • SunLender Plus™ Energy Efficiency Signature Loan – An unsecured loan that provides financing for energy efficiency solutions and can be approved simultaneously with a solar lease or loan.

Program tailored to Installer’s business – we only partner with the best and we trust our Installers

  • Easier program management – We developed our process given our 40-year experience working with the building trades.  Financing is a solution, but it should not overly burden your organization.
  • Faster payment – Experience gives us the insight to know that sales are important, but Cash Flow is more important.  Our program is tailored to help you grow your business and increase your origination.
  • Cash Flow – Interim Jobs/Construction financing provided by ProPower Construction allows you to grow sales and perpetuate deal flow.
  • Program is set up to scale with growth – Using online systems and tools, we are built for growth and have the ability to scale with you.

For Homeowners who want to go green, while saving green … SunLender is here to help you install and save

Every home is unique. There is no ‘one size fits all’ solar residential finance solution out there, contrary to what much of the industry might say. That’s why we offer both a lease and a loan – so that your Installer can design the best system, with the best financing, with the longest warranty, for the best price, guaranteed. Your family has unique needs and we want to provide the right solution for you. We have designed residential solar financing solutions that require little or no money down, and have positive impact to your monthly cash flow.

Our Installer partners can show you how your new solar power system will pay for itself right away, by funding the monthly financing payment with the savings from your electricity bill. By combining federal and local rebates and incentives and using our innovative financing solutions, you can install a solar power system that will save you tens of thousands of dollars over its life, without requiring cash outlays at the time of installation!

Why SunLender?

  • Flexible Financing with little to no money down.
  • Rent or Own your equipment – the choice is yours.
  • Do the right thing! – Replace dirty grid power with clean renewable energy and save your family money.
  • Increase the value of your home – The Department of Energy completed a study in April 2011 that concluded a home seller who invested in solar panels could expect to capture a premium of $18,600-$23,870 versus comparable homes without solar panels,

Available programs:

SunLender

Loan or lease

$0 Down

Zero-Down Loan or Lease

No money up front, complete solar satisfaction.

Loan or Lease

You decide what is best for you

Clear comparison in the same proposal.

Worry Free

Extended Warranty for Peace of mind

24/7 system monitoring is comprehensive.

Easy Process

Quick, Simple & thorough

Uncomplicated steps put solar in your home

Start the process today …

Begin online

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

San Jose

San Jose is the third-largest city by population in California and the 10th largest in the United States. San Jose, the county seat of Santa Clara County is also the largest city by population in Northern California and largest within the Bay Area.

San Jose has a total area of 180.0 sq mi, of which 3.4 sq mi (1.91%) is water.  San Andrea Fault and the Calaveras Fault, and experiences moderate earthquakes, above four on the Richter Scale, on average of one to two times a year.  The city is generally divided into the following areas: Downtown San Jose, Central, West San Jose, North San Jose, East San Jose and South San Jose. Most of these regions were originally unincorporated communities or separate municipalities that were later annexed by the city.

San Jose lies close to the Pacific Ocean and close to San Francisco Bay (a small portion of its northern border touches the bay). Santa Clara Valley is the population center of the Bay Area, and like the hub and spokes of a wheel, surrounding communities emanate outwards from the valley.

There are four distinct valleys in the city of San Jose: Almaden Valley, situated on the south-west fringe of the city; Evergreen Valley to the south-east, which is hilly all throughout its interior; Santa Clara Valley, which includes the flat, main urban expanse of the South Bay; and the rural Coyote Valley, to the city’s extreme southern fringe.

Climate

San Jose has a subtropical Mediterranean climate with an average of 301 days of sunshine and an annual mean temperature of 60.5 °F. It lies inland, surrounded on three sides by mountains, and does not front the Pacific Ocean as does San Francisco. Because of this, the city is somewhat more sheltered from rain, giving it a semiarid feel with a mean annual rainfall of 15.82 in. compared to some other parts of the Bay Area, which can receive about three times that amount.

Households

With a population of 945,942, San Jose has a population density of 5,256.2 people per square mile. The 2010 census reported that 932,620 people (98.6% of the population) lived in households, 9,542 (1.0%) lived in non-institutionalized group quarters, and 3,780 (0.4%) were institutionalized. There were 301,366 households, out of which 122,958 (40.8%) had children under the age of 18 living in them. The average household size was 3.09 and there were 219,509 families (72.8% of all households); the average family size was 3.54.

Solar Energy

San Jose – A Solar America City

The City of San Jose was designated by the U.S. Department of Energy (DOE) on March 28, 2008 as a Solar America City. Prior to this designation, San José had shown leadership in the promotion and use of solar technologies in the commercial, residential, and municipal sectors.

In October 2007, the city council adopted the Green Vision, positioning San Jose to capitalize on the ingenuity and entrepreneurship in the Silicon Valley region, and lead the way in transitioning to a clean energy economy. The Green Vision is a 15-year plan, intended to create jobs, preserve the environment, and improve the quality of life for the city’s nearly 1 million residents. With the adoption of the Green Vision, the city’s focus on energy was strengthened with specific and aggressive goals related to the use of renewable energy. One goal of the Green Vision is to receive 100% of the city’s (all sectors) electrical power from clean renewable energy sources.

In May 2007, DOE selected San José as a Solar America Showcase. DOE provided technical assistance and cost benefit analysis in evaluating the potential for solar photovoltaic (PV) and thermal applications on multiple large municipal buildings and complexes.

At the time of the Solar America City designation in 2008, approximately 500 solar electric installations totaling 3.7 megawatts (MW) existed within city boundaries.

San Jose residents enjoyed a number of benefits that contributed to the high rate of adoption for solar, including the following:

  • The state established an energy resource loading order with (1) energy efficiency and demand response and (2) renewable energy resource and distributed generation as priorities.
  • California’s Million Solar Roofs Initiative supported the state’s aggressive pursuit of cost-effective energy efficiency measures in concert with PV projects.
  • A renewable portfolio standard of 20% ensured that a minimum amount of renewable energy including solar is included in the state’s portfolio of sustainable electric generating resources.
  • Rebates ranging from $2.20 to $2.95 per watt for residential, commercial, and government/nonprofit projects were available for PV installations through the California Solar Initiative.
  • Pacific Gas & Electric, the local utility, had a net metering tariff and clear interconnection processes.
  • San Jose is home to multiple clean tech companies, including solar manufacturers and installers.

The San Jose approach to Solar Power

San Jose’s approach to overcoming key barriers hindering widespread adoption of solar technologies is based on collaboration with internal and external stakeholders working on financing, permitting, workforce readiness, and increasing consumer awareness.

To realize the goals of the Green Vision, San Jose built on the collaborations in place with community stakeholders to develop and implement a plan as a Solar America City that would result in a 15% increase in solar installations in the city, and a 50% increase in awareness and knowledge of solar energy in the community over a 2-year period.

The primary market barrier for achieving the Green Vision goal of obtaining 100% of the city’s electricity from renewable energy sources is the lack of financing options for energy improvement projects. Unless creative program solutions are developed, the upfront cost of energy retrofits and improvements will continue to impede widespread adoption of solar technologies. The city established a goal to develop and pilot local and regional financing, incentives, and regulatory strategies to address this barrier.

San Jose has joined forces with the following city departments and multiple partners to help reach established goals:

  • GRID Alternatives, a 501(c)3 nonprofit organization assisting communities in need by providing renewable energy and energy efficiency services, equipment, and training
  • Pacific Gas & Electric
  • Local educational institutions
  • SolarTech, a solar industry consortium based in San José
  • The Rahus Institute, a 501(c)3 nonprofit, research and educational organization with a focus on resource efficiency
  • Bay Area Climate Collaborative, a public-private initiative launched by Bay Area civic and business leaders to accelerate clean energy in the region.

The Silicon Valley Energy Watch

The City of San Jose, Pacific Gas & Electric Company (PG&E), and Ecology Action have joined forces through Silicon Valley Energy Watch (SVEW) to help Santa Clara County save energy and money. The program offers free energy audits, targeted retrofits, technical assistance, education, training, and more. They work with nonprofits, small businesses, community organizations, professionals, residents, and more, connecting eligible customers* to a broad range of available energy efficiency resources.

*Must be PG&E customers with a residence or business in Santa Clara County.

Mission & Goals of the Program
Part of the statewide portfolio of energy efficiency programs mandated by the California Public Utilities Commission, the Silicon Valley Energy Watch serves PG&E customers in Santa Clara County with a range of services. The City of San Jose works closely with PG&E and other local governments to deliver this program.

The mission is to ensure that eligible customers take advantage of the broad range of audits, rebates, and other available energy efficiency resources; and to augment the success of regional energy efficiency programs through enhanced coordination, outreach, and education. The overall goal is to save over 28 million kilowatt hours (kWh) by the end of 2012, and reduce electricity demand by 4,300 kilowatts (kW).

More About PG&E and Local Government Partnerships
Investor owned utilities (IOU) in California, including PG&E, are charged with implementing a range of energy efficiency activities and services in their territories. The California Public Utilities Commission, which regulates the IOUs, sets utility energy savings goals every three years.

To implement these goals, the IOUs implement a broad range of services, rebates, and other resources; they also partner with third parties and local governments to coordinate programs and provide resources at the local level. Local government partnerships, or Energy Watch Partnerships, provide centralized access to PG&E’s wide array of energy efficiency programs.

This program is funded by California utility customers and administered by PG&E under the auspices of the California Public Utilities Commission.

Solar Financial Incentives in San Jose

For your Residential Solar Financing in San Jose, the SunLender programs can save you money while ensuring that the process is easy for you. In addition the money you can save with SunLender, Solar Power Systems installed in San Jose can save homeowners money through several other programs.

California leads the way for solar generation

California is far and away the nation’s leader in the solar industry. According to the state’s website, there are more than 242,000 solar projects throughout the state with 2,279 megawatts installed. Los Angeles leads with 238 megawatts, and San Diego comes in second with 182 megawatts. According to the Solar Energy Industries Association, the next leading states are:

  • Arizona
  • North Carolina
  • Massachusetts
  • New Jersey
  • Hawaii
  • Georgia
  • Texas
  • New York

Go Solar California, State Rebate Program

As part of California’s $3.3 billion “Million Solar Roofs Program,” the Go Solar California! campaign has a goal to install 3,000 megawatts (MW) of new solar electricity capacity on homes and businesses by the end of 2016, making renewable energy an everyday reality.

California Solar Initiative (CSI): The California Solar Initiative is managed by PG&E in San Francisco and will provide incentives through 2016 for existing residential homes and existing and new commercial, industrial, and agricultural properties. For more information about the current incentive levels, please visit the CSI Rebate Tracker.

Single Family Affordable Solar Housing Program (SASH): Managed by the non-profit solar organization, GRID Alternatives, this program offers incentives to eligible low income households.

New Solar Housing Partnership (NSHP): Managed by the California Energy Commission, the New Solar Homes Partnership (NSHP) will provide $400 million worth of incentives through 2016 to encourage solar in new residential construction.

Multifamily Affordable Solar Housing Program (MASH): Building owners can install solar PV systems to offset energy used in common areas and utilize virtual net metering (VMN) to offset tenant loads. (*Please note, the incentive budget for the PG&E territory has been fully spent. Customers may still be added to a waitlist for funds as they become available.

Federal Tax Credits and Accelerated Depreciation

A 30 percent federal tax credit is offered for the installation of both residential and corporate solar energy systems. The tax credit is applied to the net cost after other rebates or grants have reduced the initial system cost. The current federal tax credit program is available through 2016.

Residential Renewable Energy Tax Credit: Homeowners installing new solar PV and solar water heating systems are eligible for his 30 percent tax credit. Download IRS Form 5695.

Business Energy Investment Tax Credit: Businesses installing new solar PV and solar water heating systems are eligible for this 30 percent tax credit. Download IRS Form 3468.

Modified Accelerated Cost-Recovery System (MACRS) + Bonus Depreciation.

Under the federal Modified Accelerated Cost-Recovery System (MACRS), businesses may recover renewable energy investments through depreciation deductions. For more information visit the US Department of Energy’s DSIRE website.

Additional Programs for Financial Incentives for Solar PV in San Jose

Federal ITC

The Federal Government provides tax credits for businesses that invest in renewable energy.

Residential Renewable Energy Tax Credit

The Federal Government provides tax credits for residential renewable energy

California Solar Initiative

The State of California created the California Solar Initiative to promote solar energy in the state.

California’s Solar Market is Thriving

According to a report by Environment California. California’s solar market is thriving. Ten years ago, solar panels atop roofs were a rarity. Today, solar is taking hold in cities across California, from coastal metropolises such as San Francisco, to agricultural and industrial hubs in the Central Valley. In the past two years alone, the solar industry has installed more than 5,000 kilowatts of solar power in each of 10 different California cities.

Solar energy makes sense for California. Each new solar panel helps to clean our air, fight global warming, improve the reliability of our electricity grid, boost the economy, and create much-needed jobs.

California has just begun to tap into the vast potential of solar energy. Governments, utilities and the public should continue to work together toward a clean energy future.

Solar cities are the heart of California’s thriving solar market.

  • San Diego leads all California cities in terms of the number of solar installations on residential, commercial and government buildings, with more than 4,500 projects installed. San Diego also leads the state in terms of overall solar generation capacity, with nearly 37 megawatts (MW). If San Diego were a nation unto itself, it would rank among the top 25 nations in the world in terms of solar capacity, with more solar power than the entire nation of Mexico.
    •    Los Angeles ranks second, with more than 4,000 solar installations adding up to more than 36 MW of power generation capacity.
    •    San Jose ranks third, with more than 2,700 solar installations and 31 MW of solar electric generation capacity.
    •    In addition, San Francisco, Fresno, Bakersfield, Santa Rosa, Roseville, Clovis, Santa Rosa and Oakland all have more than 1,000 solar installations. In terms of generation capacity, Fresno, San Francisco, Bakersfield, Sacramento, and Santa Rosa all have more than 10 MW installed.

California’s solar market is geographically diverse. Solar installations are taking hold from coastal urban centers to mountain communities to towns in the Central Valley.

  • Among cities with at least 50,000 residents, Santa Cruz, Clovis, Rocklin, Davis, Watsonville, and Roseville have the most solar installations per resident. Chico, Woodland, Rancho Cordova, Livermore, and Petaluma have the most solar generation capacity per resident.
    •    Among large towns, with between 10,000 and 50,000 residents, Sonoma (Sonoma County), Grass Valley (Nevada County) and Auburn (Placer County) have the most solar installations per resident. Sonoma, Auburn and Oroville (Butte County) lead in terms of solar capacity per resident.
    •    Solar has reached its greatest penetration per capita in the northern Bay Area, the Sierra foothills, and the Central Valley. The small towns of Sebastopol (Sonoma County), Newcastle (Placer County), and Nevada City (Nevada County) lead the state in terms of number of solar installations per resident. Herald (Sacramento County), Edwards Air Force Base (Kern County), and Lebec (Kern County) lead the state in terms of solar capacity per capita.

Despite the development of thriving solar markets in cities across the state, California has only just begun to capture its tremendous potential for solar power.

  • The National Renewable Energy Laboratory estimates that the state could host more than 80,000 MW of rooftop solar in total – enough to generate more than a third as much electricity as California uses in a year.
    •    California has installed more than 1,000 MW of solar capacity on residential and commercial rooftops. Despite this substantial progress, vast potential remains to be developed.

California should continue to build the strength of its solar energy market.

Key steps include:

  • Ensure that the Million Solar Roofs Initiative reaches its goal by the end of 2016.
    •    Increase the use of solar energy systems in new construction by requiring all new homes to include solar power or other on-site renewable electricity generation by no later than 2020, and all new non-residential buildings by no later than 2030, through a net-zero energy building code requirement.
    •    Adopt a strong feed-in-tariff policy to encourage solar power installation on warehouses, parking lots and other sites with low on-site energy demands but high levels of sunshine.
    •    Maintain or enhance the incentive value of net metering and lift the cap on its use to allow all California ratepayers to benefit from going solar.
    •    Remove barriers to installing solar energy systems at the local and state levels by streamlining interconnection and permitting.
    •    Finally, California should continue to set ambitious clean energy goals – such as Governor Jerry Brown’s goal of installing 12,000 MW of distributed electricity generation in California by 2020 – and adopt innovative policies to achieve them.

*All solar capacity figures in this report are presented in terms of alternating current watts, measured under California Energy Commission PTC test conditions, unless otherwise noted.

To take advantage of Residential Solar PV Systems for your home or your customers’ homes … SunLender makes sense …

SunLender programs include:

SunLender™ Residential Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home.  SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Installer partners can show you how to “reduce” your energy usage with energy efficiency products, before you decide to “produce” with a solar system – ensuring that you get the right size system for your home. Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses.  If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. The Signature Loan is a secured term loan for financing the purchase and installation of energy efficiency products for your home with a term up to 7 years.

SunLender Pro™ Commercial Solar Financing

Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects. The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 15 years.

Pro Power Construction Interim Job Financing

One of the biggest challenges for Installers is cash flow during the construction phase of a project. Ramco/SunLender solves all that with ProPower Construction. Interim milestone payments are available to Installers from the beginning of a project. Greater Installer cash flow allows faster Installer growth and deal flow.

Start the process today, for your own home or for your customers’ homes …

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104

 

Residential Solar Financing in Stockton

In Stockton, “California’s Sunrise Seaport”, and throughout California, the West Coast and the Sunbelt states, Renewable Asset Management Company, LLC and SunLender™ provide residential solar financing directly through a network of leading Solar Power System (photovoltaic system) Installation companies. For Residential Solar Financing in Stockton and throughout California, SunLender can be counted on as your go-to provider.

Residential Solar Financing Stockton

Since 2011, the SunLender program has allowed Solar Power Installers to provide solar financing to their residential solar customers with a 20-year operating lease or a 10-year or 15-year loan. And Renewable Asset Management Company (RAMCO) is a proven leader in renewable energy financing, and in conjunction with affiliated companies have offered a variety of commercial and residential solar financing programs since 2008.

Residential Solar Financing in Stockton and America

The SunLender Lease and Loan programs are offered to approved Solar Power System Installers in Arizona, California and Hawaii. The SunLender Loan solar financing program is also currently available in Oregon, Michigan, Minnesota, North Carolina, South Carolina, Texas and Washington

Do you want to do what’s best for your customers?

We can save your customers up to an additional $13K on a typical $20K solar system.

Since our lease term is 20 years instead of 25, with the same or lower monthly payment as other financing programs, we can generate significant savings to your customers just by financing with SunLender.

  • Same System
  • Same Monthly Payment
  • Same Utility Savings
  • Less Total Cost

Contact SunLender for your Residential Solar Financing in Stockton.

Do the right thing for your customers.
Call SunLender today.

Call Mike Thompson to secure
the shortest term for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

The SunLender Difference:

SunLender™ Residential
Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home. SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses. If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. Our Installer partners can show you how to lower your energy usage with energy efficiency products, before you decide to generate power with a solar system – ensuring that you get the right size solar system for your home.
  • Signature Loan – The Signature Loan is a secured term loan for financing the purchase and installation of energy-efficiency products for your home with a term up to 7 years.

SunLender Pro™

  • Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects.

Commercial Solar Financing

Loan – The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 10 years.

We are looking for quality Installers in select markets

With SunLender, You Get:

  • Cash Flow – Installer job/construction financing through SunLender provides Solar Power System Installers with needed cash as early as customer credit approval.
  • Ease of Use – The SunLender proprietary solar proposal platform is comprehensive, uncomplicated and makes closing sales easy.
  • Less Red Tape – SunLender financing requires significantly less administrative burden than other financial programs in the solar market
  • Immediate Credit Approval – With SunLender, Solar Power System Installers can offer conditional financing approval to Homeowners in minutes.
  • Total Solution – SunLender is a complete in-house one-stop solar financing program, from originations and funding to servicing, and operations and maintenance.
  • Experience – 41-year financing foundation providing Installers and their customers unique credit programs, and financing renewables since 2008

Contact us to Demo the Program and see how SunLender can help you grow your business.

Available Programs:

SunLender™ Zero Down
Solar Lease

SunLender™ Zero Down
Solar Loan

SunLender Plus™ Energy Efficiency Signature Loan

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104

If your company is based in the Stockton area, or California, or you have a West Coast or Sunbelt client-base or solar system to install, the SunLender program is uniquely designed to provide Solar Power System Installers with the cash flow they need to grow. For your Residential Solar Financing in Stockton, the SunLender enhanced program allows Installers to leverage the partnerships, connections and network of RAMCO, and now provides interim project financing through the Pro Power Green™ Construction Financing program, allowing Installers to get paid faster and fund growth without typical construction cash-flow constraints inherent to other finance programs and Funds. The SunLender program is tailored to help Installers grow their business and increase their sales.

The SunLender portal provides a single-source quoting platform that offers Solar Power System Installers the ability to quote Homeowners a solar loan and a solar lease within the same proposal, in approved states, thereby allowing the consumer to choose the financing product best suited to their needs; and providing Installers the tools and financing options to close more deals.

SunLender Solar Lease or Loan makes it easy to Reduce Energy Costs

Step 1 Request a free solar home evaluation

Step 2 — Fill out credit app to see how much you can save

Step 3 — Have your solar system designed and installed

Step 4 — Harvest renewable sunlight and start saving

Start the process online today.

 

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104

email: mthompson@sunlender.com

About

Why SunLender?

SunLender was created top benefit Solar Power System Installers and Homeowners

Demand for electricity is steadily increasing causing household electricity bills to skyrocket.

A homeowner’s cost control of electricity is unknown. A Solar Power System allows a homeowner to set a fixed cost and drive savings for years to come. SunLender is committed to providing property owners with a simplified solar financing solution, giving you the choice of either a lease or a loan. Our network of leading Installers can draw up custom plans to match your toughest roof requirements, resulting in a system tailor-made for your home for zero out-of-pocket expense.

The SunLender program was developed for Solar Power System Installers.

Solar Installers across the country don’t always have the resources to find financing for customers, or the capital to provide it themselves.

For the last 40 years, we have been working with the building trades financing distributors and Installers as well as consumer home improvement projects.  We understand your business, we understand that you have to present solutions to your customers, and we have designed our finance program to specifically address your needs. Our Installer partners can reap the benefits of our industry-specific experience, connections and network.

Integrated Portal – Our pre-qualifying quote system lets Installers and homeowners know immediately if they pre-qualify for a lease or loan. This proprietary solar proposal platform enables Installers to present professional sales proposals to residential customers. The proposal offers several financing options as well as graphic representation of their solar investment.

  • Quick Quote Ability – We are focused on helping you sell more and streamlining that process with our sales tools.  The Quick Quote tool allows Installers to model a variety of products and pricing with a minimum of input, which can easily be converted to a sales proposal.
  • Easy Proposal to Signature Process – Not only do we provide financing, but we also directly service all of our consumer leases and loans.  We are a one-stop-shop and are able to serve both you the installer and your homeowner customers more effectively.
  • We can finance more than just PV – We are a finance company, not just a solar finance company.  We do not limit you to only finance solar solutions. We keep up with our Installers to provide financing for energy management solutions.

More efficient than other programs – When you offer multiple residential solar finance solutions you can tailor your sales pitch to your customer’s needs and close more deals.  With one approval you can offer your customer:

  • SunLender™ Zero Down Solar Lease – The homeowner leases the solar PV equipment and makes a low monthly payment for the length of the contract term.
  • SunLender™ Zero Down Solar Loan – A fully amortized loan that provides a low monthly payment and path to ownership. The homeowner keeps the rebates and tax credits and increases the value of their home.
  • SunLender Plus™ Energy Efficiency Signature Loan – An unsecured loan that provides financing for energy efficiency solutions and can be approved simultaneously with a solar lease or loan.

Program tailored to Installer’s business – we only partner with the best and we trust our Installers

  • Easier program management – We developed our process given our 40-year experience working with the building trades.  Financing is a solution, but it should not overly burden your organization.
  • Faster payment – Experience gives us the insight to know that sales are important, but Cash Flow is more important.  Our program is tailored to help you grow your business and increase your origination.
  • Cash Flow – Interim Jobs/Construction financing provided by ProPower Construction allows you to grow sales and perpetuate deal flow.
  • Program is set up to scale with growth – Using online systems and tools, we are built for growth and have the ability to scale with you.

For Homeowners who want to go green, while saving green … SunLender is here to help you install and save

Every home is unique. There is no ‘one size fits all’ solar residential finance solution out there, contrary to what much of the industry might say. That’s why we offer both a lease and a loan – so that your Installer can design the best system, with the best financing, with the longest warranty, for the best price, guaranteed. Your family has unique needs and we want to provide the right solution for you. We have designed residential solar financing solutions that require little or no money down, and have positive impact to your monthly cash flow.

Our Installer partners can show you how your new solar power system will pay for itself right away, by funding the monthly financing payment with the savings from your electricity bill. By combining federal and local rebates and incentives and using our innovative financing solutions, you can install a solar power system that will save you tens of thousands of dollars over its life, without requiring cash outlays at the time of installation!

Why SunLender?

  • Flexible Financing with little to no money down.
  • Rent or Own your equipment – the choice is yours.
  • Do the right thing! – Replace dirty grid power with clean renewable energy and save your family money.
  • Increase the value of your home – The Department of Energy completed a study in April 2011 that concluded a home seller who invested in solar panels could expect to capture a premium of $18,600-$23,870 versus comparable homes without solar panels,

Available programs:

SunLender

Loan or lease

$0 Down

Zero-Down Loan or Lease

No money up front, complete solar satisfaction.

Loan or Lease

You decide what is best for you

Clear comparison in the same proposal.

Worry Free

Extended Warranty for Peace of mind

24/7 system monitoring is comprehensive.

Easy Process

Quick, Simple & thorough

Uncomplicated steps put solar in your home

Start the process today …

Begin online

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

Stockton

Stockton, the county seat of San Joaquin County, in north-central California, is known as  “California’s Sunrise Seaport,” “Port City,” “Brick City” and “Mudville.”  Located on the San Joaquin River in the northern San Joaquin Valley, Stockton has an  estimated population of 300,899 people as of 2014.

With a motto of : “Stockton: All American City,” Stockton sits within the farmland of the San Joaquin Valley, part of California’s Central Valley, and near thousands of miles of waterways which make up the California Delta.

Inland California’s major north-south highways of Interstate 5 California State Route 99, pass through the city, and both the dredged San Joaquin River and California State Route 4 connect Stockton with the San Francisco Bay Area to its west.

Stockton occupies a total area of 64.8 square miles, of which 61.7 square miles is land and 3.1 square miles (4.76%) is water.

Stockton is centrally located relative to both San Francisco and Sacramento. Given its location, its proximity to the state and interstate freeway system, and relatively inexpensive land costs, many companies base their regional operations in Stockton.

Climate

Stockton has a Mediterranean climate, characterized by hot, dry summers and mild winters. In an average year, about 80% of the 13.8 inches  of precipitation falls from October through April. Located in the Central Valley,  the temperatures range is much greater than in the nearby Bay Area. Tile fog blankets the area during some winter days. Stockton lies in the fertile heart of the California Mediterranean climate prairie delta, about equidistant from the Pacific Ocean and the Sierra Nevada range.

There are an average of 82 days annually with high temperatures of 90 °F or higher, and 18 of 100 °F or above; 19 days see low temperatures at or below freezing. There are an average of 55 days with measurable precipitation. Only light amounts of snow have been recorded; the most was 0.3 inches in February 1976. And sunshine in Stockton is in abundance, averaging 357 sunny days annually, compared to 205 days a year as an average in America.

Households

As of the 2010 census, there were 78,556 households in Stockton, out of which 40.8% had children under the age of 18 living with them. The average household size was 3.04 and the average family size was 3.59.

In the city the population was spread out with 32.4% under the age of 18, 11.0% from 18 to 24, 27.4% from 25 to 44, 18.9% from 45 to 64, and 10.2% who were 65 years of age or older. The median age was 30 years. For every 100 females there were 95.0 males. For every 100 females age 18 and over, there were 91.0 males.

The median income for a household in the city was $35,453, and the median income for a family was $40,434. Males had a median income of $35,181 versus $26,602 for females. The per capita income for the city was $15,405. 23.9% of the population and 18.9% of families were below the poverty line. 32.8% of those under the age of 18 and 11.9% of those 65 and older were living below the poverty line.

Solar Energy

Retrofitting  “Green” in Stockton

Environmental studies have found that retrofitting an existing building to make it 30 percent more efficient is generally better for the environment than a new building with the same efficiencies. Moreover, the study also found that it could take up to 80 years for the new building to make up for the environmental impact of its initial construction. These numbers apply whether the building is residential, commercial or industrial.

So, why does this matter to Stockton, and what can you do about it?

In short, about seven years ago, the City of Stockton was sued by the Sierra Club over its 2035 General Plan and its impact on Greenhouse Gas (GHG) emissions. Then-Attorney General Jerry Brown threatened to join the suit as well. As a result, the city reached a settlement agreement requiring the creation of a Climate Action Plan (CAP) in accordance with Assembly Bill 32, thereby reducing GHGs through the plan’s implementation measures. The draft CAP was released in February.

One of the primary sources of emissions in Stockton identified by the CAP is energy use of existing buildings. Buildings are the second largest source of pollution, accounting for 33% of total community emissions.

In order to meet the GHG reduction targets identified in the CAP, the plan relies heavily on the community to implement its recommendations, including retrofitting existing buildings.  Specifically, retrofits of existing residential buildings make up the largest percentage of proposed GHG reductions, followed by solar panels on both residential and commercial buildings, and then retrofits to commercial buildings.

Retrofitting of an existing building, including your home, doesn’t just benefit our community’s GHG reduction goals, but it also benefits your pocket book!  Even better, applying sustainable features adds value to your home, giving it an edge if you ever choose to sell it.

But retrofitting can be expensive, meaning many people won’t ever consider solar panels, double pained windows or insulation. Luckily, the city, county, state and federal governments have a plethora of programs and incentives to help ease the financial burden on homeowners.

Where do we find these fantastic incentives?  We’ve done the research for you!  Below is a comprehensive list of energy efficiency programs and incentives available to help make your home greener and save you money in the long run. If we’ve missed any, please share in the comments section.

City of Stockton PACE Program

http://www.prweb.com/releases/2013/12/prweb11421742.htm

Program for property owners to get no money down, long term, low interest financing for energy efficiency, renewable energy, and water conservation projects.  PACE financing payments are amortized for up to 20 years via assessments on the owner’s property tax bills. Projects funded with PACE can run from $5,000 up to 20% of a property’s assessed value. If an improved property is sold, the financed assessment can be transferred to a new owner so benefits stay with the current property owner. This program is available for nearly all owners of commercial and multi-family properties including industrial, offices, hotels, retail centers, and more.

Federal Tax Credits for consumer energy efficiency

https://www.energystar.gov/?c=tax_credits.tx_index

Tax credits for everything from window upgrades to roof top solar panels.

Green mortgages save on energy, loan costs

http://www.bankrate.com/finance/mortgages/green-mortgages-save-on-energy-loan-costs-1.aspx

Energy-efficient mortgages let you qualify for bigger loans than you would otherwise by folding in the additional cost of making improvements for energy efficiency.  Because mortgage interest payments are tax-deductible, an energy-efficient mortgage can be a more cost-effective way to finance home-energy improvements than using a credit card, bank loan or cash, which usually offer no tax benefits.

PG&E Net Energy Metering

http://www.pge.com/en/myhome/saveenergymoney/plans/nemrates/index.page

Net metering for solar or solar water heating systems.  Special rates also available for owners of Plug-in Electric Vehicles.

Solar Financial Incentives in Stockton

For your Residential Solar Financing in Stockton, the SunLender programs can save you money while ensuring that the process is easy for you. In addition the money you can save with SunLender, Solar Power Systems installed in Stockton can save homeowners money through several other programs.

California leads the way for solar generation

California is far and away the nation’s leader in the solar industry. According to the state’s website, there are more than 242,000 solar projects throughout the state with 2,279 megawatts installed. Los Angeles leads with 238 megawatts, and San Diego comes in second with 182 megawatts. According to the Solar Energy Industries Association, the next leading states are:

  • Arizona
  • North Carolina
  • Massachusetts
  • New Jersey
  • Hawaii
  • Georgia
  • Texas
  • New York

Go Solar California, State Rebate Program

As part of California’s $3.3 billion “Million Solar Roofs Program,” the Go Solar California! campaign has a goal to install 3,000 megawatts (MW) of new solar electricity capacity on homes and businesses by the end of 2016, making renewable energy an everyday reality.

California Solar Initiative (CSI): The California Solar Initiative is managed by PG&E in San Francisco and will provide incentives through 2016 for existing residential homes and existing and new commercial, industrial, and agricultural properties.  The California Solar Initiative is designed to promote solar technologies and help lower the cost of solar systems that will serve California’s needs. CSI has set a goal of creating 3,000 megawatts (MW) of new, solar-generated electricity by 2017, moving California toward a cleaner energy future.

California Solar Initiative for PG&E Customers

http://www.pge.com/en/myhome/saveenergymoney/solar/csi.page?WT.mc_id=Vanity_csi

This program encourages high-performing solar systems. Incentives differ depending on the type of property and size of the system. The deadline has passed for this year, so keep an eye out for next year’s program.

Single Family Affordable Solar Housing Program (SASH): Managed by the non-profit solar organization, GRID Alternatives, this program offers incentives to eligible low income households.

New Solar Housing Partnership (NSHP): Managed by the California Energy Commission, the New Solar Homes Partnership (NSHP) will provide $400 million worth of incentives through 2016 to encourage solar in new residential construction.

Multifamily Affordable Solar Housing Program (MASH): Building owners can install solar PV systems to offset energy used in common areas and utilize virtual net metering (VMN) to offset tenant loads. (*Please note, the incentive budget for the PG&E territory has been fully spent. Customers may still be added to a waitlist for funds as they become available.

Federal Tax Credits and Accelerated Depreciation

A 30 percent federal tax credit is offered for the installation of both residential and corporate solar energy systems. The tax credit is applied to the net cost after other rebates or grants have reduced the initial system cost. The current federal tax credit program is available through 2016.

Residential Renewable Energy Tax Credit: Homeowners installing new solar PV and solar water heating systems are eligible for his 30 percent tax credit. Download IRS Form 5695.

Business Energy Investment Tax Credit: Businesses installing new solar PV and solar water heating systems are eligible for this 30 percent tax credit. Download IRS Form 3468.

Modified Accelerated Cost-Recovery System (MACRS) + Bonus Depreciation.

Under the federal Modified Accelerated Cost-Recovery System (MACRS), businesses may recover renewable energy investments through depreciation deductions. For more information visit the US Department of Energy’s DSIRE website.

Additional Programs for Financial Incentives for Solar PV in Stockton

Federal ITC

The Federal Government provides tax credits for businesses that invest in renewable energy.

Residential Renewable Energy Tax Credit

The Federal Government provides tax credits for residential renewable energy.

Stockton City Council votes to Adopt HERO Residential Energy and Water Efficiency Program

In 2014, the Stockton City Council voted to make the HERO Property Assessed Clean Energy (PACE) program available to city residents. That means that Stockton property owners can make homes more efficient with low-cost, tax deductible financing paid through their property assessment. Stockton joins more than 140 California jurisdictions in adopting HERO to create jobs, save energy and water.

Like all PACE programs, HERO makes energy- and water-saving renovations affordable for property owners by providing long-term, competitive financing through an additional property assessment. In 2013 the Stockton City Council approved FigTree Financing, another PACE provider that focuses primarily on commercial PACE projects, to offer its services to the community.

HERO is the leading residential PACE program in the nation, currently financing 95% of all residential PACE projects. In addition to helping homeowners save on utility bills, HERO spurs local job creation by increasing demand for contractor services. The HERO Program has helped to create more than 2,100 jobs in California since its launch in December 2011. The program is now available in 142 communities in California and has helped to fund 10,000 residential projects, totaling more than $200 million in financing.

“HERO is making a big impact on job creation and economic stimulus throughout California,” said Matt Messina, HERO Community Development Manager. “The program has a strong track record where it is active and will make it easy for Stockton residents to make home improvements that increase their comfort and save money. Based on our experience in other California communities, we expect to see a high level of interest from homeowners almost immediately.”

More than 900,000 energy- and water-saving models are available to property owners through the HERO Program. Some of HERO’s most popular products include solar power panel installations, whole-home heating and cooling (HVAC) systems, energy-saving windows and doors, roofing and insulation.

Participation in HERO is 100-percent voluntary for both local government agencies and property owners, and is cost neutral for jurisdictions. A growing number of California cities and counties are partnering with multiple PACE providers to increase financing choices available to consumers.

The HERO program has received the Governor’s Environmental and Economic Leadership Award in California, the Urban Land Institute Best of the Best, and the Southern California Association of Governments President’s Award for Excellence. For more information and to apply for the program please visit www.heroprogram.com.

California’s Solar Market is Thriving

According to a report by Environment California, California’s solar market is thriving. Ten years ago, solar panels atop roofs were a rarity. Today, solar is taking hold in cities across California, from coastal metropolises such as San Francisco, to agricultural and industrial hubs in the Central Valley. In the past two years alone, the solar industry has installed more than 5,000 kilowatts of solar power in each of 10 different California cities.

Solar energy makes sense for California. Each new solar panel helps to clean our air, fight global warming, improve the reliability of our electricity grid, boost the economy, and create much-needed jobs.

California has just begun to tap into the vast potential of solar energy. Governments, utilities and the public should continue to work together toward a clean energy future.

Solar cities are the heart of California’s thriving solar market.

  • San Diego leads all California cities in terms of the number of solar installations on residential, commercial and government buildings, with more than 4,500 projects installed. San Diego also leads the state in terms of overall solar generation capacity, with nearly 37 megawatts (MW). If San Diego were a nation unto itself, it would rank among the top 25 nations in the world in terms of solar capacity, with more solar power than the entire nation of Mexico.
    •    Los Angeles ranks second, with more than 4,000 solar installations adding up to more than 36 MW of power generation capacity.
    •    San Jose ranks third, with more than 2,700 solar installations and 31 MW of solar electric generation capacity.
    •    In addition, San Francisco, Fresno, Bakersfield, Santa Rosa, Roseville, Clovis, Sacramento and Oakland all have more than 1,000 solar installations. In terms of generation capacity, Fresno, San Francisco, Bakersfield, Sacramento, and Santa Rosa all have more than 10 MW installed.

California’s solar market is geographically diverse. Solar installations are taking hold from coastal urban centers to mountain communities to towns in the Central Valley

  • Among cities with at least 50,000 residents, Santa Cruz, Clovis, Rocklin, Davis, Watsonville, and Roseville have the most solar installations per resident. Chico, Woodland, Rancho Cordova, Livermore, and Petaluma have the most solar generation capacity per resident.
    •    Among large towns, with between 10,000 and 50,000 residents, Sonoma (Sonoma County), Grass Valley (Nevada County) and Auburn (Placer County) have the most solar installations per resident. Sonoma, Auburn and Oroville (Butte County) lead in terms of solar capacity per resident.
    •    Solar has reached its greatest penetration per capita in the northern Bay Area, the Sierra foothills, and the Central Valley. The small towns of Sebastopol (Sonoma County), Newcastle (Placer County), and Nevada City (Nevada County) lead the state in terms of number of solar installations per resident. Herald (Sacramento County), Edwards Air Force Base (Kern County), and Lebec (Kern County) lead the state in terms of solar capacity per capita.

Despite the development of thriving solar markets in cities across the state, California has only just begun to capture its tremendous potential for solar power.

  • The National Renewable Energy Laboratory estimates that the state could host more than 80,000 MW of rooftop solar in total – enough to generate more than a third as much electricity as California uses in a year.
    •    California has installed more than 1,000 MW of solar capacity on residential and commercial rooftops. Despite this substantial progress, vast potential remains to be developed.

California should continue to build the strength of its solar energy market.

Key steps include:

  • Ensure that the Million Solar Roofs Initiative reaches its goal by the end of 2016.
    •    Increase the use of solar energy systems in new construction by requiring all new homes to include solar power or other on-site renewable electricity generation by no later than 2020, and all new non-residential buildings by no later than 2030, through a net-zero energy building code requirement.
    •    Adopt a strong feed-in-tariff policy to encourage solar power installation on warehouses, parking lots and other sites with low on-site energy demands but high levels of sunshine.
    •    Maintain or enhance the incentive value of net metering and lift the cap on its use to allow all California ratepayers to benefit from going solar.
    •    Remove barriers to installing solar energy systems at the local and state levels by streamlining interconnection and permitting.
    •    Finally, California should continue to set ambitious clean energy goals – such as Governor Jerry Brown’s goal of installing 12,000 MW of distributed electricity generation in California by 2020 – and adopt innovative policies to achieve them.

To take advantage of Residential Solar PV Systems for your home or your customers’ homes … SunLender makes sense …

SunLender programs include:

SunLender™ Residential Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home.  SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Installer partners can show you how to “reduce” your energy usage with energy efficiency products, before you decide to “produce” with a solar system – ensuring that you get the right size system for your home. Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses.  If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. The Signature Loan is a secured term loan for financing the purchase and installation of energy efficiency products for your home with a term up to 7 years.

SunLender Pro™ Commercial Solar Financing

Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects. The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 15 years.

Pro Power Construction Interim Job Financing

One of the biggest challenges for Installers is cash flow during the construction phase of a project. Ramco/SunLender solves all that with ProPower Construction. Interim milestone payments are available to Installers from the beginning of a project. Greater Installer cash flow allows faster Installer growth and deal flow.

Start the process today, for your own home or for your customers’ homes …

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104

 

Residential Solar Financing in Los Angeles

In Los Angeles, “The City of the Angels”, and throughout California, the West Coast and the Sunbelt states, Renewable Asset Management Company, LLC and SunLender™ provide residential solar financing directly through a network of leading Solar Power System (photovoltaic system) Installation companies. For Residential Solar Financing in Los Angeles and throughout California, SunLender can be counted on as your go-to provider.

Residential Solar Financing Los Angeles

Residential Solar Financing Los Angeles

Since 2011, the SunLender program has allowed Solar Power Installers to provide solar financing to their residential solar customers with a 20-year operating lease or a 10-year or 15-year loan. And Renewable Asset Management Company (RAMCO) is a proven leader in renewable energy financing, and in conjunction with affiliated companies have offered a variety of commercial and residential solar financing programs since 2008.

Residential Solar Financing in Los Angeles and America

The SunLender Lease and Loan programs are offered to approved Solar Power System Installers in Arizona, California and Hawaii. The SunLender Loan solar financing program is also currently available in Oregon, Michigan, Minnesota, North Carolina, South Carolina, Texas and Washington

Do you want to do what’s best for your customers?

We can save your customers up to an additional $13K on a typical $20K solar system.

Since our lease term is 20 years instead of 25, with the same or lower monthly payment as other financing programs, we can generate significant savings to your customers just by financing with SunLender.

  • Same System
  • Same Monthly Payment
  • Same Utility Savings
  • Less Total Cost

Contact SunLender for your Residential Solar Financing in Los Angeles.

Do the right thing for your customers.
Call SunLender today.

Call Mike Thompson to secure
the shortest term for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

The SunLender Difference:

SunLender™ Residential
Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home. SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses. If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. Our Installer partners can show you how to lower your energy usage with energy efficiency products, before you decide to generate power with a solar system – ensuring that you get the right size solar system for your home.
  • Signature Loan – The Signature Loan is a secured term loan for financing the purchase and installation of energy-efficiency products for your home with a term up to 7 years.

SunLender Pro™

  • Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects.

Commercial Solar Financing

Loan – The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 10 years.

We are looking for quality Installers in select markets

With SunLender, You Get:

  • Cash Flow – Installer job/construction financing through SunLender provides Solar Power System Installers with needed cash as early as customer credit approval.
  • Ease of Use – The SunLender proprietary solar proposal platform is comprehensive, uncomplicated and makes closing sales easy.
  • Less Red Tape – SunLender financing requires significantly less administrative burden than other financial programs in the solar market
  • Immediate Credit Approval – With SunLender, Solar Power System Installers can offer conditional financing approval to Homeowners in minutes.
  • Total Solution – SunLender is a complete in-house one-stop solar financing program, from originations and funding to servicing, and operations and maintenance.
  • Experience – 41-year financing foundation providing Installers and their customers unique credit programs, and financing renewables since 2008

Contact us to Demo the Program and see how SunLender can help you grow your business.

Available Programs:

SunLender™ Zero Down
Solar Lease

SunLender™ Zero Down
Solar Loan

SunLender Plus™ Energy Efficiency Signature Loan

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104
 

If your company is based in the Los Angeles area, or California, or you have a West Coast or Sunbelt client-base or solar system to install, the SunLender program is uniquely designed to provide Solar Power System Installers with the cash flow they need to grow. For your Residential Solar Financing in Los Angeles, the SunLender enhanced program allows Installers to leverage the partnerships, connections and network of RAMCO, and now provides interim project financing through the Pro Power Green™ Construction Financing program, allowing Installers to get paid faster and fund growth without typical construction cash-flow constraints inherent to other finance programs and Funds. The SunLender program is tailored to help Installers grow their business and increase their sales.

The SunLender portal provides a single-source quoting platform that offers Solar Power System Installers the ability to quote Homeowners a solar loan and a solar lease within the same proposal, in approved states, thereby allowing the consumer to choose the financing product best suited to their needs; and providing Installers the tools and financing options to close more deals.

SunLender Solar Lease or Loan makes it easy to Reduce Energy Costs

Step 1 Request a free solar home evaluation

Step 2 — Fill out credit app to see how much you can save

Step 3 — Have your solar system designed and installed

Step 4 — Harvest renewable sunlight and start saving

Start the process online today.

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104

email: mthompson@sunlender.com

About

Why SunLender?

SunLender was created top benefit Solar Power System Installers and Homeowners

Demand for electricity is steadily increasing causing household electricity bills to skyrocket.

A homeowner’s cost control of electricity is unknown. A Solar Power System allows a homeowner to set a fixed cost and drive savings for years to come. SunLender is committed to providing property owners with a simplified solar financing solution, giving you the choice of either a lease or a loan. Our network of leading Installers can draw up custom plans to match your toughest roof requirements, resulting in a system tailor-made for your home for zero out-of-pocket expense.

The SunLender program was developed for Solar Power System Installers.

Solar Installers across the country don’t always have the resources to find financing for customers, or the capital to provide it themselves.

For the last 40 years, we have been working with the building trades financing distributors and Installers as well as consumer home improvement projects.  We understand your business, we understand that you have to present solutions to your customers, and we have designed our finance program to specifically address your needs. Our Installer partners can reap the benefits of our industry-specific experience, connections and network.

Integrated Portal – Our pre-qualifying quote system lets Installers and homeowners know immediately if they pre-qualify for a lease or loan. This proprietary solar proposal platform enables Installers to present professional sales proposals to residential customers. The proposal offers several financing options as well as graphic representation of their solar investment.

  • Quick Quote Ability – We are focused on helping you sell more and streamlining that process with our sales tools.  The Quick Quote tool allows Installers to model a variety of products and pricing with a minimum of input, which can easily be converted to a sales proposal.
  • Easy Proposal to Signature Process – Not only do we provide financing, but we also directly service all of our consumer leases and loans.  We are a one-stop-shop and are able to serve both you the installer and your homeowner customers more effectively.
  • We can finance more than just PV – We are a finance company, not just a solar finance company.  We do not limit you to only finance solar solutions. We keep up with our Installers to provide financing for energy management solutions.

More efficient than other programs – When you offer multiple residential solar finance solutions you can tailor your sales pitch to your customer’s needs and close more deals.  With one approval you can offer your customer:

  • SunLender™ Zero Down Solar Lease – The homeowner leases the solar PV equipment and makes a low monthly payment for the length of the contract term.
  • SunLender™ Zero Down Solar Loan – A fully amortized loan that provides a low monthly payment and path to ownership. The homeowner keeps the rebates and tax credits and increases the value of their home.
  • SunLender Plus™ Energy Efficiency Signature Loan – An unsecured loan that provides financing for energy efficiency solutions and can be approved simultaneously with a solar lease or loan.

Program tailored to Installer’s business – we only partner with the best and we trust our Installers

  • Easier program management – We developed our process given our 40-year experience working with the building trades.  Financing is a solution, but it should not overly burden your organization.
  • Faster payment – Experience gives us the insight to know that sales are important, but Cash Flow is more important.  Our program is tailored to help you grow your business and increase your origination.
  • Cash Flow – Interim Jobs/Construction financing provided by ProPower Construction allows you to grow sales and perpetuate deal flow.
  • Program is set up to scale with growth – Using online systems and tools, we are built for growth and have the ability to scale with you.

For Homeowners who want to go green, while saving green … SunLender is here to help you install and save

Every home is unique. There is no ‘one size fits all’ solar residential finance solution out there, contrary to what much of the industry might say. That’s why we offer both a lease and a loan – so that your Installer can design the best system, with the best financing, with the longest warranty, for the best price, guaranteed. Your family has unique needs and we want to provide the right solution for you. We have designed residential solar financing solutions that require little or no money down, and have positive impact to your monthly cash flow.

Our Installer partners can show you how your new solar power system will pay for itself right away, by funding the monthly financing payment with the savings from your electricity bill. By combining federal and local rebates and incentives and using our innovative financing solutions, you can install a solar power system that will save you tens of thousands of dollars over its life, without requiring cash outlays at the time of installation!

Why SunLender?

  • Flexible Financing with little to no money down.
  • Rent or Own your equipment – the choice is yours.
  • Do the right thing! – Replace dirty grid power with clean renewable energy and save your family money.
  • Increase the value of your home – The Department of Energy completed a study in April 2011 that concluded a home seller who invested in solar panels could expect to capture a premium of $18,600-$23,870 versus comparable homes without solar panels,

Available programs:

SunLender

Loan or lease

$0 Down

Zero-Down Loan or Lease

No money up front, complete solar satisfaction.

Loan or Lease

You decide what is best for you

Clear comparison in the same proposal.

Worry Free

Extended Warranty for Peace of mind

24/7 system monitoring is comprehensive.

Easy Process

Quick, Simple & thorough

Uncomplicated steps put solar in your home

Start the process today …

Begin online

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

Los Angeles

Los Angeles, officially the City of Los Angeles, often known by its initials L.A., is also affectionately called “Angeltown,” “The Big Orange,” “La-la-land,” “Tinseltown” and “City of Flowers and Sunshine.”  L.A. is the second-largest city in the United States in terms of population, and the most populous city in California with a population of more than 3.8 million people. The city is the focal point of the larger Los Angeles metropolitan area and the Greater Los Angeles Area region, which contain 13 million and more than 18 million people, respectively, as of 2010, making it one of the most heavily populated areas in the world second-largest in the United States. Los Angeles is the seat of Los Angeles County, the most populated county in America. L.A.’s inhabitants are referred to as Angelenos.

Located in Southern California, Los Angeles is known for its Mediterranean climate, ethnic diversity, sprawling metropolis, and as the cultural center of the American entertainment industry. Los Angeles lies in a large coastal basin surrounded on three sides by mountains reaching up to and over 10,000 feet.

The Los Angeles combined statistical area has a gross metropolitan product of more than $831 billion (as of 2008), making it the third-largest money-generator in the world, after the Greater Tokyo and New York metropolitan areas.

The city of Los Angeles is irregularly shaped and covers a total area of 502.7 square miles, comprising 468.7 square miles of land and 34.0 square miles of water. The city extends for 44 miles longitudinally and for 29 miles latitudinally. The perimeter of the city is 342 miles.

Los Angeles is both flat and hilly. The highest point in the city proper is 5,074 ft. Mount Lukens, located at the northeastern end of the San Fernando Valley. The eastern end of the Santa Monica Mountains stretches from Downtown L.A. to the Pacific Ocean, and separates the Los Angeles Basin from the San Fernando Valley.

Climate

Los Angeles has a Subtropical-Mediterranean climate and receives just enough annual precipitation to avoid semi-arid climate classification. Los Angeles has plenty of sunshine throughout the year, with an average of only 35 days with measurable precipitation annually.

L.A. is sunny for 85 percent of the time between sunrise and sunset, amounting to over 3800 hours a year and on average, there are 284 sunny days per year in Los Angeles, compared to 205 days a year as an average in America.

Households

The city is divided into over 80 districts and neighborhoods, many of which were incorporated places or communities that merged into the city. Generally, the city is divided into the following areas: Downtown Los Angeles, East Los Angeles, Northwest Los Angeles, South Los Angeles, the Harbor Area, Greater Hollywood, Wilshire, the Westside, the San Fernando Valley and Crescenta Valley.

As of the 2010 census Los Angeles had a population of 3.8 million. The population density was 8,092.3 people per square mile. The age distribution was 874,525 people (23.1%) under 18, 434,478 people (11.5%) from 18 to 24, 1,209,367 people (31.9%) from 25 to 44, 877,555 people (23.1%) from 45 to 64, and 396,696 people (10.5%) who were 65 or older. The median age was 34.1 years. For every 100 females there were 99.2 males. For every 100 females age 18 and over, there were 97.6 males.

The census showed 1,413,995 housing units — up from 1,298,350 during 2005–2009 — at an average density of 2,812.8 households per square mile, of which 503,863 (38.2%) were owner-occupied, and 814,305 (61.8%) were occupied by renters. Some 1,535,444 people (40.5% of the population) lived in owner-occupied housing units and 2,172,576 people (57.3%) lived in rental housing units.

According to the report, Los Angeles had a median household income of $49,745, with 21.2% of the population living below the federal poverty line.

Solar Energy

L.A. is No. 1 in Solar

Cities in California dominate a list of top 20 cities by total solar capacity, but there were some surprises in the rankings compiled by an environmentalist group, including San Antonio, Indianapolis, and New Orleans.

Los Angeles topped the list with 132 megawatts of solar capacity, including rooftop residential and utility-scale projects installed by the end of 2013, Environment America Research & Policy Center said in a report released Thursday.

San Diego was No. 2, and Phoenix, Ariz., was in third place, with 107 megawatts and 96 megawatts, respectively, of solar capacity. San Jose, Calif. and Honolulu rounded out the top five.

San Antonio and Indianapolis, however, are ahead of New York City, which took eighth place, and San Francisco, which took ninth. Denver is No. 10, besting No. 11 New Orleans by just 3 megawatts – 22 megawatts for New Orleans compared with Denver’s 25 megawatts, according to the group.

The study found that the 20 cities, representing 0.1% of the U.S. land area, account for 7% of the country’s solar power capacity. “These top 20 cities contain more solar power today than was installed in the entire U.S. just six years ago,” the report said.

The remaining top 20 cities by solar capacity were Sacramento, Calif., Jacksonville, Fla.; Albuquerque; Portland, Ore.; Austin, Texas; Las Vegas; Newark, N.J.; Raleigh, N.C.; and Boston.

Solar Financial Incentives in Los Angeles

For your Residential Solar Financing in Los Angeles, the SunLender programs can save you money while ensuring that the process is easy for you. In addition the money you can save with SunLender, Solar Power Systems installed in Los Angeles can save homeowners money through several other programs.

Los Angeles Dept. of Water and Power (LADWP) Solar Incentives

LADWP offers incentives for installing solar on your home. As of this writing, the incentive amount is $.40/watt of installed panels. A typical home solar installation is between 3 and 8 kW in size, so we use 5 kW as a good middle-ground estimate. Here’s where it gets a little more complex: when we say “5-kW solar array” we mean a solar array rated to produce 5-kW of electricity under what’s called “Standard Test Conditions,” or STC. It’s one way to rate the performance of a solar panel, but it isn’t the most accurate way to rate the performance in the real world—for that, the industry uses a measurement called “Performance Test Conditions,” or PTC. PTC takes a more real-world approach, meaning it looks at the system’s output after the electricity passes through the wires and the inverter, so it results in a lower rating number. That’s important to know because LADWP bases the incentive amount off the PTC number, instead of the STC number.

You can always check the LADWP program status page to see what the current incentive amount is. Each step is on the basis of total megawatts installed in the utility, so it’s impossible to predict the timing for the customer; except for the fact that the best time is always NOW.

LADWP and California’s Renewable Portfolio Standard

California has the most ambitious renewable portfolio standard (RPS) in the country. The state is required to source at least 33% of its power from renewables by 2020. If not, utilities get slapped with sizable fees. LADWP was up to 20% by 2010, and well ahead of schedule. Compared to the other three utilities it’s the furthest along. Southern California Edison (SCE) was up to 19% recently, so the competition is in hot pursuit.

One of the more common ways to meet the standard is to encourage renewable energy by purchasing their Renewable Energy Credits (REC). California allows utilities to achieve up to 25% of total compliance in this manner. You can bet that LADWP has its maximum 25% of various wind power RECs already stashed away.

One thing missing from the California RPS, as followed by the city of Los Angeles by LADWP, is a solar carve out in their RPS. It is likely that we’d see more funding for the incentive that L.A. offers PV owners if that were the case. Without a solar carve out, LA is content to let the solar incentive fizzle out to less than a fifth of the rebate it started out with.

California Solar Power Tax Credits

California has no particular state solar tax credits.

Tax Exemption

California will not reassess your property on the basis of the improvement you made to the property, with a shiny new PV system. So no new property taxes!

Utility Prices

LADWP has a slightly low electricity cost, compared to the rest of California, but it’s rising. If you’re on the tired rate plan, you’ll pay an average of around $0.18/kWh, and as it rises so will the attractiveness of getting solar panels to offset some of your monthly expenses.

Net Metering Laws

LADWP has net metering for up to 1 megawatt of electric power, plenty for you and me. They will coordinate the interconnection for you in most situations, but special situations requiring special equipment are most explicitly on you.

California leads the way for solar generation

California is far and away the nation’s leader in the solar industry. According to the state’s website, there are more than 242,000 solar projects throughout the state with 2,279 megawatts installed. Los Angeles leads with 238 megawatts, and San Diego comes in second with 182 megawatts. According to the Solar Energy Industries Association, the next leading states are:

  • Arizona
  • North Carolina
  • Massachusetts
  • New Jersey
  • Hawaii
  • Georgia
  • Texas
  • New York

Go Solar California, State Rebate Program

As part of California’s $3.3 billion “Million Solar Roofs Program,” the Go Solar California! campaign has a goal to install 3,000 megawatts (MW) of new solar electricity capacity on homes and businesses by the end of 2016, making renewable energy an everyday reality.

California Solar Initiative (CSI): The California Solar Initiative is managed by PG&E in San Francisco and will provide incentives through 2016 for existing residential homes and existing and new commercial, industrial, and agricultural properties. The California Solar Initiative is designed to promote solar technologies and help lower the cost of solar systems that will serve California’s needs. CSI has set a goal of creating 3,000 megawatts (MW) of new, solar-generated electricity by 2017, moving California toward a cleaner energy future.

Single Family Affordable Solar Housing Program (SASH): Managed by the non-profit solar organization, GRID Alternatives, this program offers incentives to eligible low income households.

New Solar Housing Partnership (NSHP): Managed by the California Energy Commission, the New Solar Homes Partnership (NSHP) will provide $400 million worth of incentives through 2016 to encourage solar in new residential construction.

Multifamily Affordable Solar Housing Program (MASH): Building owners can install solar PV systems to offset energy used in common areas and utilize virtual net metering (VMN) to offset tenant loads. (*Please note, the incentive budget for the PG&E territory has been fully spent. Customers may still be added to a waitlist for funds as they become available.

Federal Tax Credits and Accelerated Depreciation

A 30 percent federal tax credit is offered for the installation of both residential and corporate solar energy systems. The tax credit is applied to the net cost after other rebates or grants have reduced the initial system cost. The current federal tax credit program is available through 2016.

Residential Renewable Energy Tax Credit: Homeowners installing new solar PV and solar water heating systems are eligible for his 30 percent tax credit. Download IRS Form 5695.

Business Energy Investment Tax Credit: Businesses installing new solar PV and solar water heating systems are eligible for this 30 percent tax credit. Download IRS Form 3468.

Modified Accelerated Cost-Recovery System (MACRS) + Bonus Depreciation.

Under the federal Modified Accelerated Cost-Recovery System (MACRS), businesses may recover renewable energy investments through depreciation deductions. For more information visit the US Department of Energy’s DSIRE website.

California’s Solar Market is Thriving

According to a report by Environment California, California’s solar market is thriving. Ten years ago, solar panels atop roofs were a rarity. Today, solar is taking hold in cities across California, from coastal metropolises such as San Francisco, to agricultural and industrial hubs in the Central Valley. In the past two years alone, the solar industry has installed more than 5,000 kilowatts of solar power in each of 10 different California cities.

Solar energy makes sense for California. Each new solar panel helps to clean our air, fight global warming, improve the reliability of our electricity grid, boost the economy, and create much-needed jobs.

California has just begun to tap into the vast potential of solar energy. Governments, utilities and the public should continue to work together toward a clean energy future.

Solar cities are the heart of California’s thriving solar market.

  • San Diego leads all California cities in terms of the number of solar installations on residential, commercial and government buildings, with more than 4,500 projects installed. San Diego also leads the state in terms of overall solar generation capacity, with nearly 37 megawatts (MW). If San Diego were a nation unto itself, it would rank among the top 25 nations in the world in terms of solar capacity, with more solar power than the entire nation of Mexico.
    •    Los Angeles ranks second, with more than 4,000 solar installations adding up to more than 36 MW of power generation capacity.
    •    San Jose ranks third, with more than 2,700 solar installations and 31 MW of solar electric generation capacity.
    •    In addition, San Francisco, Fresno, Bakersfield, Santa Rosa, Roseville, Clovis, Sacramento and Oakland all have more than 1,000 solar installations. In terms of generation capacity, Fresno, San Francisco, Bakersfield, Sacramento, and Santa Rosa all have more than 10 MW installed.

California’s solar market is geographically diverse. Solar installations are taking hold from coastal urban centers to mountain communities to towns in the Central Valley

  • Among cities with at least 50,000 residents, Santa Cruz, Clovis, Rocklin, Davis, Watsonville, and Roseville have the most solar installations per resident. Chico, Woodland, Rancho Cordova, Livermore, and Petaluma have the most solar generation capacity per resident.
    •    Among large towns, with between 10,000 and 50,000 residents, Sonoma (Sonoma County), Grass Valley (Nevada County) and Auburn (Placer County) have the most solar installations per resident. Sonoma, Auburn and Oroville (Butte County) lead in terms of solar capacity per resident.
    •    Solar has reached its greatest penetration per capita in the northern Bay Area, the Sierra foothills, and the Central Valley. The small towns of Sebastopol (Sonoma County), Newcastle (Placer County), and Nevada City (Nevada County) lead the state in terms of number of solar installations per resident. Herald (Sacramento County), Edwards Air Force Base (Kern County), and Lebec (Kern County) lead the state in terms of solar capacity per capita.

Despite the development of thriving solar markets in cities across the state, California has only just begun to capture its tremendous potential for solar power.

  • The National Renewable Energy Laboratory estimates that the state could host more than 80,000 MW of rooftop solar in total – enough to generate more than a third as much electricity as California uses in a year.
    •    California has installed more than 1,000 MW of solar capacity on residential and commercial rooftops. Despite this substantial progress, vast potential remains to be developed.

California should continue to build the strength of its solar energy market.

Key steps include:

  • Ensure that the Million Solar Roofs Initiative reaches its goal by the end of 2016.
    •    Increase the use of solar energy systems in new construction by requiring all new homes to include solar power or other on-site renewable electricity generation by no later than 2020, and all new non-residential buildings by no later than 2030, through a net-zero energy building code requirement.
    •    Adopt a strong feed-in-tariff policy to encourage solar power installation on warehouses, parking lots and other sites with low on-site energy demands but high levels of sunshine.
    •    Maintain or enhance the incentive value of net metering and lift the cap on its use to allow all California ratepayers to benefit from going solar.
    •    Remove barriers to installing solar energy systems at the local and state levels by streamlining interconnection and permitting.
    •    Finally, California should continue to set ambitious clean energy goals – such as Governor Jerry Brown’s goal of installing 12,000 MW of distributed electricity generation in California by 2020 – and adopt innovative policies to achieve them.

 

To take advantage of Residential Solar PV Systems for your home or your customers’ homes … SunLender makes sense …

SunLender programs include:

SunLender™ Residential Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home.  SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Installer partners can show you how to “reduce” your energy usage with energy efficiency products, before you decide to “produce” with a solar system – ensuring that you get the right size system for your home. Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses.  If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. The Signature Loan is a secured term loan for financing the purchase and installation of energy efficiency products for your home with a term up to 7 years.

SunLender Pro™ Commercial Solar Financing

Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects. The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 15 years.

Pro Power Construction Interim Job Financing

One of the biggest challenges for Installers is cash flow during the construction phase of a project. Ramco/SunLender solves all that with ProPower Construction. Interim milestone payments are available to Installers from the beginning of a project. Greater Installer cash flow allows faster Installer growth and deal flow.

Start the process today, for your own home or for your customers’ homes …

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104