Residential Solar Financing in Stockton

In Stockton, “California’s Sunrise Seaport”, and throughout California, the West Coast and the Sunbelt states, Renewable Asset Management Company, LLC and SunLender™ provide residential solar financing directly through a network of leading Solar Power System (photovoltaic system) Installation companies. For Residential Solar Financing in Stockton and throughout California, SunLender can be counted on as your go-to provider.

Residential Solar Financing Stockton

Since 2011, the SunLender program has allowed Solar Power Installers to provide solar financing to their residential solar customers with a 20-year operating lease or a 10-year or 15-year loan. And Renewable Asset Management Company (RAMCO) is a proven leader in renewable energy financing, and in conjunction with affiliated companies have offered a variety of commercial and residential solar financing programs since 2008.

Residential Solar Financing in Stockton and America

The SunLender Lease and Loan programs are offered to approved Solar Power System Installers in Arizona, California and Hawaii. The SunLender Loan solar financing program is also currently available in Oregon, Michigan, Minnesota, North Carolina, South Carolina, Texas and Washington

Do you want to do what’s best for your customers?

We can save your customers up to an additional $13K on a typical $20K solar system.

Since our lease term is 20 years instead of 25, with the same or lower monthly payment as other financing programs, we can generate significant savings to your customers just by financing with SunLender.

  • Same System
  • Same Monthly Payment
  • Same Utility Savings
  • Less Total Cost

Contact SunLender for your Residential Solar Financing in Stockton.

Do the right thing for your customers.
Call SunLender today.

Call Mike Thompson to secure
the shortest term for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

The SunLender Difference:

SunLender™ Residential
Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home. SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses. If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. Our Installer partners can show you how to lower your energy usage with energy efficiency products, before you decide to generate power with a solar system – ensuring that you get the right size solar system for your home.
  • Signature Loan – The Signature Loan is a secured term loan for financing the purchase and installation of energy-efficiency products for your home with a term up to 7 years.

SunLender Pro™

  • Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects.

Commercial Solar Financing

Loan – The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 10 years.

We are looking for quality Installers in select markets

With SunLender, You Get:

  • Cash Flow – Installer job/construction financing through SunLender provides Solar Power System Installers with needed cash as early as customer credit approval.
  • Ease of Use – The SunLender proprietary solar proposal platform is comprehensive, uncomplicated and makes closing sales easy.
  • Less Red Tape – SunLender financing requires significantly less administrative burden than other financial programs in the solar market
  • Immediate Credit Approval – With SunLender, Solar Power System Installers can offer conditional financing approval to Homeowners in minutes.
  • Total Solution – SunLender is a complete in-house one-stop solar financing program, from originations and funding to servicing, and operations and maintenance.
  • Experience – 41-year financing foundation providing Installers and their customers unique credit programs, and financing renewables since 2008

Contact us to Demo the Program and see how SunLender can help you grow your business.

Available Programs:

SunLender™ Zero Down
Solar Lease

SunLender™ Zero Down
Solar Loan

SunLender Plus™ Energy Efficiency Signature Loan

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104

If your company is based in the Stockton area, or California, or you have a West Coast or Sunbelt client-base or solar system to install, the SunLender program is uniquely designed to provide Solar Power System Installers with the cash flow they need to grow. For your Residential Solar Financing in Stockton, the SunLender enhanced program allows Installers to leverage the partnerships, connections and network of RAMCO, and now provides interim project financing through the Pro Power Green™ Construction Financing program, allowing Installers to get paid faster and fund growth without typical construction cash-flow constraints inherent to other finance programs and Funds. The SunLender program is tailored to help Installers grow their business and increase their sales.

The SunLender portal provides a single-source quoting platform that offers Solar Power System Installers the ability to quote Homeowners a solar loan and a solar lease within the same proposal, in approved states, thereby allowing the consumer to choose the financing product best suited to their needs; and providing Installers the tools and financing options to close more deals.

SunLender Solar Lease or Loan makes it easy to Reduce Energy Costs

Step 1 Request a free solar home evaluation

Step 2 — Fill out credit app to see how much you can save

Step 3 — Have your solar system designed and installed

Step 4 — Harvest renewable sunlight and start saving

Start the process online today.

 

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104

email: mthompson@sunlender.com

About

Why SunLender?

SunLender was created top benefit Solar Power System Installers and Homeowners

Demand for electricity is steadily increasing causing household electricity bills to skyrocket.

A homeowner’s cost control of electricity is unknown. A Solar Power System allows a homeowner to set a fixed cost and drive savings for years to come. SunLender is committed to providing property owners with a simplified solar financing solution, giving you the choice of either a lease or a loan. Our network of leading Installers can draw up custom plans to match your toughest roof requirements, resulting in a system tailor-made for your home for zero out-of-pocket expense.

The SunLender program was developed for Solar Power System Installers.

Solar Installers across the country don’t always have the resources to find financing for customers, or the capital to provide it themselves.

For the last 40 years, we have been working with the building trades financing distributors and Installers as well as consumer home improvement projects.  We understand your business, we understand that you have to present solutions to your customers, and we have designed our finance program to specifically address your needs. Our Installer partners can reap the benefits of our industry-specific experience, connections and network.

Integrated Portal – Our pre-qualifying quote system lets Installers and homeowners know immediately if they pre-qualify for a lease or loan. This proprietary solar proposal platform enables Installers to present professional sales proposals to residential customers. The proposal offers several financing options as well as graphic representation of their solar investment.

  • Quick Quote Ability – We are focused on helping you sell more and streamlining that process with our sales tools.  The Quick Quote tool allows Installers to model a variety of products and pricing with a minimum of input, which can easily be converted to a sales proposal.
  • Easy Proposal to Signature Process – Not only do we provide financing, but we also directly service all of our consumer leases and loans.  We are a one-stop-shop and are able to serve both you the installer and your homeowner customers more effectively.
  • We can finance more than just PV – We are a finance company, not just a solar finance company.  We do not limit you to only finance solar solutions. We keep up with our Installers to provide financing for energy management solutions.

More efficient than other programs – When you offer multiple residential solar finance solutions you can tailor your sales pitch to your customer’s needs and close more deals.  With one approval you can offer your customer:

  • SunLender™ Zero Down Solar Lease – The homeowner leases the solar PV equipment and makes a low monthly payment for the length of the contract term.
  • SunLender™ Zero Down Solar Loan – A fully amortized loan that provides a low monthly payment and path to ownership. The homeowner keeps the rebates and tax credits and increases the value of their home.
  • SunLender Plus™ Energy Efficiency Signature Loan – An unsecured loan that provides financing for energy efficiency solutions and can be approved simultaneously with a solar lease or loan.

Program tailored to Installer’s business – we only partner with the best and we trust our Installers

  • Easier program management – We developed our process given our 40-year experience working with the building trades.  Financing is a solution, but it should not overly burden your organization.
  • Faster payment – Experience gives us the insight to know that sales are important, but Cash Flow is more important.  Our program is tailored to help you grow your business and increase your origination.
  • Cash Flow – Interim Jobs/Construction financing provided by ProPower Construction allows you to grow sales and perpetuate deal flow.
  • Program is set up to scale with growth – Using online systems and tools, we are built for growth and have the ability to scale with you.

For Homeowners who want to go green, while saving green … SunLender is here to help you install and save

Every home is unique. There is no ‘one size fits all’ solar residential finance solution out there, contrary to what much of the industry might say. That’s why we offer both a lease and a loan – so that your Installer can design the best system, with the best financing, with the longest warranty, for the best price, guaranteed. Your family has unique needs and we want to provide the right solution for you. We have designed residential solar financing solutions that require little or no money down, and have positive impact to your monthly cash flow.

Our Installer partners can show you how your new solar power system will pay for itself right away, by funding the monthly financing payment with the savings from your electricity bill. By combining federal and local rebates and incentives and using our innovative financing solutions, you can install a solar power system that will save you tens of thousands of dollars over its life, without requiring cash outlays at the time of installation!

Why SunLender?

  • Flexible Financing with little to no money down.
  • Rent or Own your equipment – the choice is yours.
  • Do the right thing! – Replace dirty grid power with clean renewable energy and save your family money.
  • Increase the value of your home – The Department of Energy completed a study in April 2011 that concluded a home seller who invested in solar panels could expect to capture a premium of $18,600-$23,870 versus comparable homes without solar panels,

Available programs:

SunLender

Loan or lease

$0 Down

Zero-Down Loan or Lease

No money up front, complete solar satisfaction.

Loan or Lease

You decide what is best for you

Clear comparison in the same proposal.

Worry Free

Extended Warranty for Peace of mind

24/7 system monitoring is comprehensive.

Easy Process

Quick, Simple & thorough

Uncomplicated steps put solar in your home

Start the process today …

Begin online

Or Call Mike Thompson to reduce energy costs for your customers:
(855) 630-0869 ext. 104
email: mthompson@sunlender.com

Stockton

Stockton, the county seat of San Joaquin County, in north-central California, is known as  “California’s Sunrise Seaport,” “Port City,” “Brick City” and “Mudville.”  Located on the San Joaquin River in the northern San Joaquin Valley, Stockton has an  estimated population of 300,899 people as of 2014.

With a motto of : “Stockton: All American City,” Stockton sits within the farmland of the San Joaquin Valley, part of California’s Central Valley, and near thousands of miles of waterways which make up the California Delta.

Inland California’s major north-south highways of Interstate 5 California State Route 99, pass through the city, and both the dredged San Joaquin River and California State Route 4 connect Stockton with the San Francisco Bay Area to its west.

Stockton occupies a total area of 64.8 square miles, of which 61.7 square miles is land and 3.1 square miles (4.76%) is water.

Stockton is centrally located relative to both San Francisco and Sacramento. Given its location, its proximity to the state and interstate freeway system, and relatively inexpensive land costs, many companies base their regional operations in Stockton.

Climate

Stockton has a Mediterranean climate, characterized by hot, dry summers and mild winters. In an average year, about 80% of the 13.8 inches  of precipitation falls from October through April. Located in the Central Valley,  the temperatures range is much greater than in the nearby Bay Area. Tile fog blankets the area during some winter days. Stockton lies in the fertile heart of the California Mediterranean climate prairie delta, about equidistant from the Pacific Ocean and the Sierra Nevada range.

There are an average of 82 days annually with high temperatures of 90 °F or higher, and 18 of 100 °F or above; 19 days see low temperatures at or below freezing. There are an average of 55 days with measurable precipitation. Only light amounts of snow have been recorded; the most was 0.3 inches in February 1976. And sunshine in Stockton is in abundance, averaging 357 sunny days annually, compared to 205 days a year as an average in America.

Households

As of the 2010 census, there were 78,556 households in Stockton, out of which 40.8% had children under the age of 18 living with them. The average household size was 3.04 and the average family size was 3.59.

In the city the population was spread out with 32.4% under the age of 18, 11.0% from 18 to 24, 27.4% from 25 to 44, 18.9% from 45 to 64, and 10.2% who were 65 years of age or older. The median age was 30 years. For every 100 females there were 95.0 males. For every 100 females age 18 and over, there were 91.0 males.

The median income for a household in the city was $35,453, and the median income for a family was $40,434. Males had a median income of $35,181 versus $26,602 for females. The per capita income for the city was $15,405. 23.9% of the population and 18.9% of families were below the poverty line. 32.8% of those under the age of 18 and 11.9% of those 65 and older were living below the poverty line.

Solar Energy

Retrofitting  “Green” in Stockton

Environmental studies have found that retrofitting an existing building to make it 30 percent more efficient is generally better for the environment than a new building with the same efficiencies. Moreover, the study also found that it could take up to 80 years for the new building to make up for the environmental impact of its initial construction. These numbers apply whether the building is residential, commercial or industrial.

So, why does this matter to Stockton, and what can you do about it?

In short, about seven years ago, the City of Stockton was sued by the Sierra Club over its 2035 General Plan and its impact on Greenhouse Gas (GHG) emissions. Then-Attorney General Jerry Brown threatened to join the suit as well. As a result, the city reached a settlement agreement requiring the creation of a Climate Action Plan (CAP) in accordance with Assembly Bill 32, thereby reducing GHGs through the plan’s implementation measures. The draft CAP was released in February.

One of the primary sources of emissions in Stockton identified by the CAP is energy use of existing buildings. Buildings are the second largest source of pollution, accounting for 33% of total community emissions.

In order to meet the GHG reduction targets identified in the CAP, the plan relies heavily on the community to implement its recommendations, including retrofitting existing buildings.  Specifically, retrofits of existing residential buildings make up the largest percentage of proposed GHG reductions, followed by solar panels on both residential and commercial buildings, and then retrofits to commercial buildings.

Retrofitting of an existing building, including your home, doesn’t just benefit our community’s GHG reduction goals, but it also benefits your pocket book!  Even better, applying sustainable features adds value to your home, giving it an edge if you ever choose to sell it.

But retrofitting can be expensive, meaning many people won’t ever consider solar panels, double pained windows or insulation. Luckily, the city, county, state and federal governments have a plethora of programs and incentives to help ease the financial burden on homeowners.

Where do we find these fantastic incentives?  We’ve done the research for you!  Below is a comprehensive list of energy efficiency programs and incentives available to help make your home greener and save you money in the long run. If we’ve missed any, please share in the comments section.

City of Stockton PACE Program

http://www.prweb.com/releases/2013/12/prweb11421742.htm

Program for property owners to get no money down, long term, low interest financing for energy efficiency, renewable energy, and water conservation projects.  PACE financing payments are amortized for up to 20 years via assessments on the owner’s property tax bills. Projects funded with PACE can run from $5,000 up to 20% of a property’s assessed value. If an improved property is sold, the financed assessment can be transferred to a new owner so benefits stay with the current property owner. This program is available for nearly all owners of commercial and multi-family properties including industrial, offices, hotels, retail centers, and more.

Federal Tax Credits for consumer energy efficiency

https://www.energystar.gov/?c=tax_credits.tx_index

Tax credits for everything from window upgrades to roof top solar panels.

Green mortgages save on energy, loan costs

http://www.bankrate.com/finance/mortgages/green-mortgages-save-on-energy-loan-costs-1.aspx

Energy-efficient mortgages let you qualify for bigger loans than you would otherwise by folding in the additional cost of making improvements for energy efficiency.  Because mortgage interest payments are tax-deductible, an energy-efficient mortgage can be a more cost-effective way to finance home-energy improvements than using a credit card, bank loan or cash, which usually offer no tax benefits.

PG&E Net Energy Metering

http://www.pge.com/en/myhome/saveenergymoney/plans/nemrates/index.page

Net metering for solar or solar water heating systems.  Special rates also available for owners of Plug-in Electric Vehicles.

Solar Financial Incentives in Stockton

For your Residential Solar Financing in Stockton, the SunLender programs can save you money while ensuring that the process is easy for you. In addition the money you can save with SunLender, Solar Power Systems installed in Stockton can save homeowners money through several other programs.

California leads the way for solar generation

California is far and away the nation’s leader in the solar industry. According to the state’s website, there are more than 242,000 solar projects throughout the state with 2,279 megawatts installed. Los Angeles leads with 238 megawatts, and San Diego comes in second with 182 megawatts. According to the Solar Energy Industries Association, the next leading states are:

  • Arizona
  • North Carolina
  • Massachusetts
  • New Jersey
  • Hawaii
  • Georgia
  • Texas
  • New York

Go Solar California, State Rebate Program

As part of California’s $3.3 billion “Million Solar Roofs Program,” the Go Solar California! campaign has a goal to install 3,000 megawatts (MW) of new solar electricity capacity on homes and businesses by the end of 2016, making renewable energy an everyday reality.

California Solar Initiative (CSI): The California Solar Initiative is managed by PG&E in San Francisco and will provide incentives through 2016 for existing residential homes and existing and new commercial, industrial, and agricultural properties.  The California Solar Initiative is designed to promote solar technologies and help lower the cost of solar systems that will serve California’s needs. CSI has set a goal of creating 3,000 megawatts (MW) of new, solar-generated electricity by 2017, moving California toward a cleaner energy future.

California Solar Initiative for PG&E Customers

http://www.pge.com/en/myhome/saveenergymoney/solar/csi.page?WT.mc_id=Vanity_csi

This program encourages high-performing solar systems. Incentives differ depending on the type of property and size of the system. The deadline has passed for this year, so keep an eye out for next year’s program.

Single Family Affordable Solar Housing Program (SASH): Managed by the non-profit solar organization, GRID Alternatives, this program offers incentives to eligible low income households.

New Solar Housing Partnership (NSHP): Managed by the California Energy Commission, the New Solar Homes Partnership (NSHP) will provide $400 million worth of incentives through 2016 to encourage solar in new residential construction.

Multifamily Affordable Solar Housing Program (MASH): Building owners can install solar PV systems to offset energy used in common areas and utilize virtual net metering (VMN) to offset tenant loads. (*Please note, the incentive budget for the PG&E territory has been fully spent. Customers may still be added to a waitlist for funds as they become available.

Federal Tax Credits and Accelerated Depreciation

A 30 percent federal tax credit is offered for the installation of both residential and corporate solar energy systems. The tax credit is applied to the net cost after other rebates or grants have reduced the initial system cost. The current federal tax credit program is available through 2016.

Residential Renewable Energy Tax Credit: Homeowners installing new solar PV and solar water heating systems are eligible for his 30 percent tax credit. Download IRS Form 5695.

Business Energy Investment Tax Credit: Businesses installing new solar PV and solar water heating systems are eligible for this 30 percent tax credit. Download IRS Form 3468.

Modified Accelerated Cost-Recovery System (MACRS) + Bonus Depreciation.

Under the federal Modified Accelerated Cost-Recovery System (MACRS), businesses may recover renewable energy investments through depreciation deductions. For more information visit the US Department of Energy’s DSIRE website.

Additional Programs for Financial Incentives for Solar PV in Stockton

Federal ITC

The Federal Government provides tax credits for businesses that invest in renewable energy.

Residential Renewable Energy Tax Credit

The Federal Government provides tax credits for residential renewable energy.

Stockton City Council votes to Adopt HERO Residential Energy and Water Efficiency Program

In 2014, the Stockton City Council voted to make the HERO Property Assessed Clean Energy (PACE) program available to city residents. That means that Stockton property owners can make homes more efficient with low-cost, tax deductible financing paid through their property assessment. Stockton joins more than 140 California jurisdictions in adopting HERO to create jobs, save energy and water.

Like all PACE programs, HERO makes energy- and water-saving renovations affordable for property owners by providing long-term, competitive financing through an additional property assessment. In 2013 the Stockton City Council approved FigTree Financing, another PACE provider that focuses primarily on commercial PACE projects, to offer its services to the community.

HERO is the leading residential PACE program in the nation, currently financing 95% of all residential PACE projects. In addition to helping homeowners save on utility bills, HERO spurs local job creation by increasing demand for contractor services. The HERO Program has helped to create more than 2,100 jobs in California since its launch in December 2011. The program is now available in 142 communities in California and has helped to fund 10,000 residential projects, totaling more than $200 million in financing.

“HERO is making a big impact on job creation and economic stimulus throughout California,” said Matt Messina, HERO Community Development Manager. “The program has a strong track record where it is active and will make it easy for Stockton residents to make home improvements that increase their comfort and save money. Based on our experience in other California communities, we expect to see a high level of interest from homeowners almost immediately.”

More than 900,000 energy- and water-saving models are available to property owners through the HERO Program. Some of HERO’s most popular products include solar power panel installations, whole-home heating and cooling (HVAC) systems, energy-saving windows and doors, roofing and insulation.

Participation in HERO is 100-percent voluntary for both local government agencies and property owners, and is cost neutral for jurisdictions. A growing number of California cities and counties are partnering with multiple PACE providers to increase financing choices available to consumers.

The HERO program has received the Governor’s Environmental and Economic Leadership Award in California, the Urban Land Institute Best of the Best, and the Southern California Association of Governments President’s Award for Excellence. For more information and to apply for the program please visit www.heroprogram.com.

California’s Solar Market is Thriving

According to a report by Environment California, California’s solar market is thriving. Ten years ago, solar panels atop roofs were a rarity. Today, solar is taking hold in cities across California, from coastal metropolises such as San Francisco, to agricultural and industrial hubs in the Central Valley. In the past two years alone, the solar industry has installed more than 5,000 kilowatts of solar power in each of 10 different California cities.

Solar energy makes sense for California. Each new solar panel helps to clean our air, fight global warming, improve the reliability of our electricity grid, boost the economy, and create much-needed jobs.

California has just begun to tap into the vast potential of solar energy. Governments, utilities and the public should continue to work together toward a clean energy future.

Solar cities are the heart of California’s thriving solar market.

  • San Diego leads all California cities in terms of the number of solar installations on residential, commercial and government buildings, with more than 4,500 projects installed. San Diego also leads the state in terms of overall solar generation capacity, with nearly 37 megawatts (MW). If San Diego were a nation unto itself, it would rank among the top 25 nations in the world in terms of solar capacity, with more solar power than the entire nation of Mexico.
    •    Los Angeles ranks second, with more than 4,000 solar installations adding up to more than 36 MW of power generation capacity.
    •    San Jose ranks third, with more than 2,700 solar installations and 31 MW of solar electric generation capacity.
    •    In addition, San Francisco, Fresno, Bakersfield, Santa Rosa, Roseville, Clovis, Sacramento and Oakland all have more than 1,000 solar installations. In terms of generation capacity, Fresno, San Francisco, Bakersfield, Sacramento, and Santa Rosa all have more than 10 MW installed.

California’s solar market is geographically diverse. Solar installations are taking hold from coastal urban centers to mountain communities to towns in the Central Valley

  • Among cities with at least 50,000 residents, Santa Cruz, Clovis, Rocklin, Davis, Watsonville, and Roseville have the most solar installations per resident. Chico, Woodland, Rancho Cordova, Livermore, and Petaluma have the most solar generation capacity per resident.
    •    Among large towns, with between 10,000 and 50,000 residents, Sonoma (Sonoma County), Grass Valley (Nevada County) and Auburn (Placer County) have the most solar installations per resident. Sonoma, Auburn and Oroville (Butte County) lead in terms of solar capacity per resident.
    •    Solar has reached its greatest penetration per capita in the northern Bay Area, the Sierra foothills, and the Central Valley. The small towns of Sebastopol (Sonoma County), Newcastle (Placer County), and Nevada City (Nevada County) lead the state in terms of number of solar installations per resident. Herald (Sacramento County), Edwards Air Force Base (Kern County), and Lebec (Kern County) lead the state in terms of solar capacity per capita.

Despite the development of thriving solar markets in cities across the state, California has only just begun to capture its tremendous potential for solar power.

  • The National Renewable Energy Laboratory estimates that the state could host more than 80,000 MW of rooftop solar in total – enough to generate more than a third as much electricity as California uses in a year.
    •    California has installed more than 1,000 MW of solar capacity on residential and commercial rooftops. Despite this substantial progress, vast potential remains to be developed.

California should continue to build the strength of its solar energy market.

Key steps include:

  • Ensure that the Million Solar Roofs Initiative reaches its goal by the end of 2016.
    •    Increase the use of solar energy systems in new construction by requiring all new homes to include solar power or other on-site renewable electricity generation by no later than 2020, and all new non-residential buildings by no later than 2030, through a net-zero energy building code requirement.
    •    Adopt a strong feed-in-tariff policy to encourage solar power installation on warehouses, parking lots and other sites with low on-site energy demands but high levels of sunshine.
    •    Maintain or enhance the incentive value of net metering and lift the cap on its use to allow all California ratepayers to benefit from going solar.
    •    Remove barriers to installing solar energy systems at the local and state levels by streamlining interconnection and permitting.
    •    Finally, California should continue to set ambitious clean energy goals – such as Governor Jerry Brown’s goal of installing 12,000 MW of distributed electricity generation in California by 2020 – and adopt innovative policies to achieve them.

To take advantage of Residential Solar PV Systems for your home or your customers’ homes … SunLender makes sense …

SunLender programs include:

SunLender™ Residential Solar Financing

  • Lease – The SunLender Lease is a 20-year term operating lease with zero or 2.9% escalator for financing the purchase and installation of a solar power system for your home.  SunLender owns the system and provides a 20-year “worry-free” solar system that will save your family money.
  • Loan – The SunLender Loan is a term loan for financing the purchase and installation of a solar power system for your home with term of up to 15 years. Installing a solar power system is equivalent to pre-paying power, at less than what you currently pay. Once installed, a solar power system requires little or no maintenance and will provide electricity cleanly and quietly using the renewable energy of the sun.

SunLender Plus™

  • Energy Efficiency Financing – Our Installer partners can show you how to “reduce” your energy usage with energy efficiency products, before you decide to “produce” with a solar system – ensuring that you get the right size system for your home. Our Signature Loan program allows you to purchase and install energy efficiency products that reduce the overall amount of energy your home uses.  If you use less energy, you not only save money, but you also do not need to offset as much energy, and therefore you do not need as large of a solar system. The Signature Loan is a secured term loan for financing the purchase and installation of energy efficiency products for your home with a term up to 7 years.

SunLender Pro™ Commercial Solar Financing

Our finance foundation has been built on strong, seasoned and trusting relationships that have grown from our solid financing reputation. We have expanded our commercial financing program to address demand for commercial financing energy projects through our simplified, convenient step-by-step process that funds your light-scale commercial projects. The SunLender Pro Loan is a term loan for financing the purchase and installation of a solar power system for your business with a term up to 15 years.

Pro Power Construction Interim Job Financing

One of the biggest challenges for Installers is cash flow during the construction phase of a project. Ramco/SunLender solves all that with ProPower Construction. Interim milestone payments are available to Installers from the beginning of a project. Greater Installer cash flow allows faster Installer growth and deal flow.

Start the process today, for your own home or for your customers’ homes …

Contact Mike Thompson by email: mthompson@sunlender.com,
or phone: (855) 630-0869 ext. 104