Solar Pros

The SunLender Difference

Customers want uncomplicated financing programs that allow them the “freedom to choose” what is best for them. SunLender offers your customers multiple options, in a simple presentation, that gives them the opportunity to select the solution that fits their unique situation.

With 42 years of experience originating and servicing loans and leases, SunLender is uniquely qualified to provide the best service in the industry both before and after the sale. Our expertise combined with our innovative programs is a difference maker.

Freedom to Choose

SunLender offers homeowners multiple financing options with only one credit underwriting. This includes Leases, Loans and Energy Efficiency financing.

Unlimited line of credit for Equipment Purchase

With an unlimited line of credit for equipment purchases, Installers can grow without cash constraints.

Concierge Service

We assign two concierges that serve as primary and secondary named contacts that actually launch their service before the deal closes to ensure that the customer has a comfortable understanding of the process. Their service continues after interconnection.

System Monitoring for the Life of the Agreement

SunLender monitors the system’s performance on a daily basis for the lifetime of the loan or lease agreement.

Network of Installers

Although the system is virtually maintenance free and it has a 100% warranty, SunLender provides an extra layer of assurance through their Network of Licensed Installers that are available if an unlikely interruption in performance should occur.

Inverter Replacement/Scheduled Maintenance

It is likely in the lifetime of the system (typically in year 8-12) the Inverter will need to be replaced. SunLender provides this replacement as part of their scheduled maintenance program at no additional cost.

Largest National Coverage

We offer loans, leases and energy efficiency financing in more states than any of our competitors. New states are coming on daily, so please check with us.

Fast and Easy Paperwork

Proposals and documents are prepared in minutes. Docusign is utilized to help make the paperwork fast, easy and accurate.

Fast Start Training

New Installers are onboarded quickly with SunLender’s FAST-START TRAINING PROGRAM that includes Proposal Creation, Customer Presentation, Document Signing and Portal Navigation

Enhance Your Cash Flow and Maximize Your Profit

We pay fast

SunLender pays Installers faster than any third-party financier in the industry.

Interim Job/Construction Financing

For many Installers, the biggest roadblock to growth is lack of cash. SunLender provides Installers Cash Flow during the construction phase, that allows Installers to keep selling ( and growing) prior to interconnection.

Platform/Portal

Our point-of-sale tool puts everything into the hands of your sales team to close more deals.  Generate a proposal, run your customers credit and get an immediate credit decision and produce all the financing documents required to close your deal with your customer. Our SunLender portal provides the ability to manage the entire solar sales process–from proposal to system design to financing–within our automated and streamlined software that provides multiple forms of financing using the same underwriting process.

Co-branded  and Private Label Programs

We stand behind you to provide the right financing to your customers. Our co-branded and private label finance products, allow solar professionals to brand financing and proposals as their own to develop their own brands and local businesses.

No Internet Connection Required

Many Solar providers require an internet connection in order to monitor the production of the system. SunLender provides lifetime monitoring of the system without the burden to the Homeowner of having to maintain an internet connection.

Immediate Credit Decisions

Using the SunLender portal conditional credit decisions are instantaneous.

Second Look Program

Only SunLender provides a second manual look for all initial credit denials. Many Solar providers only look at the homeowners FICO score. While this is an important element of the underwriting process it is only one element at SunLender.

Proposals and Documents

SunLender’s customer presentation proposals and required documents are easy to understand and help customers understand the benefit of going solar.

Partner Recognition

SunLender encourages Installers to grow fast by offering sales incentive and  loyalty programs that reward you for keeping the pipeline full and your sales teams closing.

SunLender Customer Referral Program

Any Customer that refers a new SunLender Customer will receive a referral bonus when the new Customer interconnects. This helps you grow your business.

SunLender Residential Solar Lease

For homeowners that are looking for a worry free, professionally managed solar solution, with predictable monthly payments, leasing may be the best choice.

No Down Payment

No out of pocket expenses are required for SunLender leases.

Guaranteed Performance

System production performance is monitored on a daily basis and any underperformance issues are addressed immediately.

Low Predictable  Payments

The SunLender lease offers low predictable payments for a 20-year term.

Lower Monthly Payments

By including an escalator that gradually increases the monthly payment, as utility rates increase over time, homeowners can get extremely low rates now and pay less than they would have otherwise through a utility. Programs are designed so that monthly payment rates will be lower than utility rates.

Anxiety Free

Solar PV systems are very reliable, but a SunLender Lease also provides the added assurance that if any problem with the system should arise, someone else (SunLender) is taking care of it.

No Tax Filing Hassles

SunLender handles the paperwork for all tax credits, rebates or other incentives and passes the savings to the homeowner by offering lower rates.

Dealer Buy Down Options

When a competitive circumstance is encountered, Installers have the opportunity to buy down interest rates or length of term for customers in order to close the deal.

Early Payments or Pay-off

Homeowners can choose to make an early payment or pay-off without fear of incurring an additional fee. This guarantee is included with all SunLender financing programs.

Immediately save on Utility Costs

Upon interconnection, Homeowners have an opportunity to save on their utility bill for the lifetime of their system. The savings start immediately.

Equipment

SunLender has a wide variety of American-made or Imported Equipment  included on their AVL (Approved Vendor List) Upon request we will vet vendors not currently included.

 End of Lease

At the end of the lease agreement, the Homeowner can continue the lease, choose to buy it at a discounted fair-market value, or ask to have it removed at no cost.

Transfer of ownership

Transfer of ownership is made easy. If the Homeowner is selling their home, the system, can be transferred to the new owner, or the Homeowner can pay the agreement off with no penalty, and then sell their property with the added value of a solar system

SunLender Residential Solar Loan

Many Homeowners find that owning their roof top solar (PV) system is a better long-term solution. They may have the ability to use the Income Tax credits or Rebates and they are comfortable filing for them.

Interest Rates as low as 1.99%

SunLender offers a spectrum of interest rates and terms that are based on the strength of homeowner’s credit. Some rates for excellent credit start as low as 1.99%.

Tax Incentives and Rebates

Homeowners keep all available tax credits and rebates.

No Money Down

No money down and no out-of-pocket expenses are required for SunLender loans.

Fixed Rate

Homeowners may choose between a fixed rate or an adjustable financing program … whichever works best for them.

No Payment/No Interest  (Up to 30% for ITC)

An element of the SunLender loan provides for giving the homeowner time to collect their 30% income tax credit (ITC). No Payment and No Interest will be required for 30% of the cost of the system during the first 12 months of the agreement.

FICO Scores As Low As 640 Are Accepted

SunLender’s advanced credit underwriting process creates a larger pool of potential customers that qualify, and that translates into more sales. With SunLender’s easy financing approvals, FICO credit scores as low as 640 may be accepted.

Dealer Buy Down Options

When a competitive circumstance is encountered, Installers have an opportunity to buy down interest rates or length of term for customers in order to close the deal.

Early Payments or Pay-off

Homeowners can choose to make an early payment or pay-off without fear of incurring an additional fee.

Immediately save on Utility Costs

Upon interconnection, Homeowners have an opportunity to save on their utility bill for the lifetime of their system.

Equipment

SunLender has a wide variety of American-made or Imported Equipment  included on their AVL (Approved Vendor List) Upon request we will vet new vendors not currently included.

Unsecured Loans

All SunLender loans are unsecured by the homeowner.

SunLender Residential Energy Efficiency Loan

With over 42 years of experience offering Energy Efficiency Loans to homeowners and businesses, SunLender stands out as the only seasoned financier in the relatively young Solar market. SunLender makes it easy for you to become your customer’s one stop shop for Solar and Energy Efficiency upgrades.

Unsecured Contracts

Energy Efficiency loans do not impede the homeowner’s property

Immediate Credit Decisions

Credit decisions for Energy Efficiency and Solar can be requested at the same time making the over-all process even faster

Instantaneous Payments

Installers are paid immediately, via ACH, upon project completion.

Types of Energy Efficiency Programs

SunLender offers programs to help finance a wide range of improvements including but not limited to:

Electrical

  • Solar PV Systems
  • Lighting Retrofits
  • Storage Systems
  • Generators
  • Smart Home Upgrades

HVAC

  • Water Heaters
  • Furnaces
  • Air Conditioning

Building

  • Insulation
  • Roofing
  • Plumbing Retrofits
  • Siding
  • Security